# 6135 E Highway 98, Panama City, FL 32404 > **TL;DR:** commercial, $430,000. > Waterfront. Est. $2,299/mo. Listed 128 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $430,000 | | Lot Size | 32,670 sqft (0.75 acres) | | Property Type | Commercial (Other) | | Status | Active | | Days on Market | 128 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,174 | | Estimated Insurance | $125 | | **Total** | **$2,299** | ## Key Amenities - Waterfront ## Property Highlights - 0.75 acre lot - Waterfront ## Description ### Agent Description Enjoy exceptional waterfront living on this stunning .75-acre property featuring 90 feet of bayfront along beautiful East Bay in the heart of Bay County, Florida. The property also includes an oversized double garage, offering plenty of additional space for vehicles, storage, hobbies, and more. Privacy fencing creates a peaceful retreat where you can relax and enjoy the waterfront views, while a sprinkler system helps maintain your landscaping and garden. This property offers an unbeatable lifestyle location. Sidewalks provide easy access to two nearby parks, including a public pier, walking trails, a large wooded playground, and a Frisbee golf course--all within walking distance. Directly across the street, enjoy a wide variety of restaurants, cafes, bakeries, coffee shops, and dining options, including Thai, sushi, Italian, and more. A nearby full-service marina offers charter fishing excursions, waterfront dining, a tiki bar, and opportunities to gather and socialize. Zoned Mixed-Use, this property presents opportunities beyond personal enjoyment. Whether you envision a private waterfront retreat, short-term rental investment, multifamily development, townhomes, apartments, or up to 12 units, the development potential is substantial. Its prime frontage along Tyndall Parkway, with thousands of daily passing vehicles, also makes it a potential location for retail, hospitality, restaurant, or other commercial uses. Rarely does a property combine waterfront beauty, walkable amenities, flexible mixed-use zoning, and significant development potential in one offering. Whether you're seeking a waterfront homesite, income-producing investment, or development opportunity, this East Bay property offers a variety of possibilities. Some photos have been modified using AI. Buyer to verify all information deemed important. ## Location - **Address:** 6135 E Highway 98, Panama City, FL 32404 - **County:** Bay - **Neighborhood:** No Named Subdivision - **Coordinates:** 30.113817, -85.599035 - **Google Maps:** https://www.google.com/maps?q=30.113817,-85.599035 ## Listing Agent - **Name:** Melany Hathcock · **License:** SL3462926 - **Brokerage:** Keller Williams Success Realty - **Broker Phone:** (850) 249-0313 ## Photos ![6135 E Highway 98 - Photo 1](http://lh.rdcpix.com/2198d351d9a564b98af2817fd6ec2d76l-f3404590084r.jpg) ![6135 E Highway 98 - Photo 2](http://lh.rdcpix.com/2198d351d9a564b98af2817fd6ec2d76l-f3031787691r.jpg) ![6135 E Highway 98 - Photo 3](http://lh.rdcpix.com/2198d351d9a564b98af2817fd6ec2d76l-f3230717956r.jpg) ![6135 E Highway 98 - Photo 4](http://lh.rdcpix.com/2198d351d9a564b98af2817fd6ec2d76l-f2998457842r.jpg) ![6135 E Highway 98 - Photo 5](http://lh.rdcpix.com/2198d351d9a564b98af2817fd6ec2d76l-f2375707803r.jpg) ![6135 E Highway 98 - Photo 6](http://lh.rdcpix.com/2198d351d9a564b98af2817fd6ec2d76l-f4206845594r.jpg) ![6135 E Highway 98 - Photo 7](http://lh.rdcpix.com/2198d351d9a564b98af2817fd6ec2d76l-f3112394472r.jpg) ![6135 E Highway 98 - Photo 8](http://lh.rdcpix.com/2198d351d9a564b98af2817fd6ec2d76l-f4069465400r.jpg) ![6135 E Highway 98 - Photo 9](http://lh.rdcpix.com/2198d351d9a564b98af2817fd6ec2d76l-f1702241832r.jpg) ![6135 E Highway 98 - Photo 10](http://lh.rdcpix.com/2198d351d9a564b98af2817fd6ec2d76l-f2094416355r.jpg) ![6135 E Highway 98 - Photo 11](http://lh.rdcpix.com/2198d351d9a564b98af2817fd6ec2d76l-f94063934r.jpg) ![6135 E Highway 98 - Photo 12](http://lh.rdcpix.com/2198d351d9a564b98af2817fd6ec2d76l-f396850488r.jpg) ![6135 E Highway 98 - Photo 13](http://lh.rdcpix.com/2198d351d9a564b98af2817fd6ec2d76l-f111224467r.jpg) ![6135 E Highway 98 - Photo 14](http://lh.rdcpix.com/2198d351d9a564b98af2817fd6ec2d76l-f84905352r.jpg) ![6135 E Highway 98 - Photo 15](http://lh.rdcpix.com/2198d351d9a564b98af2817fd6ec2d76l-f2039097956r.jpg) ![6135 E Highway 98 - Photo 16](http://lh.rdcpix.com/2198d351d9a564b98af2817fd6ec2d76l-f2145999752r.jpg) ![6135 