About This Home

This 0-bedroom, 0-bathroom commercial at 61 N CENTRAL Avenue in Umatilla, FL is listed for $464,000 ($118 per sqft). Built in 1941, the home offers 3,921 sqft of living space on a 0.09 acres lot.

Key Features

  • Built in 1941
  • 0.09 acre lot

Property Details

1941

Amenities

A/C
Listing Description

Positioned in the heart of downtown Umatilla, this versatile mixed-use property presents a strong income-producing opportunity with both residential and commercial components. The second-floor features three well-maintained 1-bedroom, 1-bath apartments, all updated with interior paint and remodeling completed in 2015, offering comfortable living spaces ideal for steady rental income.

The ground floor is currently configured as a salon/hair studio, with excellent visibility and storefront presence. The layout provides flexibility to accommodate a single user or be demised into two separate commercial units, each with its own entrance and display windows ideal for retail or service-oriented tenants.

Additional value is found at the rear of the property, where a detached garage offers potential for supplemental rental income or on-site storage. Parking is conveniently available both curbside and behind the building. Capital improvements include a roof replacement in 2014, along with new gutters and downspouts, and exterior stucco and paint completed in 2015-reducing near-term maintenance concerns.

With its central location, multiple income streams, and adaptable layout, this property represents an excellent opportunity for investors or owner-users seeking a foothold in a growing downtown market.

Monthly Cost Estimate

$2,482/mo

20% down · 6.5% · 30 years

Principal$336
Interest$2,011
Insurance$135

Estimates only. Actual payments may vary.

Location

61 N CENTRAL Avenue

Umatilla, FL 32784

UMATILLA YANCEYS ADD

Property Details

Construction

Block

Cooling

Wall/Window Unit(s)Window Unit(s)Central Air

Questions & Answers

This 0-bedroom, 0-bathroom commercial at 61 N CENTRAL Avenue is listed at $464,000 ($118/sqft). The estimated monthly payment is $2,481 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1941, 0.09 acre lot.

This property is listed by Monica McDonald and can be reached at 3522508681.

MM

Monica McDonald

Agent at eXp Realty LLC

(352) 250-8681
Agent website

Listed by eXp Realty LLC · Broker phone: (888) 883-8509 · Broker website

MLS# G5111453· Source: Stellar MLS· 122 days on PropertySimple

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

61 N CENTRAL Avenue, Umatilla, FL 32784

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