# 61 Sowbug Circle, Cotter, AR 72626

> **TL;DR:** 3bd/3ba single family, $849,900 ($419/sqft), built 2020, 2,029 sqft.
> Fireplace, Waterfront. Est. $6,546/mo. Listed 24 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $849,900 |
| Price/sqft | $419 |
| Bedrooms | 3 |
| Bathrooms | 3 full |
| Square Feet | 2,029 |
| Year Built | 2020 |
| Stories | 2 |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 24 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $4,298 |
| Estimated Insurance | $248 |
| HOA | $2,000 |
| **Total** | **$6,546** |

## Nearby Schools

- **Elementary:** COTTER
- **Middle:** COTTER
- **High:** COTTER

## Key Amenities

- Fireplace
- Waterfront

## Property Highlights

- Built in 2020
- 2 stories
- Fireplace
- Waterfront

## Description

### Agent Description
Escape to your own slice of paradise on the White River in Cotter, Arkansas with this modern 3BR/3BA home built in 2020 featuring 2x6 exterior walls for enhanced energy efficiency and durability. This move-in-ready property offers an open floor plan, granite countertops, gas fireplace, and elevator access between levels. Enjoy multiple outdoor living spaces, including two covered decks and a large patio with grilling area. Two bedrooms are en-suite for added comfort and privacy. Other key features include whole house natural gas generator, two high-efficiency gas HVAC systems, fiber internet, city water and sewer, 2-car garage and low maintenance exterior. Home is fully furnished, offering a turnkey riverfront living experience.

## Location

- **Address:** 61 Sowbug Circle, Cotter, AR 72626
- **County:** Baxter
- **Neighborhood:** Not In List
- **Coordinates:** 36.293982, -92.522269
- **Google Maps:** https://www.google.com/maps?q=36.293982,-92.522269

## Listing Agent

- **Name:** Jennifer Embach
- **Brokerage:** ERA Doty Real Estate Mountain Home
- **Phone:** 8704042015
- **Broker Phone:** 8704256282
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/61-Sowbug-Cir_Cotter_AR_72626_M97281-72035?f=listhub&s=CARMLS&m=26036701&c=propsimple)

## Photos

![61 Sowbug Circle - Photo 1](http://lh.rdcpix.com/dca6a64f516a4556b3feaf18ba7cf124l-f2960494366r.jpg)

![61 Sowbug Circle - Photo 2](http://lh.rdcpix.com/dca6a64f516a4556b3feaf18ba7cf124l-f122135339r.jpg)

![61 Sowbug Circle - Photo 3](http://lh.rdcpix.com/dca6a64f516a4556b3feaf18ba7cf124l-f328039095r.jpg)

![61 Sowbug Circle - Photo 4](http://lh.rdcpix.com/dca6a64f516a4556b3feaf18ba7cf124l-f2833853055r.jpg)

![61 Sowbug Circle - Photo 5](http://lh.rdcpix.com/dca6a64f516a4556b3feaf18ba7cf124l-f4078234142r.jpg)

![61 Sowbug Circle - Photo 6](http://lh.rdcpix.com/dca6a64f516a4556b3feaf18ba7cf124l-f2296803408r.jpg)

![61 Sowbug Circle - Photo 7](http://lh.rdcpix.com/dca6a64f516a4556b3feaf18ba7cf124l-f3060968295r.jpg)

![61 Sowbug Circle - Photo 8](http://lh.rdcpix.com/dca6a64f516a4556b3feaf18ba7cf124l-f846903884r.jpg)

![61 Sowbug Circle - Photo 9](http://lh.rdcpix.com/dca6a64f516a4556b3feaf18ba7cf124l-f648034819r.jpg)

![61 Sowbug Circle - Photo 10](http://lh.rdcpix.com/dca6a64f516a4556b3feaf18ba7cf124l-f3243883098r.jpg)

![61 Sowbug Circle - Photo 11](http://lh.rdcpix.com/dca6a64f516a4556b3feaf18ba7cf124l-f3595111389r.jpg)

![61 Sowbug Circle - Photo 12](http://lh.rdcpix.com/dca6a64f516a4556b3feaf18ba7cf124l-f3644204144r.jpg)

