# 615 Truly Ter, Vista, CA 92084

> **TL;DR:** 7bd/3ba residential multi family, $1,175,000 ($490/sqft), built 1964, 2,400 sqft.
> Fireplace, View. Est. $5,092/mo. Listed 41 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,175,000 |
| Price/sqft | $490 |
| Bedrooms | 7 |
| Bathrooms | 3 full |
| Square Feet | 2,400 |
| Year Built | 1964 |
| Stories | 2 |
| Property Type | Residential Multi Family (Other) |
| Status | For Sale |
| Days on Market | 41 |

## Why This Home Stands Out

- **Views** - Hills, City

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $5,092 |
| **Total** | **$5,092** |

## Key Amenities

- Fireplace
- View

## Property Highlights

- Built in 1964
- 2 stories
- Fireplace

## Description

### Agent Description
PROPERTY IS TENANT OCCUPIED, PLEASE DO NOT DISTURB TENANTS. Exceptional value-add opportunity in the heart of Vista with approved plans in place and significant upside potential. This unique property currently features two permitted units generating stable income, with an exciting opportunity to convert an existing structure into a third unit - a spacious 2-bedroom, 1-bath residence approximately 820 sq ft. With permits already approved, much of the heavy lifting has been done, allowing a buyer to step in and unlock immediate additional income and value. Projected rental income after completion positions this property as a strong performer with increased cash flow and long-term appreciation potential. Beyond the current plans, the property is also zoned for an additional ADU, offering the rare opportunity to expand to a 4-unit configuration. The lot provides the space and flexibility to execute a multi-phase value-add strategy, making this an ideal investment for those looking to scale. Whether you're an investor seeking forced appreciation and long-term upside, or an owner-occupant looking to offset your mortgage with rental income, this property offers a compelling combination of current income, approved expansion, and future development potential. Located in a desirable North County setting with convenient access to shopping, dining, and major commuter routes, this is a rare chance to acquire a property with both immediate stability and scalable growth.

## Location

- **Address:** 615 Truly Ter, Vista, CA 92084
- **County:** San Diego
- **Neighborhood:** VISTA
- **Coordinates:** 33.210006, -117.236784
- **Google Maps:** https://www.google.com/maps?q=33.210006,-117.236784

## Virtual Tour & Media

- **Video Tour:** https://www.propertypanorama.com/instaview/snd/260007885

## Listing Agent

- **Name:** J.R. St Julien
- **Brokerage:** eXp Realty of California, Inc.
- **Phone:** 8582128134
- **Email:** jr@stjulienre.com

## Primary Photo

![615 Truly Ter - Primary Photo](http://lh.rdcpix.com/a5bf5545fb7a342ef4e06c9c97e6c340l-f3757373173r.jpg)

*50 total photos available on [listing page](https://www.propertysimple.com/listing/615-truly-ter-vista-ca-92084-60009551)*

---

**MLS#:** 260009551 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 San Diego MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/615-truly-ter-vista-ca-92084-60009551)

---

## Structured Data

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  "name": "615 Truly Ter, Vista, CA 92084",
  "description": "PROPERTY IS TENANT OCCUPIED, PLEASE DO NOT DISTURB TENANTS. Exceptional value-add opportunity in the heart of Vista with approved plans in place and significant upside potential. This unique property currently features two permitted units generating stable income, with an exciting opportunity to convert an existing structure into a third unit - a spacious 2-bedroom, 1-bath residence approximately 820 sq ft. With permits already approved, much of the heavy lifting has been done, allowing a buyer ",
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