# 623 W Troy Street, Ferndale, MI 48220 > **TL;DR:** 3bd/3ba single family, $475,000 ($311/sqft), built 1926, 1,528 sqft. > Fireplace, A/C, 2-car garage. Est. $2,541/mo. Listed 26 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $475,000 | | Price/sqft | $311 | | Bedrooms | 3 | | Bathrooms | 2 full, 1 half | | Square Feet | 1,528 | | Year Built | 1926 | | Lot Size | 5,227 sqft (0.12 acres) | | Stories | 2 | | Garage | 2-car | | Property Type | Single Family (Other) | | Status | Pending | | Days on Market | 26 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,402 | | Estimated Insurance | $139 | | **Total** | **$2,541** | ## Key Amenities - Fireplace - A/C - 2-car garage ## Property Highlights - Built in 1926 - 0.12 acre lot - 2 stories - Fireplace ## Description ### Agent Description DOWNTOWN FERDALE LIVING! One block off of 9 Mile and just a short stroll from downtown Ferndale, this classic 3-bedroom, 2.5-bath colonial puts restaurants, shopping, coffee, and entertainment right outside your door. Inside, 1,528 square feet of character awaits, featuring beautiful hard wood floors, coved ceilings, arched passageways, prairie-style art glass windows, and a stunning staircase in the living room. The spacious kitchen features recent additions (2023), including a new island, Bosch range, additional cabinetry, and a cozy coffee nook. French glass doors fill the living room with natural light and lead to the intimate, sanctuary-like retreat that is the back patio. Outside, enjoy a private, shaded backyard perfect for morning coffee, grilling with guests, or relaxing after a night downtown. A large driveway and newer 2 car garage provides plenty of space for parking and storage. The home has been thoughtfully updated in recent years, including the addition of the half bath on the main floor (2023), central air conditioning (2023), new foyer tile (2025), and a new water heater (2026). With inviting outdoor spaces, timeless character, and an unbeatable location, 623 W Troy St offers the best of both worlds: downtown Ferndale at your doorstep and your own private oasis at home. Walk to downtown. Come home to quiet. Live in the middle of it all. ## Location - **Address:** 623 W Troy Street, Ferndale, MI 48220 - **County:** Oakland - **Neighborhood:** Hawthorne Park - **Coordinates:** 42.459369, -83.142615 - **Google Maps:** https://www.google.com/maps?q=42.459369,-83.142615 ## Listing Agent - **Name:** Peter Barry - **Brokerage:** Real Estate One - **Broker Phone:** (248) 304-6700 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/623-W-Troy-St_Ferndale_MI_48220_M42214-99768?f=listhub&s=REALCOMPMI&m=20261070669&c=propsimple) ## Photos ![623 W Troy Street - Photo 1](http://lh.rdcpix.com/c61088270de7ca36da071c8b91659586l-f3234880337r.jpg) ![623 W Troy Street - Photo 2](http://lh.rdcpix.com/c61088270de7ca36da071c8b91659586l-f2441846151r.jpg) ![623 W Troy Street - Photo 3](http://lh.rdcpix.com/c61088270de7ca36da071c8b91659586l-f494977997r.jpg) ![623 W Troy Street - Photo 4](http://lh.rdcpix.com/c61088270de7ca36da071c8b91659586l-f1722856135r.jpg) ![623 W Troy Street - Photo 5](http://lh.rdcpix.com/c61088270de7ca36da071c8b91659586l-f2127587016r.jpg) ![623 W Troy Street - Photo 6](http://lh.rdcpix.com/c61088270de7ca36da071c8b91659586l-f3836590379r.jpg) ![623 W Troy Street - Photo 7](http://lh.rdcpix.com/c61088270de7ca36da071c8b91659586l-f2052369577r.jpg) ![623 W Troy Street - Photo 8](http://lh.rdcpix.com/c61088270de7ca36da071c8b91659586l-f2685806875r.jpg) ![623 W Troy Street - Photo 9](http://lh.rdcpix.com/c61088270de7ca36da071c8b91659586l-f3756085657r.jpg) ![623 W Troy Street - Photo 10](http://lh.rdcpix.com/c61088270de7ca36da071c8b91659586l-f1977880515r.jpg) ![623 W Troy Street - Photo 11](http://lh.rdcpix.com/c61088270de7ca36da071c8b91659586l-f955240303r.jpg) ![623 W Troy Street - Photo 12](http://lh.rdcpix.com/c61088270de7ca36da071c8b91659586l-f3079479948r.jpg) ![623 W Troy Street - Photo 13](http://lh.rdcpix.com/c61088270de7ca36da071c8b91659586l-f2035203216r.jpg) ![623 W Troy Street - Photo 14](http://lh.rdcpix.com/c61088270de7ca36da071c8b91659586l-f1102251133r.jpg) ![623 W Troy Street - 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Photo 35](http://lh.rdcpix.com/c61088270de7ca36da071c8b91659586l-f693381798r.jpg) ![623 W Troy Street - Photo 