About This Home

This 3-bedroom, 2-bathroom townhouse at 625 Emerald Lane in Fort Walton Beach, FL is listed for $315,900 ($227 per sqft). Built in 1987, the home offers 1,392 sqft of living space on a 0.05 acres lot.

Key Features

  • Built in 1987
  • 0.05 acre lot
  • 2 stories
  • 3 parking spaces

Property Details

2 stories
2 full
1-car garage
1987

Amenities

A/CRV Parking
Listing Description

**$5,000 SELLER CREDIT WITH ACCEPTABLE OFFER!** Apply it toward buyer's allowable closing costs, prepaid expenses, or an interest-rate buy down! Discover Emerald Gardens, one of Fort Walton Beach's best-kept secrets, where thoughtful updates, low-maintenance living, and an unbeatable location come together!

This move-in-ready 3-bedroom, 2-bath home offers 1,392 square feet plus a versatile office/bonus room featuring a skylight and generous closet--perfect for a home office, guest space, or potential 4th bedroom. The spacious first-floor primary suite offers convenience and privacy, while two additional bedrooms and a full bath are located upstairs.

The updated kitchen features quartz countertops, a new undermount sink and faucet, and 2024 appliances. Tile and luxury vinyl plank flooring throughout, beautifully tiled showers, and hurricane-rated windows and doors add comfort, style, and peace of mind.

Enjoy a one-car garage, covered patio, and community pool just steps away! The HOA takes care of front yard maintenance and roof replacements, plus offers additional parking for boats, RVs, and recreational toys. **LOCATION, LOCATION, LOCATION!** Convenient to both Eglin AFB and Hurlburt Field, with shopping, dining, parks, and the beautiful Emerald Coast beaches just minutes away. **More upgrades. Less maintenance. A location that's hard to beat. Come see why Emerald Gardens is worth discovering!**

Monthly Cost Estimate

$1,883/mo

20% down · 6.5% · 30 years

Principal$228
Interest$1,369
Insurance$92
HOA$194

Estimates only. Actual payments may vary.

Location

625 Emerald Lane

Fort Walton Beach, FL 32547

EMERALD GARDENS

Features & Amenities

Interior Features

Newly PaintedPantryShelvingWasher/Dryer HookupWoodwork Painted

Exterior Features

Rain Gutter

Property Details

Flooring

VinylTile

Construction

Frame Siding Vinyl Trim Wood

Outdoor Features

Patio

Parking

RV

Heating

Central

Cooling

Central Air

Appliances

DishwasherMicrowaveRefrigerator W/IceMkSmooth Stovetop RngeStove/Oven ElectricWater Heater - Gas

Questions & Answers

This 3-bedroom, 2-bathroom townhouse at 625 Emerald Lane is listed at $315,900 ($227/sqft). The estimated monthly payment is $1,883 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $194/month.

Key features include: Built in 1987, 0.05 acre lot, 2 stories, 3 parking spaces. Interior Features: Newly Painted, Pantry, Shelving. Exterior Features: Rain Gutter.

This property is listed by Melinda Vazquez.

MV

Melinda Vazquez

License 3348676

Agent at Coldwell Banker Realty

Listed by Coldwell Banker Realty · Broker phone: (850) 501-1545 · View on Broker Site · Broker website

MLS# 1014678· Source: Emerald Coast Association of Realtors· 2 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

625 Emerald Lane, Fort Walton Beach, FL 32547

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