# 623 Fernwood Street, Panama City Beach, FL 32407

> **TL;DR:** 4bd/4ba townhouse, $788,950 ($303/sqft), built 2004, 2,600 sqft.
> A/C. Est. $3,419/mo. Listed 32 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $788,950 |
| Price/sqft | $303 |
| Bedrooms | 4 |
| Bathrooms | 4 full |
| Square Feet | 2,600 |
| Year Built | 2004 |
| Lot Size | 2,614 sqft (0.06 acres) |
| Stories | 3 |
| Property Type | Townhouse (Townhouse) |
| Status | For Sale |
| Days on Market | 32 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $3,419 |
| **Total** | **$3,419** |

## Nearby Schools

- **Elementary:** Hutchinson Beach
- **Middle:** Surfside
- **High:** Arnold

## Key Amenities

- A/C

## Property Highlights

- Built in 2004
- 0.06 acre lot
- 3 stories

## Description

### Agent Description
No HOA. Move In Ready!. Renovated 2025. 3 Bedroom & 3 Bath Residence plus Efficiency Studio/ 1 Full Bath. Three story residence has an open living/dining/kitchen. The home features a brand-new roof, new exterior paint, and fresh interior paint. Fully furnished home with new coastal decor, renovated to meet code, and situated less than two blocks from the white sands of the Gulf of America and its emerald waters! The main residence with spacious 3 large bedrooms, 3 full bathrooms & multiple decks to relax & enjoy the gulf views & beautiful sunsets! One car garage/storage. In addition to the main residence, a cozy efficiency studio with a fully fenced backyard & private entrance is located on the ground level. Only 30 minutes to the airport.

## Location

- **Address:** 623 Fernwood Street, Panama City Beach, FL 32407
- **County:** Bay
- **Neighborhood:** BAHAMA BEACH
- **Coordinates:** 30.196864, -85.839744
- **Google Maps:** https://www.google.com/maps?q=30.196864,-85.839744

## Listing Agent

- **Name:** Ralph M Harvey
- **Brokerage:** ListWithFreedom.com
- **Phone:** 8554564945
- **Email:** ralph@listwithfreedom.com

## Primary Photo

![623 Fernwood Street - Primary Photo](http://lh.rdcpix.com/cb6026ca79c2613b68e6bd9e48bfc37el-f178445357r.jpg)

*33 total photos available on [listing page](https://www.propertysimple.com/listing/623-fernwood-street-panama-city-beach-fl-32407-1001953)*

---

**MLS#:** 1001953 | **Updated:** 2026-06-19
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/623-fernwood-street-panama-city-beach-fl-32407-1001953)

---

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