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About This Home

This 4-bedroom, 4-bathroom single family at 631 HARBOR ISLAND in Clearwater Beach, FL is listed for $3,400,000 ($1,282 per sqft). Built in 1969, the home offers 2,653 sqft of living space on a 0.26 acres lot.

Agent Description

Welcome to Wow, welcome to 631 Harbor Island! This 2653-square-foot single-level waterfront residence is a masterclass in intentional design. While the original slab, exterior walls, and roof remain solidly intact, the current owner has completely transformed the interior - essentially rebuilding the home from the inside out – every surface, system and finish has been upgraded to high-end, luxury standards with meticulous care and attention to every detail in partnership with Premier Construction of Tampa.

30X30 porcelain tiles, Subzero, Miele, Cove and Wolf appliances and spa-like bathrooms create an environment that feels brand new and meticulously curated. The layout was designed for coastal living. Four spacious bedrooms and 3.5 spa-like bathrooms are all on one level with zero stairs. No oversized maintenance. No wasted space. Just pure, intentional luxury that delivers more effortless enjoyment—and more value—than homes twice its size.

Open-concept living spaces bathe in natural light and flow seamlessly to the outdoors, perfect for both intimate evenings and larger gatherings. Step outside and magic unfolds: A newly reimagined pool and spa with fire boxes, sundeck, outdoor shower, sauna, kitchen fit for a king to entertain to your heart’s delight with premium Sonos sound, multiple TVs to watch the Big Game, and places to sit, relax and watch the sun rise, the dolphins play and boats glide by.

The dock, covered 26K-lb boatlift, 50+-ft wet slip with wrapped pilings are all new and include water and electric. There was no skimping on the toy box of the home either (garage). Complete with an epoxy floor and its own mini-split AC to keep cars cool and comfortable in the Florida summers. This is coastal living distilled to its most refined form—with every luxury thoughtfully placed.

If you’ve been searching for a waterfront retreat that feels fresh, personal, and truly special, this is the one. The combination of completely renovated luxury, single-level living, and that rare open Intracoastal frontage makes this property stand in a class of its own.

Don’t miss your chance to experience it in person. Request your private showing today — once you stand outside and take in those endless views, you’ll understand exactly why this home stands apart.

Key Features

  • Built in 1969
  • 0.26 acre lot
  • Private pool
  • Fireplace
  • Waterfront

Property Details

3 full, 1 half
1969

Amenities

PoolFireplaceWaterfront

Monthly Cost Estimate

$18,184/mo

20% down · 6.5% · 30 years

Principal$2,459
Interest$14,733
Insurance$992

Estimates only. Actual payments may vary.

Location

631 HARBOR ISLAND

Clearwater Beach, FL 33767

ISLAND ESTATE OF CLEARWATER UNITS 6D 7A 7C

Features & Amenities

Interior Features

Built-in FeaturesCeiling Fans(s)Open FloorplanPrimary Bedroom Main FloorSmart HomeSolid Wood CabinetsSplit BedroomStone CountersWalk-in Closet(s)Wet BarWindow Treatments

Exterior Features

PavedFire PitLightingOutdoor GrillOutdoor KitchenOutdoor ShowerSaunaPoolDock

Property Details

Flooring

Tile

Construction

Stucco

Parking

GarageGarage - Attached

Heating

Electric (Heating)Fireplace(s)

Cooling

Central Air

Appliances

CooktopDishwasherDryerGarbage DisposerIce MakerMicrowaveOven - ConvectionRangeRefrigeratorWasherWater - PurifierWater - Softener

Questions & Answers

This 4-bedroom, 4-bathroom single family at 631 HARBOR ISLAND is listed at $3,400,000 ($1,282/sqft). The estimated monthly payment is $14,733 based on 20% down at 6.5% interest.

Key features include: Built in 1969, 0.26 acre lot, Private pool, Fireplace, Waterfront. Interior Features: Built-in Features, Ceiling Fans(s), Open Floorplan. Exterior Features: Paved, Fire Pit, Lighting.

This property is listed by Brian Pelfrey and can be reached at 7278710871 or brian@sandkey.com.

BP

Brian Pelfrey

Agent at SAND KEY REALTY

(727) 871-0871

Listed by SAND KEY REALTY · View on Broker Site

MLS# TB8494006· Source: listhub· Updated 34 days ago

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

631 HARBOR ISLAND, Clearwater Beach, FL 33767

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