# 6205 Thomas Drive #F12, Panama City, FL 32408 > **TL;DR:** 1bd/1ba condo, $260,000 ($329/sqft), built 1984, 790 sqft. > A/C. Est. $3,251/mo. Listed 42 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $260,000 | | Price/sqft | $329 | | Bedrooms | 1 | | Bathrooms | 1 full | | Square Feet | 790 | | Year Built | 1984 | | Property Type | Condo (Condominium) | | Status | Pending | | Days on Market | 42 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,315 | | Estimated Insurance | $76 | | HOA | $1,860 | | **Total** | **$3,251** | ## Nearby Schools - **Elementary:** Patronis - **Middle:** Surfside - **High:** Arnold ## Key Amenities - A/C ## Property Highlights - Built in 1984 ## Description ### Agent Description Looking for your slice of paradise with proven rental history? This 1-bedroom + loft condo at Nautical Watch on the east end of Panama City Beach is priced as a 1 bedroom, but earns higher rental income of a 2 bedroom. Fully furnished and turnkey, it delivers strong annual gross rental income. In 2025 alone it generated $35,000 in gross revenue. Just steps from the famous sugar-white sandy beaches and emerald Gulf waters. Half a mile west of Schooners and 1.5 miles east of Pineapple Willie's, you're close to restaurants, mini-golf, and attractions while still enjoying a quieter stretch of the beach. The complex has a locked, gated beach access so the parking lot stays for owners and guests only--no random beach traffic. Resort-style amenities without the high-rise hassle Low-rise building with easy front-door parking. Beautiful heated pool that snowbirds love in the late fall and winter. Two propane grills on-site for owners and renters. Exceptionally low carrying costs HOA is only $620/month ($1,860 paid quarterly)--significantly lower than most comparable complexes. It covers exterior insurance (walls out), water, pest control, pool, landscaping, roof, parking lot, security, and more. Your only regular bills are electric (averages ~$110/month) and Wi-Fi (~$40/month). No special assessments in the 12+ years of current ownership, and none are planned. Updated & protected:Brand-new HVAC system installed last year, hurricane-proof sliding glass door to the patio (1 year old), hurricane-proof windows recently replaced, refrigerator ~18 months old; washer/dryer combo 4-6 years old, A/C sensors for when doors are left open to save your energy and HVAC system. Clean, low-maintenance, and ideally located for both personal use and strong rental demand. This unit is perfect for your family trips or a solid short term rental investment. Don't miss this one! ## Location - **Address:** 6205 Thomas Drive #F12, Panama City, FL 32408 - **County:** Bay - **Neighborhood:** Nautical Watch II - **Coordinates:** 30.149443, -85.76483 - **Google Maps:** https://www.google.com/maps?q=30.149443,-85.76483 ## Listing Agent - **Name:** Brittany Whittaker · **License:** SL3353928 - **Brokerage:** Beachy Beach Real Estate - **Broker Phone:** (850) 527-5651 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/6205-Thomas-Dr-Unit-F12_Panama-City-Beach_FL_32408_M52730-12777?f=listhub&s=BCARFL&m=795611&c=propsimple) ## Photos ![6205 Thomas Drive #F12 - Photo 1](http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f360895010r.jpg) ![6205 Thomas Drive #F12 - Photo 2](http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f193068053r.jpg) ![6205 Thomas Drive #F12 - Photo 3](http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f1120366743r.jpg) ![6205 Thomas Drive #F12 - Photo 4](http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f3934244461r.jpg) ![6205 Thomas Drive #F12 - Photo 5](http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f2537169493r.jpg) ![6205 Thomas Drive #F12 - Photo 6](http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f3204070414r.jpg) ![6205 Thomas Drive #F12 - Photo 7](http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f932543253r.jpg) ![6205 Thomas Drive #F12 - Photo 8](http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f3828272086r.jpg) ![6205 Thomas Drive #F12 - Photo 9](http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f1488700369r.jpg) ![6205 Thomas Drive #F12 - Photo 10](http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f491805746r.jpg) ![6205 Thomas Drive #F12 - Photo 11](http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f2047570382r.jpg) ![6205 Thomas Drive #F12 - Photo 12](http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f2790960786r.jpg) ![6205 Thomas Drive #F12 - Photo 13](http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f2185579431r.jpg) ![6205 Thomas Drive #F12 - Photo 14](http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f1223234463r.jpg) ![6205 Thomas Drive #F12 - Photo 15](http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f609151901r.jpg) ![6205 Thomas Drive #F12 - Photo 16](http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f2843329587r.jpg) ![6205 Thomas