![61 Sowbug Circle - Photo 13](http://lh.rdcpix.com/dca6a64f516a4556b3feaf18ba7cf124l-f2411997143r.jpg)

![61 Sowbug Circle - Photo 14](http://lh.rdcpix.com/dca6a64f516a4556b3feaf18ba7cf124l-f2830158193r.jpg)

![61 Sowbug Circle - Photo 15](http://lh.rdcpix.com/dca6a64f516a4556b3feaf18ba7cf124l-f1925577427r.jpg)

![61 Sowbug Circle - Photo 16](http://lh.rdcpix.com/dca6a64f516a4556b3feaf18ba7cf124l-f1598415020r.jpg)

![61 Sowbug Circle - Photo 17](http://lh.rdcpix.com/dca6a64f516a4556b3feaf18ba7cf124l-f4183525385r.jpg)

![61 Sowbug Circle - Photo 18](http://lh.rdcpix.com/dca6a64f516a4556b3feaf18ba7cf124l-f1411291195r.jpg)

![61 Sowbug Circle - Photo 19](http://lh.rdcpix.com/dca6a64f516a4556b3feaf18ba7cf124l-f2707981250r.jpg)

![61 Sowbug Circle - Photo 20](http://lh.rdcpix.com/dca6a64f516a4556b3feaf18ba7cf124l-f2811463951r.jpg)

![61 Sowbug Circle - Photo 21](http://lh.rdcpix.com/dca6a64f516a4556b3feaf18ba7cf124l-f3984911630r.jpg)

![61 Sowbug Circle - Photo 22](http://lh.rdcpix.com/dca6a64f516a4556b3feaf18ba7cf124l-f560903722r.jpg)

![61 Sowbug Circle - Photo 23](http://lh.rdcpix.com/dca6a64f516a4556b3feaf18ba7cf124l-f965088800r.jpg)

![61 Sowbug Circle - Photo 24](http://lh.rdcpix.com/dca6a64f516a4556b3feaf18ba7cf124l-f2729698940r.jpg)

![61 Sowbug Circle - Photo 25](http://lh.rdcpix.com/dca6a64f516a4556b3feaf18ba7cf124l-f1003777699r.jpg)

![61 Sowbug Circle - Photo 26](http://lh.rdcpix.com/dca6a64f516a4556b3feaf18ba7cf124l-f3315585878r.jpg)

![61 Sowbug Circle - Photo 27](http://lh.rdcpix.com/dca6a64f516a4556b3feaf18ba7cf124l-f4151565797r.jpg)

![61 Sowbug Circle - Photo 28](http://lh.rdcpix.com/dca6a64f516a4556b3feaf18ba7cf124l-f531797619r.jpg)

![61 Sowbug Circle - Photo 29](http://lh.rdcpix.com/dca6a64f516a4556b3feaf18ba7cf124l-f2965517211r.jpg)

![61 Sowbug Circle - Photo 30](http://lh.rdcpix.com/dca6a64f516a4556b3feaf18ba7cf124l-f2961257943r.jpg)

![61 Sowbug Circle - Photo 31](http://lh.rdcpix.com/dca6a64f516a4556b3feaf18ba7cf124l-f2072838139r.jpg)

![61 Sowbug Circle - Photo 32](http://lh.rdcpix.com/dca6a64f516a4556b3feaf18ba7cf124l-f3946561402r.jpg)

![61 Sowbug Circle - Photo 33](http://lh.rdcpix.com/dca6a64f516a4556b3feaf18ba7cf124l-f4227718807r.jpg)

![61 Sowbug Circle - Photo 34](http://lh.rdcpix.com/dca6a64f516a4556b3feaf18ba7cf124l-f1300790379r.jpg)

![61 Sowbug Circle - Photo 35](http://lh.rdcpix.com/dca6a64f516a4556b3feaf18ba7cf124l-f2492006758r.jpg)

---

**MLS#:** 26036701 | **Updated:** 2026-09-12
**Source:** listhub

*Copyright © 2026 Cooperative Arkansas Realtors Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/61-sowbug-circle-cotter-ar-72626-26036701)

---

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