# 626 S 38th Street W #20, Billings, MT 59102 > **TL;DR:** 2bd/2ba townhouse, $256,000 ($146/sqft), built 1995, 1,752 sqft. > A/C, 1-car garage. Est. $1,644/mo. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $256,000 | | Price/sqft | $146 | | Bedrooms | 2 | | Bathrooms | 1 full, 1 half | | Square Feet | 1,752 | | Year Built | 1995 | | Stories | 2 | | Garage | 1-car | | Property Type | Townhouse (Townhouse) | | Status | Active | | Days on Market | 0 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,294 | | Estimated Insurance | $75 | | HOA | $275 | | **Total** | **$1,644** | ## Nearby Schools - **Elementary:** Big Sky - **Middle:** Ben Steele - **High:** West ## Key Amenities - A/C - 1-car garage ## Property Highlights - Built in 1995 - 2 stories ## Description ### Agent Description $5,000 IN SELLER PAID CLOSING COSTS to make this home your own!! And at a SUPER price! MOVE IN READY and easy living with low maintenance and convenient West End location near shopping (ie Shiloh Crossing/Scheels), restaurants, entertainment, and interstate access...yet tucked away in a quiet area with peaceful park greenspace. Fabulous floorplan with sliding glass door right off the main floor living room to the back patio, dining area with large window bringing in great natural light. Easy access kitchen right off the attached garage with closet/pantry space. Main floor half bath. Upstairs offers a large master bedroom, generous 2nd bedroom, large full bathroom with tub/shower. Check out the HUGE family/rec room downstairs, would be awesome for movie or game nights! Plenty of storage downstairs in the laundry room and a large separate closet, also side nook in garage. Has extra assigned parking spot. Central A/C plus a wall unit. Tailwind managed HOA with exterior insurance & maintenance covered, snow, lawn, and ground maintenance. Buyer/Buyer Agent to verify all info, listing info is per County Records. ## Location - **Address:** 626 S 38th Street W #20, Billings, MT 59102 - **County:** Yellowstone - **Neighborhood:** Ponderosa Twnhms - **Coordinates:** 45.758883, -108.615112 - **Google Maps:** https://www.google.com/maps?q=45.758883,-108.615112 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/bmt/362555 ## Listing Agent - **Name:** Ray Stoner · **License:** RRE-RBS-LIC-89820 - **Brokerage:** Western Skies Real Estate - **Broker Phone:** (406) 671-4619 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/626-S-38th-St-W-Unit-20_Billings_MT_59102_M74706-80935?f=listhub&s=BARMT&m=362555&c=propsimple) ## Photos ![626 S 38th Street W #20 - Photo 1](http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f3500620219r.jpg) ![626 S 38th Street W #20 - Photo 2](http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f2394287133r.jpg) ![626 S 38th Street W #20 - Photo 3](http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f3864426596r.jpg) ![626 S 38th Street W #20 - Photo 4](http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f2046806283r.jpg) ![626 S 38th Street W #20 - Photo 5](http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f1398229118r.jpg) ![626 S 38th Street W #20 - Photo 6](http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f1125672233r.jpg) ![626 S 38th Street W #20 - Photo 7](http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f2617004996r.jpg) ![626 S 38th Street W #20 - Photo 8](http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f454826409r.jpg) ![626 S 38th Street W #20 - Photo 9](http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f1853476752r.jpg) ![626 S 38th Street W #20 - Photo 10](http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f809337974r.jpg) ![626 S 38th Street W #20 - Photo 11](http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f1051552199r.jpg) ![626 S 38th Street W #20 - Photo 12](http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f1797384291r.jpg) ![626 S 38th Street W #20 - Photo 13](http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f1425337742r.jpg) ![626 S 38th Street W #20 - Photo 14](http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f1703937322r.jpg) ![626 S 38th Street W #20 - Photo 15](http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f3198155299r.jpg) ![626 S 38th Street W #20 - Photo 16](http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f1127862024r.jpg) ![626 S 38th Street W #20 - Photo 17](http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f1543221618r.jpg) ![626 S 38th Street W #20 - Photo 18](http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f2292377061r.jpg) ![626 S 38th Street W #20 - Photo 19](http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f3373401875r.jpg) ![626 S 38th Street W #20 - Photo 20](http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f4030669289r.jpg) ![626 S 38th Street W #20 - Photo 21](http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f1037663216r.jpg) ![626 S 38th Street W #20 - Photo 22](http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f2836689152r.jpg) ![626 S 38th Street W #20 - Photo 23](http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f3055277270r.jpg) ![626 S 38th Street W #20 - Photo 24](http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f274454138r.jpg) ![626 S 38th Street W #20 - Photo 25](http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f846038679r.jpg) ![626 S 38th Street W #20 - Photo 26](http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f1090043613r.jpg) ![626 S 38th Street W #20 - Photo 27](http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f2487868822r.jpg) ![626 S 38th Street W #20 - Photo 28](http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f3901140728r.jpg) ![626 S 38th Street W #20 - Photo 29](http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f3199868249r.jpg) ![626 S 38th Street W #20 - Photo 30](http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f2185442079r.jpg) ![626 S 38th Street W #20 - Photo 31](http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f2073693440r.jpg) ![626 S 38th Street W #20 - Photo 32](http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f3583781615r.jpg) ![626 S 38th Street W #20 - Photo 33](http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f2993825472r.jpg) ![626 S 38th Street W #20 - Photo 34](http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f1319173156r.jpg) ![626 S 38th Street W #20 - Photo 35](http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f3848972221r.jpg) --- **MLS#:** 362555 | **Updated:** 2026-10-28 **Source:** listhub *Copyright © 2026 Billings Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/626-s-38th-street-w-billings-mt-59102-080ef68373904fe98cafd4e6be71e124) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/626-s-38th-street-w-billings-mt-59102-080ef68373904fe98cafd4e6be71e124#listing", "url": "https://www.propertysimple.ai/listing/626-s-38th-street-w-billings-mt-59102-080ef68373904fe98cafd4e6be71e124", "name": "626 S 38th Street W #20, Billings, MT 59102", "description": "$5,000 IN SELLER PAID CLOSING COSTS to make this home your own!! And at a SUPER price! MOVE IN READY and easy living with low maintenance and convenient West End location near shopping (ie Shiloh Crossing/Scheels), restaurants, entertainment, and interstate access...yet tucked away in a quiet area with peaceful park greenspace. Fabulous floorplan with sliding glass door right off the main floor living room to the back patio, dining area with large window bringing in great natural light. Easy access kitchen right off the attached garage with closet/pantry space. Main floor half bath. Upstairs offers a large master bedroom, generous 2nd bedroom, large full bathroom with tub/shower. Check out the HUGE family/rec room downstairs, would be awesome for movie or game nights! Plenty of storage downstairs in the laundry room and a large separate closet, also side nook in garage. Has extra assigned parking spot. Central A/C plus a wall unit. Tailwind managed HOA with exterior insurance & maintenance covered, snow, lawn, and ground maintenance. Buyer/Buyer Agent to verify all info, listing info is per County Records.", "image": [ "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f3500620219r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f2394287133r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f3864426596r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f2046806283r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f1398229118r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f1125672233r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f2617004996r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f454826409r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f1853476752r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f809337974r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f1051552199r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f1797384291r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f1425337742r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f1703937322r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f3198155299r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f1127862024r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f1543221618r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f2292377061r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f3373401875r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f4030669289r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f1037663216r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f2836689152r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f3055277270r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f274454138r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f846038679r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f1090043613r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f2487868822r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f3901140728r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f3199868249r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f2185442079r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f2073693440r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f3583781615r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f2993825472r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f1319173156r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f3848972221r.jpg" ], "primaryImageOfPage": { "@type": "ImageObject", "url": "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f3500620219r.jpg", "caption": "626 