About This Home

This 3-bedroom, 2-bathroom single family at 57 HARBOR OAKS Circle in Safety Harbor, FL is listed for $525,000 ($353 per sqft). Built in 1980, the home offers 1,486 sqft of living space on a 0.17 acres lot.

Key Features

  • Built in 1980
  • 0.17 acre lot

Property Details

1 story
2 full
2-car garage
1980

Amenities

A/C
Listing Description

Under contract-accepting backup offers. Welcome to 57 Harbor Oaks Circle, where extensive improvements, inviting living spaces and an exceptional Safety Harbor location come together! The heart of the home greets you the moment you step inside! The Great Room and beautiful kitchen will have you at hello, featuring shaker-style cabinetry, quartz cou

ntertops, stainless steel appliances, updated lighting, a generous center island and a skylight that fills the space with natural light. The open floor plan offers an easy, comfortable flow for everyday living and entertaining, complemented by luxury vinyl flooring.

Improvements go well beyond appearances! A NEW ROOF (2025), R-38 blown insulation (2025), new gutters (2025), HVAC (2021), water heater (2023), updated electrical panel (2021) and complete home replumbing (2022) represent significant investments in the home's infrastructure.

Plus, Impact sliders (2025) and polycarbonate hurricane window coverings provide additional storm protection. Step outside and discover an outdoor living space designed to be enjoyed! The spacious covered patio extends onto beautiful pavers, creating an inviting setting for morning coffee, weekend gatherings or relaxing evenings.

The backyard features low-maintenance artificial turf, a putting green, vinyl privacy fencing (2025) and plenty of room for your own ideas for recreation and entertaining. Located approximately one mile from charming downtown Safety Harbor, you'll enjoy convenient access to its waterfront parks, restaurants, boutiques and community events.

With NO HOA, a location in Flood Zone X and an impressive list of recent improvements, 57 Harbor Oaks Circle offers a wonderful opportunity to enjoy the Safety Harbor lifestyle without a lengthy list of projects waiting for you. Instead, start getting ready for Thanksgiving, because you'll want to host and show off your new home for sure!

Monthly Cost Estimate

$2,808/mo

20% down · 6.5% · 30 years

Principal$380
Interest$2,275
Insurance$153

Estimates only. Actual payments may vary.

Location

57 HARBOR OAKS Circle

Safety Harbor, FL 34695

HARBOR OAKS ESTATES UNIT II

Features & Amenities

Interior Features

Ceiling Fans(s)Dry BarKitchen/Family Room ComboOpen FloorplanSolid Wood CabinetsSplit BedroomStone CountersWalk-In Closet(s)

Exterior Features

Hurricane ShuttersRain Gutters

Property Details

Flooring

VinylTile

Construction

Block Stucco

Outdoor Features

PorchPatio

Parking

Open

Heating

Heat Pump (Heating)Electric (Heating)

Cooling

Central Air

Appliances

Bar FridgeBuilt-In OvenDishwasherDisposalDryerElectric CooktopElectric Water HeaterMicrowaveRefrigeratorWasherWater Filtration System

Questions & Answers

This 3-bedroom, 2-bathroom single family at 57 HARBOR OAKS Circle is listed at $525,000 ($353/sqft). The estimated monthly payment is $2,808 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1980, 0.17 acre lot. Interior Features: Ceiling Fans(s), Dry Bar, Kitchen/Family Room Combo. Exterior Features: Hurricane Shutters, Rain Gutters.

This property is listed by Catherine Kelly.

CK

Catherine Kelly

Agent at Berkshire Hathaway Florida Properties Group

Listed by Berkshire Hathaway Florida Properties Group · Broker phone: 7277992227 · View on Broker Site · Broker website

MLS# TB8560395· Source: Stellar MLS· 10 days on PropertySimple

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

57 HARBOR OAKS Circle, Safety Harbor, FL 34695

Open this listing in: