About This Home

This 4-bedroom, 3-bathroom single family at 620 RIDGE ST in Charlottesville, VA is listed for $995,000 ($241 per sqft). Built in 1923, the home offers 4,125 sqft of living space on a 0.23 acres lot.

Key Features

  • Built in 1923
  • 0.23 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
3 full
1923

Amenities

FireplaceA/C
Listing Description

MICHTOM-WILLIAMS - A timeless c 1923 Colonial Revival Four Square is an outstanding investment opportunity to preserve or reposition a character rich property on .23 acres w/ a deep rear yard fronting on the street below. The adjacent residence also on a .23 acres lot is available separately.

This classic four-bedrm brick residence w/ a slate roof sits prominently on historic Ridge Street & is introduced by a gracious, oversized front porch-an ideal setting for relaxed outdoor living. Inside, a traditional foyer opens to well-proportioned living & dining rooms, a kitchen w/breakfast nook, full bath & first floor laundry.

The second level offers four bedrms & a full bath, while the finished third floor provides exceptional flexible space. The lower-level studio w/ full bath adds further versatility. Lovingly maintained & lived in by the same family for 70 years. Architectural details remain intact throughout, including the distinguished Colonial Revival entry with e

lliptical fanlight, leaded glass sidelights & fine period craftsmanship that speaks to the home's enduring heritage. This property offers both presence, potential and future value in a sought-after setting. Walkability to the Historic Downtown Mall & easy access to UVA.

Monthly Cost Estimate

$5,321/mo

20% down · 6.5% · 30 years

Principal$720
Interest$4,312
Insurance$290

Estimates only. Actual payments may vary.

Location

620 RIDGE ST

Charlottesville, VA 22902

Features & Amenities

Exterior Features

LandscapedMature

Property Details

Flooring

WoodCarpet

Outdoor Features

Porch

Heating

Hot Water(Heating)Natural Gas

Cooling

Window Unit(s)

Appliances

DishwasherElectric RangeRefrigerator

Questions & Answers

This 4-bedroom, 3-bathroom single family at 620 RIDGE ST is listed at $995,000 ($241/sqft). The estimated monthly payment is $5,321 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1923, 0.23 acre lot, 2 stories, Fireplace. Exterior Features: Landscaped, Mature.

This property is listed by CHARLOTTE DAMMANN and can be reached at 4349811250.

CD

CHARLOTTE DAMMANN

Agent at McLean Faulconer Inc., REALTOR

(434) 981-1250

Listed by McLean Faulconer Inc., REALTOR · Broker phone: (434) 295-1131 · View on Broker Site

MLS# 676103· Source: Charlottesville Area Association of REALTORS®· 112 days on PropertySimple

Copyright © 2026 Charlottesville Area Association of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

620 RIDGE ST, Charlottesville, VA 22902

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