About This Home

This 4-bedroom, 4-bathroom single family at 628 Charlotte St in Athens, TN is listed for $795,000 ($171 per sqft). Built in 1986, the home offers 4,648 sqft of living space on a 8.36 acres lot.

Key Features

  • Built in 1986
  • 8.36 acre lot
  • Fireplace

Property Details

3 full, 1 half
1986

Amenities

FireplaceA/C
Listing Description

A rare opportunity awaits in the heart of Athens. This quality-built brick basement ranch sits on three lots totaling approximately 8.36 acres. You'll have room to spread out, enjoy the outdoors, and still remain close to everything the city offers. The property is built for both everyday living and weekend fun.

A spacious deck overlooks the swimming pool area, creating a great setting for cookouts, family gatherings, and quiet evenings at home. Car lovers, hobbyists, and anyone needing extra storage will appreciate the garage space. The home includes an attached 2.5-car garage, along with a separate detached 2.5-car garage.

That extra space opens the door for a workshop, recreational vehicles, lawn equipment, or additional parking. The home is ready for some updating, yet the solid construction and strong bones give you a great starting point. Bring your ideas, add your personal touches, and turn this property into a home that fits your lifestyle. With acreage, a pool, two garages, and a central Athens location, opportunities like this do not come along often. Schedule a showing and start picturing what life could look like here.

Monthly Cost Estimate

$4,252/mo

20% down · 6.5% · 30 years

Principal$575
Interest$3,445
Insurance$232

Estimates only. Actual payments may vary.

Location

628 Charlotte St

Athens, TN 37303

03 063J B 063J 00300 000 T Slack Surv 95/103

Features & Amenities

Interior Features

Eat-in Kitchen

Property Details

Flooring

CarpetVinyl

Construction

Brick

Outdoor Features

Porch

Parking

Open

Heating

Heat Pump (Heating)Electric (Heating)Forced Air

Cooling

Central Air

Appliances

RangeRefrigerator

Questions & Answers

This 4-bedroom, 4-bathroom single family at 628 Charlotte St is listed at $795,000 ($171/sqft). The estimated monthly payment is $4,252 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1986, 8.36 acre lot, Fireplace. Interior Features: Eat-in Kitchen.

This property is listed by Rick C. Smenner and can be reached at 8656969002.

RS

Rick C. Smenner

Agent at Remax at the Lakes Tellico Village

(865) 696-9002

Listed by Remax at the Lakes Tellico Village · Broker phone: (865) 414-3601 · View on Broker Site

MLS# 1346855· Source: East Tennessee Realtors®· 94 days on PropertySimple

Copyright © 2026 East Tennessee Realtors®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

628 Charlotte St, Athens, TN 37303

Open this listing in: