# 57 HARBOR OAKS Circle, Safety Harbor, FL 34695 > **TL;DR:** 3bd/2ba single family, $525,000 ($353/sqft), built 1980, 1,486 sqft. > A/C, 2-car garage. Est. $2,808/mo. Listed 12 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $525,000 | | Price/sqft | $353 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,486 | | Year Built | 1980 | | Lot Size | 7,405 sqft (0.17 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active Under Contract | | Days on Market | 12 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,655 | | Estimated Insurance | $153 | | **Total** | **$2,808** | ## Nearby Schools - **Elementary:** Safety Harbor Elementary-PN - **Middle:** Safety Harbor Middle-PN - **High:** Countryside High-PN ## Key Amenities - A/C - 2-car garage ## Property Highlights - Built in 1980 - 0.17 acre lot ## Description ### Agent Description Under contract-accepting backup offers. Welcome to 57 Harbor Oaks Circle, where extensive improvements, inviting living spaces and an exceptional Safety Harbor location come together! The heart of the home greets you the moment you step inside! The Great Room and beautiful kitchen will have you at hello, featuring shaker-style cabinetry, quartz countertops, stainless steel appliances, updated lighting, a generous center island and a skylight that fills the space with natural light. The open floor plan offers an easy, comfortable flow for everyday living and entertaining, complemented by luxury vinyl flooring. Improvements go well beyond appearances! A NEW ROOF (2025), R-38 blown insulation (2025), new gutters (2025), HVAC (2021), water heater (2023), updated electrical panel (2021) and complete home replumbing (2022) represent significant investments in the home's infrastructure. Plus, Impact sliders (2025) and polycarbonate hurricane window coverings provide additional storm protection. Step outside and discover an outdoor living space designed to be enjoyed! The spacious covered patio extends onto beautiful pavers, creating an inviting setting for morning coffee, weekend gatherings or relaxing evenings. The backyard features low-maintenance artificial turf, a putting green, vinyl privacy fencing (2025) and plenty of room for your own ideas for recreation and entertaining. Located approximately one mile from charming downtown Safety Harbor, you'll enjoy convenient access to its waterfront parks, restaurants, boutiques and community events. With NO HOA, a location in Flood Zone X and an impressive list of recent improvements, 57 Harbor Oaks Circle offers a wonderful opportunity to enjoy the Safety Harbor lifestyle without a lengthy list of projects waiting for you. Instead, start getting ready for Thanksgiving, because you'll want to host and show off your new home for sure! ## Location - **Address:** 57 HARBOR OAKS Circle, Safety Harbor, FL 34695 - **County:** Pinellas - **Neighborhood:** HARBOR OAKS ESTATES UNIT II - **Coordinates:** 27.994341, -82.707677 - **Google Maps:** https://www.google.com/maps?q=27.994341,-82.707677 ## Listing Agent - **Name:** Catherine Kelly - **Brokerage:** Berkshire Hathaway Florida Properties Group - **Broker Phone:** 7277992227 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/57-Harbor-Oaks-Cir_Safety-Harbor_FL_34695_M61236-51081?f=listhub&s=MFRMLSFL&m=TB8560395&c=propsimple) ## Photos ![57 HARBOR OAKS Circle - Photo 1](http://lh.rdcpix.com/c01e4191e056870f47d3702add77bcffl-f2503004335r.jpg) ![57 HARBOR OAKS Circle - Photo 2](http://lh.rdcpix.com/c01e4191e056870f47d3702add77bcffl-f1664831088r.jpg) ![57 HARBOR OAKS Circle - Photo 3](http://lh.rdcpix.com/c01e4191e056870f47d3702add77bcffl-f259069548r.jpg) ![57 HARBOR OAKS Circle - Photo 4](http://lh.rdcpix.com/c01e4191e056870f47d3702add77bcffl-f3489672894r.jpg) ![57 HARBOR OAKS Circle - Photo 5](http://lh.rdcpix.com/c01e4191e056870f47d3702add77bcffl-f3584987167r.jpg) ![57 HARBOR OAKS Circle - Photo 6](http://lh.rdcpix.com/c01e4191e056870f47d3702add77bcffl-f2516654084r.jpg) ![57 HARBOR OAKS Circle - Photo 7](http://lh.rdcpix.com/c01e4191e056870f47d3702add77bcffl-f785963192r.jpg) ![57 HARBOR OAKS Circle - Photo 8](http://lh.rdcpix.com/c01e4191e056870f47d3702add77bcffl-f988007285r.jpg) ![57 HARBOR OAKS Circle - Photo 9](http://lh.rdcpix.com/c01e4191e056870f47d3702add77bcffl-f4010062915r.jpg) ![57 HARBOR OAKS Circle - Photo 10](http://lh.rdcpix.com/c01e4191e056870f47d3702add77bcffl-f2918252778r.jpg) ![57 HARBOR OAKS Circle - Photo 11](http://lh.rdcpix.com/c01e4191e056870f47d3702add77bcffl-f3008355089r.jpg) ![57 HARBOR OAKS