# 6135 E Highway 98, Panama City, FL 32404

> **TL;DR:** single family, $500,000 ($556/sqft), built 1992, 900 sqft.
> Waterfront. Est. $2,167/mo. Listed 21 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $500,000 |
| Price/sqft | $556 |
| Square Feet | 900 |
| Year Built | 1992 |
| Lot Size | 32,670 sqft (0.75 acres) |
| Stories | 1 |
| Property Type | Single Family (Other) |
| Status | For Sale |
| Days on Market | 21 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $2,167 |
| **Total** | **$2,167** |

## Nearby Schools

- **Elementary:** Parker
- **Middle:** Jinks
- **High:** Rutherford

## Key Amenities

- Waterfront

## Property Highlights

- Built in 1992
- 0.75 acre lot
- Waterfront

## Description

### Agent Description
Enjoy exceptional waterfront living on this stunning .75-acre property featuring 90 feet of beautiful East Bay shoreline in the heart of Bay County, Florida. This unique property offers approximately 800 square feet of heated and cooled studio-style living space, perfectly designed to capture breathtaking water views through expansive picture windows and showcase unforgettable sunrises each day. The home features a spacious, attached, oversized two-car garage and a large, welcoming, open pole barn-style front porch ideal for relaxing while taking in the scenic bayfront setting. Privacy fencing offers the perfect retreat to take in the views, while a newer sprinkler system keeps your garden creations maintained. This property offers an unbeatable lifestyle location. Sidewalks provide easy access to two nearby parks, including a public pier, walking trails, a large wooded playground, and a Frisbee golf course--all within walking distance. Directly across the street, enjoy a wide variety of restaurants, cafes, bakeries, coffee shops, and diverse dining options, including Thai, sushi, Italian, and more. Nearby is a full-service marina that offers charter fishing excursions, waterfront dining, a tiki bar, and social gathering opportunities, creating endless recreational possibilities right outside your door. Zoned Mixed-Use, this property presents incredible opportunities beyond personal enjoyment. Whether you envision a private waterfront retreat, short-term rental investment, multifamily development, townhomes, apartments, or up to 12 units, the development potential is substantial. Its prime frontage along Tyndall Parkway, with thousands of daily passing vehicles, also makes it an outstanding candidate for retail, hospitality, restaurant, or other commercial opportunities. Rarely does a property combine waterfront beauty, walkable amenities, flexible mixed-use zoning, and exceptional development potential in one offering. Whether you're seeking a dream home, income-producing investment, or large-scale development opportunity, this East Bay property delivers endless possibilities. Don't miss this rare chance to own one of Bay County's most versatile waterfront properties. Contact your favorite Realtor today to schedule a private showing or learn more. Some photos have been modified by AI. Buyer to verify any information deemed important.

## Location

- **Address:** 6135 E Highway 98, Panama City, FL 32404
- **County:** Bay
- **Neighborhood:** No Named Subdivision
- **Coordinates:** 30.113817, -85.599035
- **Google Maps:** https://www.google.com/maps?q=30.113817,-85.599035

## Listing Agent

- **Name:** Melany Hathcock
- **Brokerage:** Keller Williams Success Realty
- **Phone:** 8506280253
- **Email:** melanysellsflorida@gmail.com

## Primary Photo

![6135 E Highway 98 - Primary Photo](http://lh.rdcpix.com/04246b1ac15973d5668def5c9b24fce6l-f3508638485r.jpg)

*33 total photos available on [listing page](https://www.propertysimple.com/listing/6135-e-highway-98-panama-city-fl-32404-l790130)*

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**MLS#:** 790130 | **Updated:** 2026-06-17
**Source:** listhub

*Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/6135-e-highway-98-panama-city-fl-32404-l790130)

---

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