# 5704 Harbour Bluff Terrace, Midlothian, VA 23112

> **TL;DR:** 5bd/3ba single family, $649,950 ($194/sqft), built 1982, 3,344 sqft.
> Fireplace, Waterfront, View, A/C. Est. $3,707/mo. Listed 46 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $649,950 |
| Price/sqft | $194 |
| Bedrooms | 5 |
| Bathrooms | 3 full |
| Square Feet | 3,344 |
| Year Built | 1982 |
| Lot Size | 13,634 sqft (0.31 acres) |
| Stories | 1 |
| Garage | 2-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Pending |
| Days on Market | 46 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed
- **Views** - Water

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $3,287 |
| Estimated Insurance | $190 |
| HOA | $230 |
| **Total** | **$3,707** |

## Nearby Schools

- **Elementary:** Clover Hill
- **Middle:** Swift Creek
- **High:** Clover Hill

## Key Amenities

- Fireplace
- Waterfront
- View
- A/C
- 2-car garage

## Property Highlights

- Built in 1982
- 0.31 acre lot
- Fireplace
- Waterfront

## Description

### Agent Description
This 1 Story Contemporary Dumont Ranch w/Walkout Finished Basement is calling your name! Beautifully maintained and updated by the current owners. Seasonal water views, walk to the Swift Creek Reservoir, Harbour Pointe waterfront park & community pool! 5 Bedrooms (3 on main level) & 3 Full Baths gives the opportunity to spread out! Hardwood main level! Vaulted Foyer welcomes you home, Vaulted Family Room w/stone wall wood burning fireplace w/hearth & mantle is open to Dining Room & Kitchen w/2 french door exits to deck. Large Dining Room complete w/large granite counter w/built-in's, wet bar & wine fridge (as/is) that wraps into the kitchen. Updated Kitchen w/granite, large island/breakfast bar, pantry, newer appliances & two tone soft close cabinets & drawers. Bonus - The original kitchen area serves as a great office space or butlers pantry! All season Florida Room gives you comfort w/it's own mini split system & vertical sliding vinyl windows, ceiling fan, ceramic floors & exit to deck. This will become you favorite space in the home! 1st Floor Primary Suite w/his/hers WIC, custom built-in's & private exit to deck. Private ensuite bath boasts updated double vanity & large walk-in shower. 2 additional generous size bedrooms share the hall bath. Now it's BASEMENT time! 1084SF finished walkout basement complete with large rec-room w/pool table, wet bar, utility room, 2 bedrooms/office & full bath w/exit to ground level deck. 2 car garage w/ped door, pull down attic & storage & encapsulated crawl space. Beautifully manicured & landscaped lot w/irrigation & fenced side yard for your furry friends. Brandermill offers 3 pools, 2 clubhouses, a boating center, pavilions, parks, playgrounds & miles of trails. Life on the lake is good here! You are only steps away! HVAC 2025, Water Heater 2024.

## Location

- **Address:** 5704 Harbour Bluff Terrace, Midlothian, VA 23112
- **County:** Chesterfield
- **Neighborhood:** Harbour Bluff
- **Coordinates:** 37.415153, -77.656107
- **Google Maps:** https://www.google.com/maps?q=37.415153,-77.656107

## Listing Agent

- **Name:** Dee Anderson · **License:** 0225067361
- **Brokerage:** eXp realty
- **Broker Phone:** (804) 335-6767
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/5704-Harbour-Bluff-Ter_Midlothian_VA_23112_M61163-89816?f=listhub&s=CVRMLS&m=2625484&c=propsimple)

## Photos

![5704 Harbour Bluff Terrace - Photo 1](http://lh.rdcpix.com/3d2778143ac3c3326c396e2e479a3715l-f3628975360r.jpg)

![5704 Harbour Bluff Terrace - Photo 2](http://lh.rdcpix.com/3d2778143ac3c3326c396e2e479a3715l-f678488257r.jpg)

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---

**MLS#:** 2625484 | **Updated:** 2026-10-30
**Source:** listhub

*Copyright © 2026 Central Virginia Regional Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/5704-harbour-bluff-terrace-midlothian-va-23112-2730e497917e4ec7bb5666c62ec445af)

---

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  "name": "5704 Harbour Bluff Terrace, Midlothian, VA 23112",
  "description": "This 1 Story Contemporary Dumont Ranch w/Walkout Finished Basement is calling your name! Beautifully maintained and updated by the current owners. Seasonal water views, walk to the Swift Creek Reservoir, Harbour Pointe waterfront park & community pool! 5 Bedrooms (3 on main level) & 3 Full Baths gives the opportunity to spread out! Hardwood main level! Vaulted Foyer welcomes you home, Vaulted Family Room w/stone wall wood burning fireplace w/hearth & mantle is open to Dining Room & Kitchen w/2 french door exits to deck. Large Dining Room complete w/large granite counter w/built-in's, wet bar & wine fridge (as/is) that wraps into the kitchen. Updated Kitchen w/granite, large island/breakfast bar, pantry, newer appliances & two tone soft close cabinets & drawers. Bonus - The original kitchen area serves as a great office space or butlers pantry! All season Florida Room gives you comfort w/it's own mini split system & vertical sliding vinyl windows, ceiling fan, ceramic floors & exit to deck. This will become you favorite space in the home! 1st Floor Primary Suite w/his/hers WIC, custom built-in's & private exit to deck. Private ensuite bath boasts updated double vanity & large walk-in shower. 2 additional generous size bedrooms share the hall bath. Now it's BASEMENT time! 1084SF finished walkout basement complete with large rec-room w/pool table, wet bar, utility room, 2 bedrooms/office & full bath w/exit to ground level deck. 2 car garage w/ped door, pull down attic & storage & encapsulated crawl space. Beautifully manicured & landscaped lot w/irrigation & fenced side yard for your furry friends. Brandermill offers 3 pools, 2 clubhouses, a boating center, pavilions, parks, playgrounds & miles of trails. Life on the lake is good here! You are only steps away! HVAC 2025, Water Heater 2024.",
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