# 5609 Harbour Circle, Cape Coral, FL 33914 > **TL;DR:** 3bd/3ba single family, $675,000 ($276/sqft), built 1999, 2,444 sqft. > Pool, Spa, Waterfront, A/C. Est. $3,880/mo. Listed 395 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $675,000 | | Price/sqft | $276 | | Bedrooms | 3 | | Bathrooms | 2 full, 1 half | | Square Feet | 2,444 | | Year Built | 1999 | | Lot Size | 10,019 sqft (0.23 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 395 | ## Why This Home Stands Out - **Pool** - Porch - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,413 | | Estimated Insurance | $197 | | HOA | $270 | | **Total** | **$3,880** | ## Key Amenities - Pool - Spa - Waterfront - A/C - 2-car garage ## Property Highlights - Built in 1999 - 0.23 acre lot - Private pool - Waterfront ## Description ### Agent Description PRISTINE, TURN-KEY RETREAT IN THE GATED ENCLAVE OF CAPE HARBOUR! Experience the ultimate Florida lifestyle in this immaculate 3-bedroom, 2.5-bathroom single-story residence located inside the highly coveted Gate 1 community. Meticulously maintained and offered fully turnkey-furnished, this pristine home is completely move-in ready - ideal as a primary residence, vacation home, or premium rental asset. MASSIVE FINANCIAL ADVANTAGE: Escape the soaring costs of new insurance policies! This property features a fully transferable, assumable Flood Insurance policy locked in at only $1,872 per year - saving thousands annually compared to neighboring listings. Step inside to a bright, open floor plan with 2,444 sq ft under a pristine roof, featuring a heavily updated and meticulously serviced HVAC system with mostly new components. The outdoor oasis is designed for true relaxation, with an electric-heated pool and spa, screened lanai, and lush tropical fruit trees overlooking peaceful lake views.Enjoy peace of mind with gated security and low monthly HOA fees that include full access to Cape Harbour's world-class amenities: clubhouse, fitness center, tennis courts, and the luxury marina just a short walk or golf-cart ride away. This property is sold strictly "As-Is" for seller convenience, reflecting its pristine condition. High-value, worry-free luxury living at its finest. ## Location - **Address:** 5609 Harbour Circle, Cape Coral, FL 33914 - **County:** Lee - **Neighborhood:** CAPE HARBOUR - **Coordinates:** 26.547555, -82.010794 - **Google Maps:** https://www.google.com/maps?q=26.547555,-82.010794 ## Virtual Tour & Media - **Video Tour:** https://lacasatour.com/property/5609-harbour-cir-cape-coral-fl-33914-1/ub ## Listing Agent - **Name:** Ted Stout · **License:** 274500881 - **Brokerage:** Realmark Realty Group II LLC - **Broker Phone:** (239) 313-8020 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/5609-Harbour-Cir_Cape-Coral_FL_33914_M92469-65131?f=listhub&s=FMSWFL&m=2025005441&c=propsimple) ## Photos ![5609 Harbour Circle - Photo 1](http://lh.rdcpix.com/31cc6ea00a6faf2aa807d24c15957d34l-f2848754299r.jpg) ![5609 Harbour Circle - Photo 2](http://lh.rdcpix.com/31cc6ea00a6faf2aa807d24c15957d34l-f1752710336r.jpg) ![5609 Harbour Circle - Photo 3](http://lh.rdcpix.com/31cc6ea00a6faf2aa807d24c15957d34l-f1768174500r.jpg) ![5609 Harbour Circle - Photo 4](http://lh.rdcpix.com/31cc6ea00a6faf2aa807d24c15957d34l-f2606924336r.jpg) ![5609 Harbour Circle - Photo 5](http://lh.rdcpix.com/31cc6ea00a6faf2aa807d24c15957d34l-f3267552892r.jpg) ![5609 