S 38th Street W #20 - Billings, MT" }, "datePosted": "2026-10-28T22:49:22.085Z", "dateModified": "2026-10-28T22:49:22.085Z", "mainEntity": { "@type": "Accommodation", "@id": "https://www.propertysimple.ai/listing/626-s-38th-street-w-billings-mt-59102-080ef68373904fe98cafd4e6be71e124#property", "name": "626 S 38th Street W #20, Billings, MT 59102", "address": { "@type": "PostalAddress", "streetAddress": "626 S 38th Street W #20", "addressLocality": "Billings", "addressRegion": "MT", "postalCode": "59102", "addressCountry": "US" }, "geo": { "@type": "GeoCoordinates", "latitude": 45.758883, "longitude": -108.615112 }, "image": [ "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f3500620219r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f2394287133r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f3864426596r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f2046806283r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f1398229118r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f1125672233r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f2617004996r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f454826409r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f1853476752r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f809337974r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f1051552199r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f1797384291r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f1425337742r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f1703937322r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f3198155299r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f1127862024r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f1543221618r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f2292377061r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f3373401875r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f4030669289r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f1037663216r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f2836689152r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f3055277270r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f274454138r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f846038679r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f1090043613r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f2487868822r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f3901140728r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f3199868249r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f2185442079r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f2073693440r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f3583781615r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f2993825472r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f1319173156r.jpg", "http://lh.rdcpix.com/9d1ccf270956744d90419e167a08f5a1l-f3848972221r.jpg" ], "identifier": { "@type": "PropertyValue", "propertyID": "MLS", "value": "362555" }, "accommodationCategory": "Townhouse", "numberOfBedrooms": 2, "numberOfBathroomsTotal": 2, "numberOfFullBathrooms": 1, "numberOfPartialBathrooms": 1, "floorSize": { "@type": "QuantitativeValue", "value": 1752, "unitCode": "FTK", "unitText": "square feet" }, "yearBuilt": 1995, "amenityFeature": [ { "@type": "LocationFeatureSpecification", "name": "Heating", "value": "Forced Air, Natural Gas" }, { "@type": "LocationFeatureSpecification", "name": "Cooling", "value": "Central Air" }, { "@type": "LocationFeatureSpecification", "name": "Appliances", "value": "Dishwasher, ElectricRange, Disposal, Microwave, Oven, Range, Refrigerator" }, { "@type": "LocationFeatureSpecification", "name": "Construction Materials", "value": "Masonite" }, { "@type": "LocationFeatureSpecification", "name": "Pool Features", "value": "Patio" }, { "@type": "LocationFeatureSpecification", "name": "Air Conditioning", "value": true } ], "additionalProperty": [ { "@type": "PropertyValue", "name": "Stories", "value": 2 }, { "@type": "PropertyValue", "name": "Garage Spaces", "value": 1 }, { "@type": "PropertyValue", "name": "Unit Number", "value": "20" }, { "@type": "PropertyValue", "name": "Property Subtype", "value": "Townhouse" } ] }, "offers": { "@type": "Offer", "@id": "https://www.propertysimple.ai/listing/626-s-38th-street-w-billings-mt-59102-080ef68373904fe98cafd4e6be71e124#offer", "url": "https://www.propertysimple.ai/listing/626-s-38th-street-w-billings-mt-59102-080ef68373904fe98cafd4e6be71e124", "price": 256000, "priceCurrency": "USD", "businessFunction": "http://purl.org/goodrelations/v1#Sell", "availability": "https://schema.org/InStock", "seller": { "@id": "https://www.propertysimple.ai/listing/626-s-38th-street-w-billings-mt-59102-080ef68373904fe98cafd4e6be71e124#agent" } }, "provider": { "@type": "Person", "@id": "https://www.propertysimple.ai/listing/626-s-38th-street-w-billings-mt-59102-080ef68373904fe98cafd4e6be71e124#agent", "name": "Ray Stoner", "worksFor": { "@type": "Organization", "@id": "https://www.propertysimple.ai/listing/626-s-38th-street-w-billings-mt-59102-080ef68373904fe98cafd4e6be71e124#brokerage", "name": "Western Skies Real Estate", "telephone": "(406) 671-4619" } } } ```