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About This Home

This 4-bedroom, 4-bathroom single family at 634 KEY ROYALE DRIVE in Holmes Beach, FL is listed for $2,999,999 ($993 per sqft). Built in 2011, the home offers 3,020 sqft of living space on a 0.24 acres lot.

Agent Description

Elevated waterfront living in Key Royale — built for confidence, designed for ease. Welcome to 634 Key Royale Drive, a thoughtfully built canal-front home offering over 3,000 square feet of refined coastal living in one of Anna Maria Island’s most sought-after neighborhoods. Designed for buyers seeking island living, boatable water access, and a low-maintenance lifestyle, this home delivers peace of mind along with sweeping water views from nearly every room.

Bright, sun-filled interiors open seamlessly through French doors to a private outdoor retreat featuring a heated pool, Trex dock, 10,000-lb boat lift, and jet ski lift — ideal for boaters who want quick access to Tampa Bay and the Gulf. The property is also equipped with a private artesian well for irrigation, providing a reliable and cost-efficient water source to maintain the lush tropical landscaping while helping reduce monthly utility costs.

Inside, the kitchen has just been refreshed with new quartz countertops and pairs beautifully with stainless appliances and an oversized breakfast bar built for gathering. Two brand-new AC units provide efficient climate control, complemented by Icynene spray-foam insulation and two Rinnai tankless water heaters for energy-conscious living.

The main-level primary suite captures peaceful canal views and features dual vanities, a soaking tub, and custom port windows. Upstairs offers three additional guest bedrooms, two baths, and a breezy balcony overlooking the water.

Built with impact-rated windows and doors and showing no storm damage to date, this elevated home offers the structural integrity today’s buyers are seeking — without sacrificing comfort or style. An oversized garage with 12’ ceilings and a 9’ door easily accommodates a boat, golf cart, or additional storage.

Located in the desirable Key Royale community of Holmes Beach, you’re minutes to the beach, golf, dining, and island favorites — yet tucked away in a quiet canal setting. Recently reduced in price, this waterfront property presents an exceptional opportunity for buyers looking to enjoy the best of Anna Maria Island with minimal upkeep, immediate boating access, and long-term value in one of the island’s premier neighborhoods.

Key Features

  • Built in 2011
  • 0.24 acre lot
  • Private pool
  • Waterfront

Property Details

3 full, 1 half
2011

Amenities

PoolWaterfront

Monthly Cost Estimate

$16,045/mo

20% down · 6.5% · 30 years

Principal$2,170
Interest$13,000
Insurance$875

Estimates only. Actual payments may vary.

Location

634 KEY ROYALE DRIVE

Holmes Beach, FL 34217

KEY ROYALE 7TH ADD

Features & Amenities

Interior Features

Ceiling Fans(s)High CeilingsOpen FloorplanPrimary Bedroom Main FloorWalk-in Closet(s)

Exterior Features

BalconyPoolDock

Property Details

Flooring

Bamboo

Construction

BlockStucco

Parking

GarageGarage - Attached

Heating

Heat Pump (Heating)

Cooling

Central Air

Appliances

Garbage Disposer

Questions & Answers

This 4-bedroom, 4-bathroom single family at 634 KEY ROYALE DRIVE is listed at $2,999,999 ($993/sqft). The estimated monthly payment is $13,000 based on 20% down at 6.5% interest.

Key features include: Built in 2011, 0.24 acre lot, Private pool, Waterfront. Interior Features: Ceiling Fans(s), High Ceilings, Open Floorplan. Exterior Features: Balcony, Pool, Dock.

This property is listed by Jason Hrnak and can be reached at 9417736572 or jhrnak@gmail.com.

JH

Jason Hrnak

Agent at SALTY MERMAID REAL ESTATE LLC

(941) 773-6572

Listed by SALTY MERMAID REAL ESTATE LLC · View on Broker Site

MLS# A4683541· Source: listhub· Updated 99 days ago

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

634 KEY ROYALE DRIVE, Holmes Beach, FL 34217

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