E Highway 98 - Photo 17](http://lh.rdcpix.com/2198d351d9a564b98af2817fd6ec2d76l-f760270449r.jpg) ![6135 E Highway 98 - Photo 18](http://lh.rdcpix.com/2198d351d9a564b98af2817fd6ec2d76l-f1139051321r.jpg) ![6135 E Highway 98 - Photo 19](http://lh.rdcpix.com/2198d351d9a564b98af2817fd6ec2d76l-f590709719r.jpg) ![6135 E Highway 98 - Photo 20](http://lh.rdcpix.com/2198d351d9a564b98af2817fd6ec2d76l-f757281395r.jpg) ![6135 E Highway 98 - Photo 21](http://lh.rdcpix.com/2198d351d9a564b98af2817fd6ec2d76l-f2641815242r.jpg) ![6135 E Highway 98 - Photo 22](http://lh.rdcpix.com/2198d351d9a564b98af2817fd6ec2d76l-f3717370132r.jpg) ![6135 E Highway 98 - Photo 23](http://lh.rdcpix.com/2198d351d9a564b98af2817fd6ec2d76l-f4257154419r.jpg) ![6135 E Highway 98 - Photo 24](http://lh.rdcpix.com/2198d351d9a564b98af2817fd6ec2d76l-f3055404984r.jpg) ![6135 E Highway 98 - Photo 25](http://lh.rdcpix.com/2198d351d9a564b98af2817fd6ec2d76l-f2815888366r.jpg) ![6135 E Highway 98 - Photo 26](http://lh.rdcpix.com/2198d351d9a564b98af2817fd6ec2d76l-f771105312r.jpg) ![6135 E Highway 98 - Photo 27](http://lh.rdcpix.com/2198d351d9a564b98af2817fd6ec2d76l-f3236838038r.jpg) ![6135 E Highway 98 - Photo 28](http://lh.rdcpix.com/2198d351d9a564b98af2817fd6ec2d76l-f206577110r.jpg) ![6135 E Highway 98 - Photo 29](http://lh.rdcpix.com/2198d351d9a564b98af2817fd6ec2d76l-f2653360055r.jpg) ![6135 E Highway 98 - Photo 30](http://lh.rdcpix.com/2198d351d9a564b98af2817fd6ec2d76l-f467762696r.jpg) ![6135 E Highway 98 - Photo 31](http://lh.rdcpix.com/2198d351d9a564b98af2817fd6ec2d76l-f4184116931r.jpg) ![6135 E Highway 98 - Photo 32](http://lh.rdcpix.com/2198d351d9a564b98af2817fd6ec2d76l-f1301323652r.jpg) ![6135 E Highway 98 - Photo 33](http://lh.rdcpix.com/2198d351d9a564b98af2817fd6ec2d76l-f2155500690r.jpg) ![6135 E Highway 98 - Photo 34](http://lh.rdcpix.com/2198d351d9a564b98af2817fd6ec2d76l-f2897440248r.jpg) ![6135 E Highway 98 - Photo 35](http://lh.rdcpix.com/2198d351d9a564b98af2817fd6ec2d76l-f4172768611r.jpg) ![6135 E Highway 98 - Photo 36](http://lh.rdcpix.com/2198d351d9a564b98af2817fd6ec2d76l-f4242217022r.jpg) --- **MLS#:** 791816 | **Updated:** 2026-10-19 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/6135-e-highway-98-panama-city-fl-32404-a4a2c74ea3ba43eeb0cebf77009084f2) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/6135-e-highway-98-panama-city-fl-32404-a4a2c74ea3ba43eeb0cebf77009084f2#listing", "url": "https://www.propertysimple.ai/listing/6135-e-highway-98-panama-city-fl-32404-a4a2c74ea3ba43eeb0cebf77009084f2", "name": "6135 E Highway 98, Panama City, FL 32404", "description": "Enjoy exceptional waterfront living on this stunning .75-acre property featuring 90 feet of bayfront along beautiful East Bay in the heart of Bay County, Florida. The property also includes an oversized double garage, offering plenty of additional space for vehicles, storage, hobbies, and more. Privacy fencing creates a peaceful retreat where you can relax and enjoy the waterfront views, while a sprinkler system helps maintain your landscaping and garden. This property offers an unbeatable lifestyle location. Sidewalks provide easy access to two nearby parks, including a public pier, walking trails, a large wooded playground, and a Frisbee golf course--all within walking distance. Directly across the street, enjoy a wide variety of restaurants, cafes, bakeries, coffee shops, and dining options, including Thai, sushi, Italian, and more. A nearby full-service marina offers charter fishing excursions, waterfront dining, a tiki bar, and opportunities to gather and socialize. Zoned Mixed-Use, this property presents opportunities beyond personal enjoyment. Whether you envision a private waterfront retreat, short-term rental investment, multifamily development, townhomes, apartments, or up to 12 units, the development potential is substantial. Its prime frontage along Tyndall Parkway, with thousands of daily passing vehicles, also makes it a potential location for retail, hospitality, restaurant, or other commercial uses. Rarely does a property combine waterfront beauty, walkable amenities, flexible mixed-use zoning, and significant development potential in one offering. Whether you're seeking a waterfront homesite, income-producing investment, or development opportunity, this East Bay property offers a variety of possibilities. Some photos have been modified using AI. 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