# 627 Lloyd Street, Fort Walton Beach, FL 32547

> **TL;DR:** 2bd/2ba single family, $225,000 ($227/sqft), built 1984, 991 sqft.
> A/C. Est. $1,204/mo. Listed 55 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $225,000 |
| Price/sqft | $227 |
| Bedrooms | 2 |
| Bathrooms | 2 full |
| Square Feet | 991 |
| Year Built | 1984 |
| Lot Size | 4,356 sqft (0.10 acres) |
| Stories | 1 |
| Property Type | Single Family (Other) |
| Status | Pending |
| Days on Market | 55 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,138 |
| Estimated Insurance | $66 |
| **Total** | **$1,204** |

## Nearby Schools

- **Elementary:** Wright
- **Middle:** Pryor
- **High:** Choctawhatchee

## Key Amenities

- A/C

## Property Highlights

- Built in 1984
- 0.10 acre lot
- 2 parking spaces

## Description

### Agent Description
VA assumable loan available at 3% interest rate! If you're looking for the perfect starter home or one you can downsize into that requires very little maintenance, in the heart of Fort Walton Beach, this is it. A reasonable amount of renovations have been made with some room left to put your own twist on things. This is your chance to have a place of your own without breaking the bank. Restaurants, recreational activities, nightlife, commute to military bases, the beach...all just minutes away. Roof is 5 years young and HVAC is 9 years.

## Location

- **Address:** 627 Lloyd Street, Fort Walton Beach, FL 32547
- **County:** Okaloosa
- **Neighborhood:** CANDLEWOOD VILLAGE
- **Coordinates:** 30.441084, -86.628254
- **Google Maps:** https://www.google.com/maps?q=30.441084,-86.628254

## Listing Agent

- **Name:** Benito A Santiago · **License:** 3455270
- **Brokerage:** LPT Realty LLC
- **Broker Phone:** (321) 439-7204
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/627-Lloyd-St_Fort-Walton-Beach_FL_32547_M58811-92776?f=listhub&s=ECARMLSFL&m=1011529&c=propsimple)

## Photos

![627 Lloyd Street - Photo 1](http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f1254831829r.jpg)

![627 Lloyd Street - Photo 2](http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f806995719r.jpg)

![627 Lloyd Street - Photo 3](http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f3983407358r.jpg)

![627 Lloyd Street - Photo 4](http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f2643870046r.jpg)

![627 Lloyd Street - Photo 5](http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f2241634751r.jpg)

![627 Lloyd Street - Photo 6](http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f3487289466r.jpg)

![627 Lloyd Street - Photo 7](http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f1143835887r.jpg)

![627 Lloyd Street - Photo 8](http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f1639151983r.jpg)

![627 Lloyd Street - Photo 9](http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f1204049565r.jpg)

![627 Lloyd Street - Photo 10](http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f1187277493r.jpg)

![627 Lloyd Street - Photo 11](http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f1640142209r.jpg)

![627 Lloyd Street - Photo 12](http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f3737974669r.jpg)

![627 Lloyd Street - Photo 13](http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f960817800r.jpg)

![627 Lloyd Street - Photo 14](http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f844860523r.jpg)

![627 Lloyd Street - Photo 15](http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f4115286221r.jpg)

![627 Lloyd Street - Photo 16](http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f667288786r.jpg)

![627 Lloyd Street - Photo 17](http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f959142887r.jpg)

![627 Lloyd Street - Photo 18](http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f3800730106r.jpg)

![627 Lloyd Street - Photo 19](http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f2183392687r.jpg)

![627 Lloyd Street - Photo 20](http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f2678965922r.jpg)

![627 Lloyd Street - Photo 21](http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f1600453018r.jpg)

![627 Lloyd Street - Photo 22](http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f3542947913r.jpg)

![627 Lloyd Street - Photo 23](http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f806250065r.jpg)

![627 Lloyd Street - Photo 24](http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f1371498456r.jpg)

![627 Lloyd Street - Photo 25](http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f610614339r.jpg)