Harbour Circle - Photo 6](http://lh.rdcpix.com/31cc6ea00a6faf2aa807d24c15957d34l-f1392106183r.jpg) ![5609 Harbour Circle - Photo 7](http://lh.rdcpix.com/31cc6ea00a6faf2aa807d24c15957d34l-f3258320744r.jpg) ![5609 Harbour Circle - Photo 8](http://lh.rdcpix.com/31cc6ea00a6faf2aa807d24c15957d34l-f830268672r.jpg) ![5609 Harbour Circle - Photo 9](http://lh.rdcpix.com/31cc6ea00a6faf2aa807d24c15957d34l-f1824819850r.jpg) ![5609 Harbour Circle - Photo 10](http://lh.rdcpix.com/31cc6ea00a6faf2aa807d24c15957d34l-f4073931342r.jpg) ![5609 Harbour Circle - Photo 11](http://lh.rdcpix.com/31cc6ea00a6faf2aa807d24c15957d34l-f81767966r.jpg) ![5609 Harbour Circle - Photo 12](http://lh.rdcpix.com/31cc6ea00a6faf2aa807d24c15957d34l-f4059257635r.jpg) ![5609 Harbour Circle - Photo 13](http://lh.rdcpix.com/31cc6ea00a6faf2aa807d24c15957d34l-f4235605248r.jpg) ![5609 Harbour Circle - Photo 14](http://lh.rdcpix.com/31cc6ea00a6faf2aa807d24c15957d34l-f624234711r.jpg) ![5609 Harbour Circle - Photo 15](http://lh.rdcpix.com/31cc6ea00a6faf2aa807d24c15957d34l-f3050005995r.jpg) ![5609 Harbour Circle - Photo 16](http://lh.rdcpix.com/31cc6ea00a6faf2aa807d24c15957d34l-f3206888415r.jpg) ![5609 Harbour Circle - Photo 17](http://lh.rdcpix.com/31cc6ea00a6faf2aa807d24c15957d34l-f180943662r.jpg) ![5609 Harbour Circle - Photo 18](http://lh.rdcpix.com/31cc6ea00a6faf2aa807d24c15957d34l-f2803390295r.jpg) ![5609 Harbour Circle - Photo 19](http://lh.rdcpix.com/31cc6ea00a6faf2aa807d24c15957d34l-f1265339060r.jpg) ![5609 Harbour Circle - Photo 20](http://lh.rdcpix.com/31cc6ea00a6faf2aa807d24c15957d34l-f686423461r.jpg) ![5609 Harbour Circle - Photo 21](http://lh.rdcpix.com/31cc6ea00a6faf2aa807d24c15957d34l-f2416728422r.jpg) ![5609 Harbour Circle - Photo 22](http://lh.rdcpix.com/31cc6ea00a6faf2aa807d24c15957d34l-f192014189r.jpg) ![5609 Harbour Circle - Photo 23](http://lh.rdcpix.com/31cc6ea00a6faf2aa807d24c15957d34l-f1264041298r.jpg) ![5609 Harbour Circle - Photo 24](http://lh.rdcpix.com/31cc6ea00a6faf2aa807d24c15957d34l-f4096774366r.jpg) ![5609 Harbour Circle - Photo 25](http://lh.rdcpix.com/31cc6ea00a6faf2aa807d24c15957d34l-f950171069r.jpg) ![5609 Harbour Circle - Photo 26](http://lh.rdcpix.com/31cc6ea00a6faf2aa807d24c15957d34l-f7759033r.jpg) ![5609 Harbour Circle - Photo 27](http://lh.rdcpix.com/31cc6ea00a6faf2aa807d24c15957d34l-f3812496234r.jpg) ![5609 Harbour Circle - Photo 28](http://lh.rdcpix.com/31cc6ea00a6faf2aa807d24c15957d34l-f3608056532r.jpg) ![5609 Harbour Circle - Photo 29](http://lh.rdcpix.com/31cc6ea00a6faf2aa807d24c15957d34l-f3081326574r.jpg) ![5609 Harbour Circle - Photo 30](http://lh.rdcpix.com/31cc6ea00a6faf2aa807d24c15957d34l-f921666903r.jpg) ![5609 Harbour Circle - Photo 31](http://lh.rdcpix.com/31cc6ea00a6faf2aa807d24c15957d34l-f3935885609r.jpg) ![5609 Harbour Circle - Photo 32](http://lh.rdcpix.com/31cc6ea00a6faf2aa807d24c15957d34l-f453323058r.jpg) ![5609 Harbour Circle - Photo 33](http://lh.rdcpix.com/31cc6ea00a6faf2aa807d24c15957d34l-f4212368536r.jpg) ![5609 Harbour Circle - Photo 34](http://lh.rdcpix.com/31cc6ea00a6faf2aa807d24c15957d34l-f805685429r.jpg) ![5609 Harbour Circle - Photo 35](http://lh.rdcpix.com/31cc6ea00a6faf2aa807d24c15957d34l-f2595336756r.jpg) ![5609 Harbour Circle - Photo 36](http://lh.rdcpix.com/31cc6ea00a6faf2aa807d24c15957d34l-f623943440r.jpg) ![5609 Harbour Circle - Photo 