36](http://lh.rdcpix.com/c61088270de7ca36da071c8b91659586l-f1053911615r.jpg) ![623 W Troy Street - Photo 37](http://lh.rdcpix.com/c61088270de7ca36da071c8b91659586l-f1889823462r.jpg) ![623 W Troy Street - Photo 38](http://lh.rdcpix.com/c61088270de7ca36da071c8b91659586l-f2939485977r.jpg) ![623 W Troy Street - Photo 39](http://lh.rdcpix.com/c61088270de7ca36da071c8b91659586l-f4178832785r.jpg) ![623 W Troy Street - Photo 40](http://lh.rdcpix.com/c61088270de7ca36da071c8b91659586l-f1072333101r.jpg) ![623 W Troy Street - Photo 41](http://lh.rdcpix.com/c61088270de7ca36da071c8b91659586l-f3617946628r.jpg) ![623 W Troy Street - Photo 42](http://lh.rdcpix.com/c61088270de7ca36da071c8b91659586l-f1630622650r.jpg) ![623 W Troy Street - Photo 43](http://lh.rdcpix.com/c61088270de7ca36da071c8b91659586l-f1652502240r.jpg) ![623 W Troy Street - Photo 44](http://lh.rdcpix.com/c61088270de7ca36da071c8b91659586l-f2184644618r.jpg) ![623 W Troy Street - 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Photo 55](http://lh.rdcpix.com/c61088270de7ca36da071c8b91659586l-f3383937440r.jpg) ![623 W Troy Street - Photo 56](http://lh.rdcpix.com/c61088270de7ca36da071c8b91659586l-f3239201392r.jpg) ![623 W Troy Street - Photo 57](http://lh.rdcpix.com/c61088270de7ca36da071c8b91659586l-f2996479488r.jpg) ![623 W Troy Street - Photo 58](http://lh.rdcpix.com/c61088270de7ca36da071c8b91659586l-f3157460451r.jpg) ![623 W Troy Street - Photo 59](http://lh.rdcpix.com/c61088270de7ca36da071c8b91659586l-f2172892518r.jpg) ![623 W Troy Street - Photo 60](http://lh.rdcpix.com/c61088270de7ca36da071c8b91659586l-f772595514r.jpg) ![623 W Troy Street - Photo 61](http://lh.rdcpix.com/c61088270de7ca36da071c8b91659586l-f2061548725r.jpg) ![623 W Troy Street - Photo 62](http://lh.rdcpix.com/c61088270de7ca36da071c8b91659586l-f849881322r.jpg) ![623 W Troy Street - Photo 63](http://lh.rdcpix.com/c61088270de7ca36da071c8b91659586l-f3886226544r.jpg) ![623 W Troy Street - Photo 64](http://lh.rdcpix.com/c61088270de7ca36da071c8b91659586l-f3678642061r.jpg) ![623 W Troy Street - Photo 65](http://lh.rdcpix.com/c61088270de7ca36da071c8b91659586l-f2377407495r.jpg) ![623 W Troy Street - Photo 66](http://lh.rdcpix.com/c61088270de7ca36da071c8b91659586l-f2544298546r.jpg) ![623 W Troy Street - Photo 67](http://lh.rdcpix.com/c61088270de7ca36da071c8b91659586l-f1750425515r.jpg) ![623 W Troy Street - Photo 68](http://lh.rdcpix.com/c61088270de7ca36da071c8b91659586l-f1636458666r.jpg) ![623 W Troy Street - Photo 69](http://lh.rdcpix.com/c61088270de7ca36da071c8b91659586l-f117131975r.jpg) ![623 W Troy Street - Photo 70](http://lh.rdcpix.com/c61088270de7ca36da071c8b91659586l-f668058434r.jpg) --- **MLS#:** 20261070669 | **Updated:** 2026-10-25 **Source:** listhub *Copyright © 2026 Realcomp Limited II. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/623-w-troy-street-ferndale-mi-48220-745a7a1aa2524c8f971e5404b2cbe9f6) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/623-w-troy-street-ferndale-mi-48220-745a7a1aa2524c8f971e5404b2cbe9f6#listing", "url": "https://www.propertysimple.ai/listing/623-w-troy-street-ferndale-mi-48220-745a7a1aa2524c8f971e5404b2cbe9f6", "name": "623 W Troy Street, Ferndale, MI 48220", "description": "DOWNTOWN FERDALE LIVING! One block off of 9 Mile and just a short stroll from downtown Ferndale, this classic 3-bedroom, 2.5-bath colonial puts restaurants, shopping, coffee, and entertainment right outside your door. Inside, 1,528 square feet of character awaits, featuring beautiful hard wood floors, coved ceilings, arched passageways, prairie-style art glass windows, and a stunning staircase in the living room. The spacious kitchen features recent additions (2023), including a new island, Bosch range, additional cabinetry, and a cozy coffee nook. French glass doors fill the living room with natural light and lead to the intimate, sanctuary-like retreat that is the back patio. Outside, enjoy a private, shaded backyard perfect for morning coffee, grilling with guests, or relaxing after a night downtown. A large driveway and newer 2 car garage provides plenty of space for parking and storage. The home has been thoughtfully updated in recent years, including the addition of the half bath on the main floor (2023), central air conditioning (2023), new foyer tile (2025), and a new water heater (2026). 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