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About This Home

This 3-bedroom, 2-bathroom townhouse at 625 Emerald Lane in Fort Walton Beach, FL is listed for $319,900 ($230 per sqft). Built in 1987, the home offers 1,392 sqft of living space on a 0.05 acres lot.

Agent Description

Welcome to Emerald Gardens, one of Fort Walton Beach's best-kept secrets! This beautifully updated home offers the perfect blend of comfort, convenience, and low-maintenance living. Recent improvements include an updated kitchen featuring a quartz countertop, new undermount sink and faucet, and appliances(2024).

Throughout the home, you'll find durable tile and luxury vinyl plank flooring, along with updated tiled showers for a fresh, modern feel. The spacious primary suite is conveniently located on the first floor, providing privacy and ease of living. Upstairs you will find 2 additional bedrooms and a full bath.

Need extra space? You'll love the flexible office/bonus room featuring a skylight that fills the space with natural light and a large closet for added storage. Perfect as a home office, guest suite, media room, or easily utilized as a 4th bedroom. A one-car garage offers additional storage and parking, while hurricane-rated windows and doors provide added peace of mind and energy efficiency.

Residents enjoy access to community amenities including a sparkling pool and additional parking for boats, RVs, and recreational toys. The HOA maintains front yard landscaping and covers roof replacements, helping to simplify homeownership. The location is hard to beat--just minutes from both Eglin Air Force Base and Hurlburt Field, with shopping, dining, schools, parks, and the beautiful Emerald Coast beaches all within easy reach.

Whether you're searching for a primary residence, second home, or investment opportunity, this move-in-ready property offers exceptional value in a highly desirable community. Noteable updates/upgrades: Appliances 12/2024, Doors & Windows 4/2025, Fans 12/2024, Gutters/Leafguard 7/2025, Kitchen Quartz, sink & faucet 5/2026

Key Features

  • Built in 1987
  • 0.05 acre lot
  • 2 stories
  • 3 parking spaces

Property Details

2 stories
2 full
3 spaces
1987

Amenities

A/CRV Parking

Monthly Cost Estimate

$1,905/mo

20% down · 6.5% · 30 years

Principal$231
Interest$1,386
Insurance$93
HOA$194

Estimates only. Actual payments may vary.

Location

625 Emerald Lane

Fort Walton Beach, FL 32547

EMERALD GARDENS

Features & Amenities

Interior Features

Newly PaintedPantryShelvingWasher/Dryer HookupWoodwork Painted

Exterior Features

Rain Gutter

Property Details

Flooring

TileVinyl

Construction

Frame Siding Vinyl Trim Wood

Pool Features

Patio

Parking

RV

Heating

Central

Cooling

Central Air

Appliances

DishwasherMicrowaveRefrigerator W/IceMkSmooth Stovetop RngeStove/Oven ElectricWater Heater - Gas

Questions & Answers

This 3-bedroom, 2-bathroom townhouse at 625 Emerald Lane is listed at $319,900 ($230/sqft). The estimated monthly payment is $1,580 based on 20% down at 6.5% interest.

HOA fees are $194/month.

Key features include: Built in 1987, 0.05 acre lot, 2 stories, 3 parking spaces. Interior Features: Newly Painted, Pantry, Shelving. Exterior Features: Rain Gutter.

This property is listed by Melinda Vazquez and can be reached at 8508553307 or melinda.vazquez@cbrealty.com.

MV

Melinda Vazquez

Agent at Coldwell Banker Realty

(850) 855-3307

Listed by Coldwell Banker Realty · View on Broker Site

MLS# 1004824· Source: listhub· Updated 1 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

625 Emerald Lane, Fort Walton Beach, FL 32547

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