Drive #F12 - Photo 17](http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f2214056597r.jpg) ![6205 Thomas Drive #F12 - Photo 18](http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f1782311714r.jpg) ![6205 Thomas Drive #F12 - Photo 19](http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f2338676739r.jpg) ![6205 Thomas Drive #F12 - Photo 20](http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f3624638278r.jpg) ![6205 Thomas Drive #F12 - Photo 21](http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f1674093237r.jpg) ![6205 Thomas Drive #F12 - Photo 22](http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f1178822115r.jpg) ![6205 Thomas Drive #F12 - Photo 23](http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f379754444r.jpg) ![6205 Thomas Drive #F12 - Photo 24](http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f2749064591r.jpg) ![6205 Thomas Drive #F12 - Photo 25](http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f1067260718r.jpg) --- **MLS#:** 795611 | **Updated:** 2026-10-25 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/6205-thomas-drive-panama-city-fl-32408-45953a54602b49629b2b08ebb0eba8b3) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/6205-thomas-drive-panama-city-fl-32408-45953a54602b49629b2b08ebb0eba8b3#listing", "url": "https://www.propertysimple.ai/listing/6205-thomas-drive-panama-city-fl-32408-45953a54602b49629b2b08ebb0eba8b3", "name": "6205 Thomas Drive #F12, Panama City, FL 32408", "description": "Looking for your slice of paradise with proven rental history? This 1-bedroom + loft condo at Nautical Watch on the east end of Panama City Beach is priced as a 1 bedroom, but earns higher rental income of a 2 bedroom. Fully furnished and turnkey, it delivers strong annual gross rental income. In 2025 alone it generated $35,000 in gross revenue. Just steps from the famous sugar-white sandy beaches and emerald Gulf waters. Half a mile west of Schooners and 1.5 miles east of Pineapple Willie's, you're close to restaurants, mini-golf, and attractions while still enjoying a quieter stretch of the beach. The complex has a locked, gated beach access so the parking lot stays for owners and guests only--no random beach traffic. Resort-style amenities without the high-rise hassle Low-rise building with easy front-door parking. Beautiful heated pool that snowbirds love in the late fall and winter. Two propane grills on-site for owners and renters. Exceptionally low carrying costs HOA is only $620/month ($1,860 paid quarterly)--significantly lower than most comparable complexes. It covers exterior insurance (walls out), water, pest control, pool, landscaping, roof, parking lot, security, and more. Your only regular bills are electric (averages ~$110/month) and Wi-Fi (~$40/month). No special assessments in the 12+ years of current ownership, and none are planned. Updated & protected:Brand-new HVAC system installed last year, hurricane-proof sliding glass door to the patio (1 year old), hurricane-proof windows recently replaced, refrigerator ~18 months old; washer/dryer combo 4-6 years old, A/C sensors for when doors are left open to save your energy and HVAC system. Clean, low-maintenance, and ideally located for both personal use and strong rental demand. This unit is perfect for your family trips or a solid short term rental investment. Don't miss this one!", "image": [ "http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f360895010r.jpg", "http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f193068053r.jpg", "http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f1120366743r.jpg", "http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f3934244461r.jpg", "http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f2537169493r.jpg", "http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f3204070414r.jpg", "http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f932543253r.jpg", "http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f3828272086r.jpg", "http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f1488700369r.jpg", "http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f491805746r.jpg", "http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f2047570382r.jpg", "http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f2790960786r.jpg", "http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f2185579431r.jpg", "http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f1223234463r.jpg", "http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f609151901r.jpg", "http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f2843329587r.jpg", "http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f2214056597r.jpg", "http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f1782311714r.jpg", "http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f2338676739r.jpg", "http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f3624638278r.jpg", "http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f1674093237r.jpg", "http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f1178822115r.jpg", "http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f379754444r.jpg", "http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f2749064591r.jpg", "http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f1067260718r.jpg" ], "primaryImageOfPage": { "@type": "ImageObject", "url": "http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f360895010r.jpg", "caption": "6205 