Curious about this home?

Ask anything — no agents, no pressure

Try asking

About This Home

This 3-bedroom, 2-bathroom single family at 575 E Bay in Harbor Springs, MI is listed for $1,225,000 ($991 per sqft). the home offers 1,236 sqft of living space on a N/A lot.

Agent Description

Welcome to this charming 3-bedroom, 2-bath Bay Street Cottage in one of the most walkable and sought-after locations in Harbor Springs. Nestled in a beautifully designed cottage community, this home combines timeless architecture with effortless living just steps from everything the town offers.

The location is exceptional. You can stroll to downtown Harbor Springs for coffee, shopping, and dining, or wander down to the public beach and the beloved dog beach along Little Traverse Bay. Whether it’s a morning swim, an afternoon walk, or catching sunsets by the water, everything is moments from your front door.

Inside, the home features classic cottage character with quality finishes throughout. Cathedral ceilings and generous windows fill the space with natural light, while the warm hardwood floors and custom built-ins add an inviting touch. With three bedrooms and two full baths, the layout offers comfort and flexibility.

Built by the renowned Cottage Company, the Bay Street Cottages are known for their craftsmanship, thoughtful design, and picturesque setting. This property captures all of that charm—peaceful surroundings, and a community that feels like a true Harbor Springs retreat. If you’re looking for a beautifully designed home in a prime walk-to-everything location, this Bay Street Cottage is a rare find. Reach out to schedule a tour and experience how effortlessly this home lives.

Key Features

  • 2 stories
  • 1 parking spaces

Property Details

2 stories
2 full
1 space
##2

Amenities

ViewBasement

Monthly Cost Estimate

$6,552/mo

20% down · 6.5% · 30 years

Principal$886
Interest$5,308
Insurance$357

Estimates only. Actual payments may vary.

Location

575 E Bay

Harbor Springs, MI 49740

Features & Amenities

Interior Features

Cathedral CeilingsCentral AirDryerPaved DriveRangeRefrigeratorWasherWood FloorsPaved Road

Property Details

Views

Water

Parking

GarageGarage - Detached

Heating

Forced AirNatural Gas

Cooling

Central Air

Appliances

DryerRangeRefrigerator

Questions & Answers

This 3-bedroom, 2-bathroom single family at 575 E Bay is listed at $1,225,000 ($991/sqft). The estimated monthly payment is $5,308 based on 20% down at 6.5% interest.

Key features include: 2 stories, 1 parking spaces. Interior Features: Cathedral Ceilings, Central Air, Dryer.

This property is listed by Erin DeFrain and can be reached at 2314201394 or erindefrain@bhhsmi.com.

ED

Erin DeFrain

Agent at Berkshire Hathaway HomeServices Michigan Real Estate - HS

(231) 420-1394

Listed by Berkshire Hathaway HomeServices Michigan Real Estate - HS · View on Broker Site

MLS# 478376· Source: listhub· Updated today

Copyright © 2026 Northern Michigan MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

575 E Bay, Harbor Springs, MI 49740

Open this listing in: