# 61 SOWBUG CIRCLE, Cotter, AR 72626

> **TL;DR:** 3bd/3ba single family, $849,900 ($419/sqft), built 2020, 2,029 sqft.
> Fireplace, Waterfront, View, A/C. Est. $4,546/mo. Listed 22 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $849,900 |
| Price/sqft | $419 |
| Bedrooms | 3 |
| Bathrooms | 3 full |
| Square Feet | 2,029 |
| Year Built | 2020 |
| Stories | 2 |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 22 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed
- **Views** - River

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $4,298 |
| Estimated Insurance | $248 |
| **Total** | **$4,546** |

## Key Amenities

- Fireplace
- Waterfront
- View
- A/C

## Property Highlights

- Built in 2020
- 2 stories
- Fireplace
- Waterfront

## Description

### Agent Description
Escape to your own slice of paradise on the White River in Cotter, Arkansas with this modern 3BR/3BA home built in 2020 featuring 2x6 exterior walls for enhanced energy efficiency and durability. This move-in-ready property offers an open floor plan, granite countertops, gas fireplace, and elevator access between levels. Enjoy multiple outdoor living spaces, including two covered decks and a large patio with grilling area. Two bedrooms are en-suite for added comfort and privacy. Other key features include whole house natural gas generator, two high-efficiency gas HVAC systems, fiber internet, city water and sewer, 2-car garage and low maintenance exterior. Home is fully furnished, offering a turnkey riverfront living experience.

## Location

- **Address:** 61 SOWBUG CIRCLE, Cotter, AR 72626
- **County:** Baxter
- **Coordinates:** 36.29401, -92.522179
- **Google Maps:** https://www.google.com/maps?q=36.29401,-92.522179

## Listing Agent

- **Name:** Jennifer Embach
- **Brokerage:** GILBERT REALTY CO
- **Phone:** (800) 562-7893
- **Broker Phone:** (800) 562-7893
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/61-Sowbug-Cir_Cotter_AR_72626_M97281-72035?f=listhub&s=NCBRAR&m=135041&c=propsimple)

## Photos

![61 SOWBUG CIRCLE - Photo 1](http://lh.rdcpix.com/93249a8bcfa81872f40d3595aab3e12fl-f1497034968r.jpg)

![61 SOWBUG CIRCLE - Photo 2](http://lh.rdcpix.com/93249a8bcfa81872f40d3595aab3e12fl-f2594279845r.jpg)

![61 SOWBUG CIRCLE - Photo 3](http://lh.rdcpix.com/93249a8bcfa81872f40d3595aab3e12fl-f289380106r.jpg)

![61 SOWBUG CIRCLE - Photo 4](http://lh.rdcpix.com/93249a8bcfa81872f40d3595aab3e12fl-f970709009r.jpg)

![61 SOWBUG CIRCLE - Photo 5](http://lh.rdcpix.com/93249a8bcfa81872f40d3595aab3e12fl-f4190970280r.jpg)

![61 SOWBUG CIRCLE - Photo 6](http://lh.rdcpix.com/93249a8bcfa81872f40d3595aab3e12fl-f515631883r.jpg)

![61 SOWBUG CIRCLE - Photo 7](http://lh.rdcpix.com/93249a8bcfa81872f40d3595aab3e12fl-f1723670425r.jpg)

![61 SOWBUG CIRCLE - Photo 8](http://lh.rdcpix.com/93249a8bcfa81872f40d3595aab3e12fl-f2912235432r.jpg)

![61 SOWBUG CIRCLE - Photo 9](http://lh.rdcpix.com/93249a8bcfa81872f40d3595aab3e12fl-f3375583075r.jpg)

![61 SOWBUG CIRCLE - Photo 10](http://lh.rdcpix.com/93249a8bcfa81872f40d3595aab3e12fl-f1722097931r.jpg)

![61 SOWBUG CIRCLE - Photo 11](http://lh.rdcpix.com/93249a8bcfa81872f40d3595aab3e12fl-f3521170065r.jpg)

![61 SOWBUG CIRCLE - Photo 12](http://lh.rdcpix.com/93249a8bcfa81872f40d3595aab3e12fl-f3047045000r.jpg)

![61 SOWBUG CIRCLE - Photo 13](http://lh.rdcpix.com/93249a8bcfa81872f40d3595aab3e12fl-f4132164869r.jpg)

![61 SOWBUG CIRCLE - Photo 14](http://lh.rdcpix.com/93249a8bcfa81872f40d3595aab3e12fl-f1998183064r.jpg)

![61 SOWBUG CIRCLE - Photo 15](http://lh.rdcpix.com/93249a8bcfa81872f40d3595aab3e12fl-f2733513048r.jpg)

![61 SOWBUG CIRCLE - Photo 16](http://lh.rdcpix.com/93249a8bcfa81872f40d3595aab3e12fl-f4122537440r.jpg)

![61 SOWBUG CIRCLE - Photo 17](http://lh.rdcpix.com/93249a8bcfa81872f40d3595aab3e12fl-f3273684710r.jpg)

![61 SOWBUG CIRCLE - Photo 18](http://lh.rdcpix.com/93249a8bcfa81872f40d3595aab3e12fl-f3105911606r.jpg)

![61 SOWBUG CIRCLE - Photo 19](http://lh.rdcpix.com/93249a8bcfa81872f40d3595aab3e12fl-f974170048r.jpg)

![61 SOWBUG CIRCLE - Photo 20](http://lh.rdcpix.com/93249a8bcfa81872f40d3595aab3e12fl-f2200988690r.jpg)

![61 SOWBUG CIRCLE - Photo 21](http://lh.rdcpix.com/93249a8bcfa81872f40d3595aab3e12fl-f257802237r.jpg)

![61 SOWBUG CIRCLE - Photo 22](http://lh.rdcpix.com/93249a8bcfa81872f40d3595aab3e12fl-f2805937861r.jpg)

![61 SOWBUG CIRCLE - Photo 23](http://lh.rdcpix.com/93249a8bcfa81872f40d3595aab3e12fl-f3314204114r.jpg)

![61 SOWBUG CIRCLE - Photo 24](http://lh.rdcpix.com/93249a8bcfa81872f40d3595aab3e12fl-f2502188301r.jpg)

![61 SOWBUG CIRCLE - Photo 25](http://lh.rdcpix.com/93249a8bcfa81872f40d3595aab3e12fl-f3428972524r.jpg)

![61 SOWBUG CIRCLE - Photo 26](http://lh.rdcpix.com/93249a8bcfa81872f40d3595aab3e12fl-f1746504113r.jpg)

![61 SOWBUG CIRCLE - Photo 27](http://lh.rdcpix.com/93249a8bcfa81872f40d3595aab3e12fl-f3427989377r.jpg)

![61 SOWBUG CIRCLE - Photo 28](http://lh.rdcpix.com/93249a8bcfa81872f40d3595aab3e12fl-f4018313061r.jpg)

![61 SOWBUG CIRCLE - Photo 29](http://lh.rdcpix.com/93249a8bcfa81872f40d3595aab3e12fl-f3679640072r.jpg)

![61 SOWBUG CIRCLE - Photo 30](http://lh.rdcpix.com/93249a8bcfa81872f40d3595aab3e12fl-f4244096215r.jpg)

![61 SOWBUG CIRCLE - Photo 31](http://lh.rdcpix.com/93249a8bcfa81872f40d3595aab3e12fl-f2564655646r.jpg)

![61 SOWBUG CIRCLE - Photo 32](http://lh.rdcpix.com/93249a8bcfa81872f40d3595aab3e12fl-f4277687043r.jpg)

![61 SOWBUG CIRCLE - Photo 33](http://lh.rdcpix.com/93249a8bcfa81872f40d3595aab3e12fl-f645223867r.jpg)

![61 SOWBUG CIRCLE - Photo 34](http://lh.rdcpix.com/93249a8bcfa81872f40d3595aab3e12fl-f3753096118r.jpg)

![61 SOWBUG CIRCLE - Photo 35](http://lh.rdcpix.com/93249a8bcfa81872f40d3595aab3e12fl-f1163477043r.jpg)

---

**MLS#:** 135041 | **Updated:** 2026-09-14
**Source:** listhub

*Copyright © 2026 North Central Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/61-sowbug-circle-cotter-ar-72626-r135041)

---

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