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About This Home

This 3-bedroom, 2-bathroom condo at 628 RIDGE TERRACE in Winter Haven, FL is listed for $169,000 ($158 per sqft). Built in 1999, the home offers 1,073 sqft of living space on a 0.03 acres lot.

Agent Description

Updated 3-Bed, 2-Bath Condo in a Lakefront Community!

Experience easy Florida living in this beautifully updated 3-bedroom, 2-bath single-story condo in the desirable Winter Ridge community on Lake Smart. Enjoy new plank floors, an open living area, and a spacious screened-in patio — perfect for morning coffee or evening relaxation.

The community offers lake access and a sparkling pool, giving you the best of the Florida lifestyle without the upkeep. Conveniently located near Central Florida’s top attractions and theme parks, this home combines comfort and accessibility.

With an affordable HOA and low-maintenance design, it’s a smart move for anyone ready to stop renting and start owning — all while keeping monthly costs manageable.

Modern, welcoming, and perfectly located — this condo checks all the right boxes.

Key Features

  • Built in 1999
  • 0.03 acre lot

Property Details

2 full
1999

Monthly Cost Estimate

$904/mo

20% down · 6.5% · 30 years

Principal$122
Interest$732
Insurance$49

Estimates only. Actual payments may vary.

Location

628 RIDGE TERRACE

Winter Haven, FL 33881

WINTER RIDGE CONDO

Features & Amenities

Interior Features

Ceiling Fans(s)Living Room/Dining Room ComboPrimary Bedroom Main FloorSplit Bedroom

Exterior Features

Lighting

Property Details

Flooring

LaminateTile

Construction

Block

Heating

Central

Cooling

Central Air

Appliances

DishwasherDryerMicrowaveRangeRefrigeratorWasher

Questions & Answers

This 3-bedroom, 2-bathroom condo at 628 RIDGE TERRACE is listed at $169,000 ($158/sqft). The estimated monthly payment is $732 based on 20% down at 6.5% interest.

Key features include: Built in 1999, 0.03 acre lot. Interior Features: Ceiling Fans(s), Living Room/Dining Room Combo, Primary Bedroom Main Floor. Exterior Features: Lighting.

This property is listed by Casandra Vann and can be reached at 8635465446 or casandra@kw.com.

CV

Casandra Vann

Agent at KELLER WILLIAMS REALTY SMART

(863) 546-5446

Listed by KELLER WILLIAMS REALTY SMART · View on Broker Site

MLS# L4956747· Source: listhub· Updated 222 days ago

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

628 RIDGE TERRACE, Winter Haven, FL 33881

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