# 6118 Pinetree Avenue, Panama City, FL 32408

> **TL;DR:** 5bd/3ba single family, $725,000 ($318/sqft), built 1985, 2,280 sqft.
> A/C. Est. $3,142/mo. Listed 110 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $725,000 |
| Price/sqft | $318 |
| Bedrooms | 5 |
| Bathrooms | 3 full |
| Square Feet | 2,280 |
| Year Built | 1985 |
| Lot Size | 3,485 sqft (0.08 acres) |
| Stories | 3 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 110 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $3,142 |
| **Total** | **$3,142** |

## Nearby Schools

- **Elementary:** Patronis
- **Middle:** Surfside
- **High:** Arnold

## Key Amenities

- A/C

## Property Highlights

- Built in 1985
- 0.08 acre lot
- 3 stories

## Description

### Agent Description
Investor Ready Multi-Income Beachside Property Steps from the Sand This completely renovated 5 bedroom plus 2 bunkroom, tri-level property with lockout capability is a rare income-producing opportunity just four short blocks straight back from Beach Access 12. Whether rented as three separate units or one large retreat, this setup is built for maximum flexibility, occupancy, and returns. Fully updated and connected to county sewer, the property is sold fully furnished from top to bottom, professionally decorated, and turn-key ready to generate income immediately. No projects. No guesswork. Just open the doors and start booking. Designed for Multiple Revenue Streams Each level functions independently while still allowing guests to enjoy the property together exactly what today's renters want. First Level (Ground Entry from Parking) Ideal for families with children or a private guest suite. This level offers a comfortable living area, three bedrooms, one full bath, and its own entrance perfect for a stand-alone rental or overflow space. Second Level (Front Stair Access) The heart of the home features a large living room and full kitchen, one bedroom, one additional sleeping area/bunk room, and one full bath. This floor includes a lockout to the third level, allowing it to be rented independently or combined. Third Level (Private Side Stair or Lockout Access) A true primary suite with its own private balcony, spacious sleeping area, and en-suite bath ideal for premium nightly rates. Why Investors Love This Property - Multiple rental configurations multiple income streams - Walkable to the beach high demand year-round - Renovated, furnished, and sewer-connected low maintenance - Appeals to groups who want togetherness and privacy This property is projected to produce well over $91K annually, driven by today's top-performing rental trend: groups traveling together who still want their own space. If you're looking for a proven, flexible, high-yield beach investment, this one checks every box.

## Location

- **Address:** 6118 Pinetree Avenue, Panama City, FL 32408
- **County:** Bay
- **Neighborhood:** Biltmore Beach
- **Coordinates:** 30.151626, -85.761417
- **Google Maps:** https://www.google.com/maps?q=30.151626,-85.761417

## Listing Agent

- **Name:** Sandi Smith
- **Brokerage:** Dalton Wade Inc
- **Phone:** 2293262998
- **Email:** Sandisellsthesouth@gmail.com

## Primary Photo

![6118 Pinetree Avenue - Primary Photo](http://lh.rdcpix.com/8403e580065a15cd3775563f19f2d805l-f68858152r.jpg)

*33 total photos available on [listing page](https://www.propertysimple.com/listing/6118-pinetree-avenue-panama-city-fl-32408-l785045)*

---

**MLS#:** 785045 | **Updated:** 2026-06-19
**Source:** listhub

*Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/6118-pinetree-avenue-panama-city-fl-32408-l785045)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "name": "6118 Pinetree Avenue, Panama City, FL 32408",
  "description": "Investor Ready Multi-Income Beachside Property Steps from the Sand This completely renovated 5 bedroom plus 2 bunkroom, tri-level property with lockout capability is a rare income-producing opportunity just four short blocks straight back from Beach Access 12. Whether rented as three separate units or one large retreat, this setup is built for maximum flexibility, occupancy, and returns. Fully updated and connected to county sewer, the property is sold fully furnished from top to bottom, profess",
  "url": "https://www.propertysimple.com/listing/6118-pinetree-avenue-panama-city-fl-32408-l785045",
  "image": "http://lh.rdcpix.com/8403e580065a15cd3775563f19f2d805l-f68858152r.jpg",
  "datePosted": "2026-06-19",
  "price": 725000,
  "priceCurrency": "USD",
  "address": {
    "@type": "PostalAddress",
    "streetAddress": "6118 Pinetree Avenue",
    "addressLocality": "Panama City",
    "addressRegion": "FL",
    "postalCode": "32408",
    "addressCountry": "US"
  },
  "geo": {
    "@type": "GeoCoordinates",
    "latitude": 30.151626,
    "longitude": -85.761417
  },
  "numberOfBedrooms": 5,
  "numberOfBathroomsTotal": 3,
  "numberOfFullBathrooms": 3,
  "floorSize": {
    "@type": "QuantitativeValue",
    "value": 2280,
    "unitCode": "FTK"
  },
  "yearBuilt": 1985
}
```