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About This Home

This 7-bedroom, 3-bathroom residential multi family at 615 Truly Ter in Vista, CA is listed for $1,175,000 ($490 per sqft). Built in 1964, the home offers 2,400 sqft of living space on a N/A lot.

Agent Description

PROPERTY IS TENANT OCCUPIED, PLEASE DO NOT DISTURB TENANTS. Exceptional value-add opportunity in the heart of Vista with approved plans in place and significant upside potential. This unique property currently features two permitted units generating stable income, with an exciting opportunity to convert an existing structure into a third unit - a spacious 2-bedroom, 1-bath residence approximately 820 sq ft.

With permits already approved, much of the heavy lifting has been done, allowing a buyer to step in and unlock immediate additional income and value. Projected rental income after completion positions this property as a strong performer with increased cash flow and long-term appreciation potential.

Beyond the current plans, the property is also zoned for an additional ADU, offering the rare opportunity to expand to a 4-unit configuration. The lot provides the space and flexibility to execute a multi-phase value-add strategy, making this an ideal investment for those looking to scale.

Whether you're an investor seeking forced appreciation and long-term upside, or an owner-occupant looking to offset your mortgage with rental income, this property offers a compelling combination of current income, approved expansion, and future development potential. Located in a desirable North County setting with convenient access to shopping, dining, and major commuter routes, this is a rare chance to acquire a property with both immediate stability and scalable growth.

Key Features

  • Built in 1964
  • 2 stories
  • Fireplace

Property Details

2 stories
3 full
1964

Amenities

FireplaceView

Monthly Cost Estimate

$6,284/mo

20% down · 6.5% · 30 years

Principal$850
Interest$5,092
Insurance$343

Estimates only. Actual payments may vary.

Location

615 Truly Ter

Vista, CA 92084

VISTA

Features & Amenities

Exterior Features

Public StreetSidewalks

Property Details

Views

HillsCity

Heating

GravityFireplace(s)

Questions & Answers

This 7-bedroom, 3-bathroom residential multi family at 615 Truly Ter is listed at $1,175,000 ($490/sqft). The estimated monthly payment is $5,092 based on 20% down at 6.5% interest.

Key features include: Built in 1964, 2 stories, Fireplace. Exterior Features: Public Street, Sidewalks.

This property is listed by J.R. St Julien and can be reached at 8582128134 or jr@stjulienre.com.

JJ

J.R. St Julien

Agent at eXp Realty of California, Inc.

(858) 212-8134

Listed by eXp Realty of California, Inc. · View on Broker Site

MLS# 260009551· Source: listhub· Updated 41 days ago

Copyright © 2026 San Diego MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

615 Truly Ter, Vista, CA 92084

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