About This Home

This 2-bedroom, 2-bathroom single family at 582 Spencer Dr in Spencer, TN is listed for $214,999 ($142 per sqft). Built in 1981, the home offers 1,512 sqft of living space on a 0.77 acres lot.

Key Features

  • Built in 1981
  • 0.77 acre lot
  • 1 parking spaces

Property Details

2 full
1 space
1981

Amenities

ViewA/C
Listing Description

Tucked away on 0.77 wooded acres, 582 Spencer Dr offers a peaceful setting and plenty of room to enjoy the outdoors. This 1,512 sq. ft. home features a unique and flexible layout with one bedroom and one full bath on the main level, plus an additional bedroom, full bath, and bonus living space downstairs.

The main level offers a spacious living room, dining area, and large kitchen with abundant cabinetry, while the finished lower level provides plenty of possibilities for guests, a home office, recreation space, or additional living area. Outside, enjoy a covered front porch, level yard space surrounded by mature trees, a detached outbuilding for additional storage, and your own wooded creekside setting.

With a metal roof, generous living space, and a property that offers both usable yard and natural beauty, this Spencer home has plenty of character and potential.

Monthly Cost Estimate

$1,150/mo

20% down · 6.5% · 30 years

Principal$155
Interest$932
Insurance$63

Estimates only. Actual payments may vary.

Location

582 Spencer Dr

Spencer, TN 38585

Spencer Addition

Features & Amenities

Interior Features

Ceiling Fan(s)

Property Details

Flooring

Pergo styleCarpet

Construction

Frame Wood Siding

Views

Water

Outdoor Features

DeckPorch

Parking

Garage

Heating

Electric (Heating)Heat Pump (Heating)Central

Cooling

Central Air

Appliances

Electric Water HeaterDishwasherElectric OvenElectric Range

Questions & Answers

This 2-bedroom, 2-bathroom single family at 582 Spencer Dr is listed at $214,999 ($142/sqft). The estimated monthly payment is $1,150 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1981, 0.77 acre lot, 1 parking spaces. Interior Features: Ceiling Fan(s).

This property is listed by Seth Melton.

SM

Seth Melton

Agent at The Real Estate Collective

Listed by The Real Estate Collective · Broker phone: 9315599500 · View on Broker Site

MLS# 246518· Source: Upper Cumberland Association of Realtors· 4 days on PropertySimple

Copyright © 2026 Upper Cumberland Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

582 Spencer Dr, Spencer, TN 38585

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