---

**MLS#:** 1011529 | **Updated:** 2026-11-01
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/627-lloyd-street-fort-walton-beach-fl-32547-2a46a1d970944da89f509e0032bd5dce)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "@id": "https://www.propertysimple.ai/listing/627-lloyd-street-fort-walton-beach-fl-32547-2a46a1d970944da89f509e0032bd5dce#listing",
  "url": "https://www.propertysimple.ai/listing/627-lloyd-street-fort-walton-beach-fl-32547-2a46a1d970944da89f509e0032bd5dce",
  "name": "627 Lloyd Street, Fort Walton Beach, FL 32547",
  "description": "VA assumable loan available at 3% interest rate! If you're looking for the perfect starter home or one you can downsize into that requires very little maintenance, in the heart of Fort Walton Beach, this is it. A reasonable amount of renovations have been made with some room left to put your own twist on things. This is your chance to have a place of your own without breaking the bank. Restaurants, recreational activities, nightlife, commute to military bases, the beach...all just minutes away. Roof is 5 years young and HVAC is 9 years.",
  "image": [
    "http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f1254831829r.jpg",
    "http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f806995719r.jpg",
    "http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f3983407358r.jpg",
    "http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f2643870046r.jpg",
    "http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f2241634751r.jpg",
    "http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f3487289466r.jpg",
    "http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f1143835887r.jpg",
    "http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f1639151983r.jpg",
    "http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f1204049565r.jpg",
    "http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f1187277493r.jpg",
    "http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f1640142209r.jpg",
    "http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f3737974669r.jpg",
    "http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f960817800r.jpg",
    "http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f844860523r.jpg",
    "http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f4115286221r.jpg",
    "http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f667288786r.jpg",
    "http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f959142887r.jpg",
    "http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f3800730106r.jpg",
    "http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f2183392687r.jpg",
    "http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f2678965922r.jpg",
    "http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f1600453018r.jpg",
    "http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f3542947913r.jpg",
    "http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f806250065r.jpg",
    "http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f1371498456r.jpg",
    "http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f610614339r.jpg"
  ],
  "primaryImageOfPage": {
    "@type": "ImageObject",
    "url": "http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f1254831829r.jpg",
    "caption": "627 Lloyd Street - Fort Walton Beach, FL"
  },
  "datePosted": "2026-09-08",
  "dateModified": "2026-11-01T01:26:36.463Z",
  "mainEntity": {
    "@type": "Accommodation",
    "@id": "https://www.propertysimple.ai/listing/627-lloyd-street-fort-walton-beach-fl-32547-2a46a1d970944da89f509e0032bd5dce#property",
    "name": "627 Lloyd Street, Fort Walton Beach, FL 32547",
    "address": {
      "@type": "PostalAddress",
      "streetAddress": "627 Lloyd Street",
      "addressLocality": "Fort Walton Beach",
      "addressRegion": "FL",
      "postalCode": "32547",
      "addressCountry": "US"
    },
    "geo": {
      "@type": "GeoCoordinates",
      "latitude": 30.441084,
      "longitude": -86.628254
    },
    "image": [
      "http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f1254831829r.jpg",
      "http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f806995719r.jpg",
      "http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f3983407358r.jpg",
      "http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f2643870046r.jpg",
      "http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f2241634751r.jpg",
      "http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f3487289466r.jpg",
      "http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f1143835887r.jpg",
      "http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f1639151983r.jpg",
      "http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f1204049565r.jpg",
      "http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f1187277493r.jpg",
      "http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f1640142209r.jpg",
      "http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f3737974669r.jpg",
      "http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f960817800r.jpg",
      "http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f844860523r.jpg",
      "http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f4115286221r.jpg",
      "http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f667288786r.jpg",
      "http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f959142887r.jpg",
      "http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f3800730106r.jpg",
      "http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f2183392687r.jpg",
      "http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f2678965922r.jpg",
      "http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f1600453018r.jpg",
      "http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f3542947913r.jpg",
      "http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f806250065r.jpg",
      "http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f1371498456r.jpg",
      "http://lh.rdcpix.com/3a37b4c52218617ce6e56ddc76a5bda6l-f610614339r.jpg"
    ],
    "identifier": {
      "@type": "PropertyValue",
      "propertyID": "MLS",
      "value": "1011529"
    },
    "accommodationCategory": "Other",
    "numberOfBedrooms": 2,
    "numberOfBathroomsTotal": 2,
    "numberOfFullBathrooms": 2,
    "floorSize": {
      "@type": "QuantitativeValue",
      "value": 991,
      "unitCode": "FTK",
      "unitText": "square feet"
    },
    "yearBuilt": 1984,
    "amenityFeature": [
      {
        "@type": "LocationFeatureSpecification",
        "name": "Heating",
        "value": "Central"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Cooling",
        "value": "Central Air"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Appliances",
        "value": "Dishwasher, Disposal, Refrigerator, Stove/Oven Electric, Water Heater - Elect"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Flooring",
        "value": "Carpet, Vinyl, Tile"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Construction Materials",
        "value": "Frame,  Siding Vinyl,  Trim Vinyl"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Pool Features",
        "value": "Porch"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Air Conditioning",
        "value": true
      }
    ],
    "additionalProperty": [
      {
        "@type": "PropertyValue",
        "name": "Lot Size",
        "value": "0.10 acres"
      },
      {
        "@type": "PropertyValue",
        "name": "Stories",
        "value": 1
      },
      {
        "@type": "PropertyValue",
        "name": "Parking Spaces",
        "value": 2
      },
      {
        "@type": "PropertyValue",
        "name": "Property Subtype",
        "value": "Other"
      }
    ]
  },
  "offers": {
    "@type": "Offer",
    "@id": "https://www.propertysimple.ai/listing/627-lloyd-street-fort-walton-beach-fl-32547-2a46a1d970944da89f509e0032bd5dce#offer",
    "url": "https://www.propertysimple.ai/listing/627-lloyd-street-fort-walton-beach-fl-32547-2a46a1d970944da89f509e0032bd5dce",
    "price": 225000,
    "priceCurrency": "USD",
    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/LimitedAvailability",
    "seller": {
      "@id": "https://www.propertysimple.ai/listing/627-lloyd-street-fort-walton-beach-fl-32547-2a46a1d970944da89f509e0032bd5dce#agent"
    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://www.propertysimple.ai/listing/627-lloyd-street-fort-walton-beach-fl-32547-2a46a1d970944da89f509e0032bd5dce#agent",
    "name": "Benito A Santiago",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://www.propertysimple.ai/listing/627-lloyd-street-fort-walton-beach-fl-32547-2a46a1d970944da89f509e0032bd5dce#brokerage",
      "name": "LPT Realty LLC",
      "telephone": "(321) 439-7204"
    }
  }
}
```