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About This Home

This 0-bedroom, 0-bathroom commercial at 61 N CENTRAL AVENUE in Umatilla, FL is listed for $474,000 ($121 per sqft). Built in 1941, the home offers 3,921 sqft of living space on a 0.09 acres lot.

Agent Description

Positioned in the heart of downtown Umatilla, this versatile mixed-use property presents a strong income-producing opportunity with both residential and commercial components. The second-floor features three well-maintained 1-bedroom, 1-bath apartments, all updated with interior paint and remodeling completed in 2015, offering comfortable living spaces ideal for steady rental income.

The ground floor is currently configured as a salon/hair studio, with excellent visibility and storefront presence. The layout provides flexibility to accommodate a single user or be demised into two separate commercial units, each with its own entrance and display windows ideal for retail or service-oriented tenants.

Additional value is found at the rear of the property, where a detached garage offers potential for supplemental rental income or on-site storage. Parking is conveniently available both curbside and behind the building. Capital improvements include a roof replacement in 2014, along with new gutters and downspouts, and exterior stucco and paint completed in 2015—reducing near-term maintenance concerns.

With its central location, multiple income streams, and adaptable layout, this property represents an excellent opportunity for investors or owner-users seeking a foothold in a growing downtown market.

Key Features

  • Built in 1941
  • 0.09 acre lot

Property Details

1941

Monthly Cost Estimate

$2,535/mo

20% down · 6.5% · 30 years

Principal$343
Interest$2,054
Insurance$138

Estimates only. Actual payments may vary.

Location

61 N CENTRAL AVENUE

Umatilla, FL 32784

UMATILLA YANCEYS ADD

Property Details

Construction

Block

Cooling

Central AirMulti UnitsWall/Window Unit(s)Window Unit(s)

Questions & Answers

This 0-bedroom, 0-bathroom commercial at 61 N CENTRAL AVENUE is listed at $474,000 ($121/sqft). The estimated monthly payment is $2,054 based on 20% down at 6.5% interest.

Key features include: Built in 1941, 0.09 acre lot.

This property is listed by Monica McDonald and can be reached at 3522508681 or m.mcdonald@fllistinggroup.com.

MM

Monica McDonald

Agent at EXP REALTY LLC

(352) 250-8681

Listed by EXP REALTY LLC · View on Broker Site

MLS# G5111453· Source: listhub· Updated 42 days ago

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

61 N CENTRAL AVENUE, Umatilla, FL 32784

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