Thomas Drive #F12 - Panama City, FL" }, "datePosted": "2026-09-18", "dateModified": "2026-10-25T08:23:02.175Z", "mainEntity": { "@type": "Accommodation", "@id": "https://www.propertysimple.ai/listing/6205-thomas-drive-panama-city-fl-32408-45953a54602b49629b2b08ebb0eba8b3#property", "name": "6205 Thomas Drive #F12, Panama City, FL 32408", "address": { "@type": "PostalAddress", "streetAddress": "6205 Thomas Drive #F12", "addressLocality": "Panama City", "addressRegion": "FL", "postalCode": "32408", "addressCountry": "US" }, "geo": { "@type": "GeoCoordinates", "latitude": 30.149443, "longitude": -85.76483 }, "image": [ "http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f360895010r.jpg", "http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f193068053r.jpg", "http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f1120366743r.jpg", "http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f3934244461r.jpg", "http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f2537169493r.jpg", "http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f3204070414r.jpg", "http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f932543253r.jpg", "http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f3828272086r.jpg", "http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f1488700369r.jpg", "http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f491805746r.jpg", "http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f2047570382r.jpg", "http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f2790960786r.jpg", "http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f2185579431r.jpg", "http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f1223234463r.jpg", "http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f609151901r.jpg", "http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f2843329587r.jpg", "http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f2214056597r.jpg", "http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f1782311714r.jpg", "http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f2338676739r.jpg", "http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f3624638278r.jpg", "http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f1674093237r.jpg", "http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f1178822115r.jpg", "http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f379754444r.jpg", "http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f2749064591r.jpg", "http://lh.rdcpix.com/ab1bf98d691333a8109ce04f22578073l-f1067260718r.jpg" ], "identifier": { "@type": "PropertyValue", "propertyID": "MLS", "value": "795611" }, "accommodationCategory": "Condominium", "numberOfBedrooms": 1, "numberOfBathroomsTotal": 1, "numberOfFullBathrooms": 1, "floorSize": { "@type": "QuantitativeValue", "value": 790, "unitCode": "FTK", "unitText": "square feet" }, "yearBuilt": 1984, "amenityFeature": [ { "@type": "LocationFeatureSpecification", "name": "Heating", "value": "Central" }, { "@type": "LocationFeatureSpecification", "name": "Cooling", "value": "Central Air" }, { "@type": "LocationFeatureSpecification", "name": "Air Conditioning", "value": true } ], "additionalProperty": [ { "@type": "PropertyValue", "name": "Unit Number", "value": "F12" }, { "@type": "PropertyValue", "name": "Property Subtype", "value": "Condominium" } ] }, "offers": { "@type": "Offer", "@id": "https://www.propertysimple.ai/listing/6205-thomas-drive-panama-city-fl-32408-45953a54602b49629b2b08ebb0eba8b3#offer", "url": "https://www.propertysimple.ai/listing/6205-thomas-drive-panama-city-fl-32408-45953a54602b49629b2b08ebb0eba8b3", "price": 260000, "priceCurrency": "USD", "businessFunction": "http://purl.org/goodrelations/v1#Sell", "availability": "https://schema.org/LimitedAvailability", "seller": { "@id": "https://www.propertysimple.ai/listing/6205-thomas-drive-panama-city-fl-32408-45953a54602b49629b2b08ebb0eba8b3#agent" } }, "provider": { "@type": "Person", "@id": "https://www.propertysimple.ai/listing/6205-thomas-drive-panama-city-fl-32408-45953a54602b49629b2b08ebb0eba8b3#agent", "name": "Brittany Whittaker", "worksFor": { "@type": "Organization", "@id": "https://www.propertysimple.ai/listing/6205-thomas-drive-panama-city-fl-32408-45953a54602b49629b2b08ebb0eba8b3#brokerage", "name": "Beachy Beach Real Estate", "telephone": "(850) 527-5651", "logo": { "@type": "ImageObject", "url": "http://lh.rdcpix.com/f7ac0ac11ed911e280af12313932fb37k-c3717075772r.png" } } } } ```