About This Home

This 4-bedroom, 3-bathroom single family at 614 SW 31st Terrace in Cape Coral, FL is listed for $389,900 ($185 per sqft). Built in 2018, the home offers 2,113 sqft of living space on a 0.23 acres lot.

Key Features

  • Built in 2018
  • 0.23 acre lot
  • Waterfront

Property Details

1 story
3 full
2-car garage
2018

Amenities

WaterfrontViewA/C
Listing Description

Freshwater canal-front living and two distinct outdoor spaces come together at this 2018-built home in Southwest Cape Coral. Offering 2,113 square feet, four bedrooms, and three full bathrooms, the home has been freshly painted inside and out, professionally cleaned, and prepared for its next owner.

New mulch and professional landscaping complete the refreshed exterior. The open-concept living area connects the kitchen, casual dining, and gathering spaces, while a separate formal dining room offers flexibility as a den, home office, or hobby space.

The kitchen features granite countertops, stainless steel appliances, and ample workspace. Tile flooring throughout the main living areas, a whole-house reverse-osmosis system, and an installed electric-vehicle charger in the garage add practical value.

The split-bedroom floor plan provides privacy for residents and guests. The primary suite includes a walk-in closet and an en-suite bathroom with a soaking tub and separate shower. Two secondary bedrooms share a convenient Jack-and-Jill bathroom, while the third full bathroom serves the remaining bedroom and common areas.

The property's two outdoor living spaces each provide a different way to enjoy the waterfront setting. The enclosed lanai features vinyl sliding windows, creating a rain-protected place for dining, entertaining, or taking in the canal view. Closer to the water, a separate pergola offers an open-air setting for morning coffee, evening conversations, and relaxing beside the canal.

Kayak, fish, or simply enjoy freshwater waterfront living from your own backyard. Located at 614 SW 31st Terrace, the home offers convenient access to Southwest Cape Coral shopping, dining, parks, and everyday services. Schedule your private showing and experience the space and waterfront setting in person.

Monthly Cost Estimate

$2,085/mo

20% down · 6.5% · 30 years

Principal$282
Interest$1,690
Insurance$114

Estimates only. Actual payments may vary.

Location

614 SW 31st Terrace

Cape Coral, FL 33914

CAPE CORAL

Features & Amenities

Interior Features

AtticBathtubSeparateFormalDiningRoomEatInKitchenKitchenIslandPantryPullDownAtticStairsSeparateShowerCableTvVaultedCeilingsWalkInClosetsWindowTreatments

Exterior Features

DeckIrrigationSprinklersShuttersManual

Property Details

Flooring

CarpetTile

Construction

Block Concrete Stucco

Views

City

Outdoor Features

PorchDeck

Parking

GarageOpen

Heating

Electric (Heating)Central

Cooling

Central AirElectricCeiling Fan(s)

Appliances

DryerDishwasherMicrowaveRefrigeratorSelfCleaningOvenWaterPurifierWasher

Questions & Answers

This 4-bedroom, 3-bathroom single family at 614 SW 31st Terrace is listed at $389,900 ($185/sqft). The estimated monthly payment is $2,086 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2018, 0.23 acre lot, Waterfront. Interior Features: Attic, Bathtub, SeparateFormalDiningRoom. Exterior Features: Deck, IrrigationSprinklers, ShuttersManual.

This property is listed by Ruth Haley.

RH

Ruth Haley

License 252011632

Agent at Worthington Realty, Inc.

Listed by Worthington Realty, Inc. · Broker phone: 239-437-3334 · View on Broker Site

MLS# 2026038417· Source: Florida Gulf Coast Multiple Listing Service, Inc.· 41 days on PropertySimple

Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

614 SW 31st Terrace, Cape Coral, FL 33914

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