Circle - Photo 12](http://lh.rdcpix.com/c01e4191e056870f47d3702add77bcffl-f1657257556r.jpg) ![57 HARBOR OAKS Circle - Photo 13](http://lh.rdcpix.com/c01e4191e056870f47d3702add77bcffl-f2281576801r.jpg) ![57 HARBOR OAKS Circle - Photo 14](http://lh.rdcpix.com/c01e4191e056870f47d3702add77bcffl-f245811717r.jpg) ![57 HARBOR OAKS Circle - Photo 15](http://lh.rdcpix.com/c01e4191e056870f47d3702add77bcffl-f2631917873r.jpg) ![57 HARBOR OAKS Circle - Photo 16](http://lh.rdcpix.com/c01e4191e056870f47d3702add77bcffl-f70621185r.jpg) ![57 HARBOR OAKS Circle - Photo 17](http://lh.rdcpix.com/c01e4191e056870f47d3702add77bcffl-f4243503781r.jpg) ![57 HARBOR OAKS Circle - Photo 18](http://lh.rdcpix.com/c01e4191e056870f47d3702add77bcffl-f2075226842r.jpg) ![57 HARBOR OAKS Circle - Photo 19](http://lh.rdcpix.com/c01e4191e056870f47d3702add77bcffl-f1588167406r.jpg) ![57 HARBOR OAKS Circle - Photo 20](http://lh.rdcpix.com/c01e4191e056870f47d3702add77bcffl-f4051184740r.jpg) ![57 HARBOR OAKS Circle - Photo 21](http://lh.rdcpix.com/c01e4191e056870f47d3702add77bcffl-f3600737280r.jpg) ![57 HARBOR OAKS Circle - Photo 22](http://lh.rdcpix.com/c01e4191e056870f47d3702add77bcffl-f1549537752r.jpg) ![57 HARBOR OAKS Circle - Photo 23](http://lh.rdcpix.com/c01e4191e056870f47d3702add77bcffl-f551048505r.jpg) ![57 HARBOR OAKS Circle - Photo 24](http://lh.rdcpix.com/c01e4191e056870f47d3702add77bcffl-f643643120r.jpg) ![57 HARBOR OAKS Circle - Photo 25](http://lh.rdcpix.com/c01e4191e056870f47d3702add77bcffl-f2197558143r.jpg) ![57 HARBOR OAKS Circle - Photo 26](http://lh.rdcpix.com/c01e4191e056870f47d3702add77bcffl-f2745307053r.jpg) ![57 HARBOR OAKS Circle - Photo 27](http://lh.rdcpix.com/c01e4191e056870f47d3702add77bcffl-f1140858038r.jpg) ![57 HARBOR OAKS Circle - Photo 28](http://lh.rdcpix.com/c01e4191e056870f47d3702add77bcffl-f2532275311r.jpg) ![57 HARBOR OAKS Circle - Photo 29](http://lh.rdcpix.com/c01e4191e056870f47d3702add77bcffl-f150817022r.jpg) ![57 HARBOR OAKS Circle - Photo 30](http://lh.rdcpix.com/c01e4191e056870f47d3702add77bcffl-f3413975983r.jpg) ![57 HARBOR OAKS Circle - Photo 31](http://lh.rdcpix.com/c01e4191e056870f47d3702add77bcffl-f2855087359r.jpg) ![57 HARBOR OAKS Circle - Photo 32](http://lh.rdcpix.com/c01e4191e056870f47d3702add77bcffl-f2666844893r.jpg) ![57 HARBOR OAKS Circle - Photo 33](http://lh.rdcpix.com/c01e4191e056870f47d3702add77bcffl-f2433238816r.jpg) ![57 HARBOR OAKS Circle - Photo 34](http://lh.rdcpix.com/c01e4191e056870f47d3702add77bcffl-f1608049734r.jpg) ![57 HARBOR OAKS Circle - Photo 35](http://lh.rdcpix.com/c01e4191e056870f47d3702add77bcffl-f925429346r.jpg) ![57 HARBOR OAKS Circle - Photo 36](http://lh.rdcpix.com/c01e4191e056870f47d3702add77bcffl-f2805581031r.jpg) ![57 HARBOR OAKS Circle - Photo 37](http://lh.rdcpix.com/c01e4191e056870f47d3702add77bcffl-f2757928492r.jpg) ![57 HARBOR OAKS Circle - Photo 38](http://lh.rdcpix.com/c01e4191e056870f47d3702add77bcffl-f58788315r.jpg) ![57 HARBOR OAKS Circle - Photo 39](http://lh.rdcpix.com/c01e4191e056870f47d3702add77bcffl-f345095328r.jpg) ![57 HARBOR OAKS Circle - Photo 40](http://lh.rdcpix.com/c01e4191e056870f47d3702add77bcffl-f4198327554r.jpg) ![57 HARBOR OAKS Circle - Photo 41](http://lh.rdcpix.com/c01e4191e056870f47d3702add77bcffl-f1174130793r.jpg) ![57 HARBOR OAKS Circle - Photo 42](http://lh.rdcpix.com/c01e4191e056870f47d3702add77bcffl-f3746328412r.jpg) ![57 HARBOR OAKS Circle - Photo 43](http://lh.rdcpix.com/c01e4191e056870f47d3702add77bcffl-f3656320701r.jpg) ![57 HARBOR OAKS Circle - Photo 44](http://lh.rdcpix.com/c01e4191e056870f47d3702add77bcffl-f2068520907r.jpg) ![57 HARBOR OAKS Circle - Photo 45](http://lh.rdcpix.com/c01e4191e056870f47d3702add77bcffl-f2444654928r.jpg) --- **MLS#:** TB8560395 | **Updated:** 2026-10-30 **Source:** listhub *Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/57-harbor-oaks-circle-safety-harbor-fl-34695-51b240ca091c4f0ab59a3504ec6b924e) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/57-harbor-oaks-circle-safety-harbor-fl-34695-51b240ca091c4f0ab59a3504ec6b924e#listing", "url": "https://www.propertysimple.ai/listing/57-harbor-oaks-circle-safety-harbor-fl-34695-51b240ca091c4f0ab59a3504ec6b924e", "name": "57 HARBOR OAKS Circle, Safety Harbor, FL 34695", "description": "Under contract-accepting backup offers. Welcome to 57 Harbor Oaks Circle, where extensive improvements, inviting living spaces and an exceptional Safety Harbor location come together! The heart of the home greets you the moment you step inside! 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