37](http://lh.rdcpix.com/31cc6ea00a6faf2aa807d24c15957d34l-f1193264034r.jpg) ![5609 Harbour Circle - Photo 38](http://lh.rdcpix.com/31cc6ea00a6faf2aa807d24c15957d34l-f2203805532r.jpg) ![5609 Harbour Circle - Photo 39](http://lh.rdcpix.com/31cc6ea00a6faf2aa807d24c15957d34l-f1741347945r.jpg) ![5609 Harbour Circle - Photo 40](http://lh.rdcpix.com/31cc6ea00a6faf2aa807d24c15957d34l-f599248896r.jpg) ![5609 Harbour Circle - Photo 41](http://lh.rdcpix.com/31cc6ea00a6faf2aa807d24c15957d34l-f1181676980r.jpg) ![5609 Harbour Circle - Photo 42](http://lh.rdcpix.com/31cc6ea00a6faf2aa807d24c15957d34l-f3070098825r.jpg) ![5609 Harbour Circle - Photo 43](http://lh.rdcpix.com/31cc6ea00a6faf2aa807d24c15957d34l-f2874486144r.jpg) ![5609 Harbour Circle - Photo 44](http://lh.rdcpix.com/31cc6ea00a6faf2aa807d24c15957d34l-f686245803r.jpg) ![5609 Harbour Circle - Photo 45](http://lh.rdcpix.com/31cc6ea00a6faf2aa807d24c15957d34l-f3421413030r.jpg) ![5609 Harbour Circle - Photo 46](http://lh.rdcpix.com/31cc6ea00a6faf2aa807d24c15957d34l-f1490742063r.jpg) ![5609 Harbour Circle - Photo 47](http://lh.rdcpix.com/31cc6ea00a6faf2aa807d24c15957d34l-f307457273r.jpg) ![5609 Harbour Circle - Photo 48](http://lh.rdcpix.com/31cc6ea00a6faf2aa807d24c15957d34l-f2321512950r.jpg) ![5609 Harbour Circle - Photo 49](http://lh.rdcpix.com/31cc6ea00a6faf2aa807d24c15957d34l-f3406110054r.jpg) ![5609 Harbour Circle - Photo 50](http://lh.rdcpix.com/31cc6ea00a6faf2aa807d24c15957d34l-f2432509210r.jpg) --- **MLS#:** 2025005441 | **Updated:** 2026-10-30 **Source:** listhub *Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/5609-harbour-circle-cape-coral-fl-33914-9c85d63d6dbd4ac98d317acab00dfaa4) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/5609-harbour-circle-cape-coral-fl-33914-9c85d63d6dbd4ac98d317acab00dfaa4#listing", "url": "https://www.propertysimple.ai/listing/5609-harbour-circle-cape-coral-fl-33914-9c85d63d6dbd4ac98d317acab00dfaa4", "name": "5609 Harbour Circle, Cape Coral, FL 33914", "description": "PRISTINE, TURN-KEY RETREAT IN THE GATED ENCLAVE OF CAPE HARBOUR! Experience the ultimate Florida lifestyle in this immaculate 3-bedroom, 2.5-bathroom single-story residence located inside the highly coveted Gate 1 community. Meticulously maintained and offered fully turnkey-furnished, this pristine home is completely move-in ready - ideal as a primary residence, vacation home, or premium rental asset. MASSIVE FINANCIAL ADVANTAGE: Escape the soaring costs of new insurance policies! This property features a fully transferable, assumable Flood Insurance policy locked in at only $1,872 per year - saving thousands annually compared to neighboring listings. Step inside to a bright, open floor plan with 2,444 sq ft under a pristine roof, featuring a heavily updated and meticulously serviced HVAC system with mostly new components. The outdoor oasis is designed for true relaxation, with an electric-heated pool and spa, screened lanai, and lush tropical fruit trees overlooking peaceful lake views.Enjoy peace of mind with gated security and low monthly HOA fees that include full access to Cape Harbour's world-class amenities: clubhouse, fitness center, tennis courts, and the luxury marina just a short walk or golf-cart ride away. This property is sold strictly \"As-Is\" for seller convenience, reflecting its pristine condition. 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