# 635 River Oaks Road, Center Cross, VA 22437 > **TL;DR:** 3bd/2ba single family, $395,000 ($321/sqft), built 1979, 1,232 sqft. > Fireplace, View, A/C, 1-car garage. Est. $2,237/mo. Listed 131 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $395,000 | | Price/sqft | $321 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,232 | | Year Built | 1979 | | Lot Size | 22,651 sqft (0.52 acres) | | Stories | 1 | | Garage | 1-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 131 | ## Why This Home Stands Out - **Views** - Water ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,997 | | Estimated Insurance | $115 | | HOA | $125 | | **Total** | **$2,237** | ## Nearby Schools - **Elementary:** Essex - **Middle:** Essex - **High:** Essex ## Key Amenities - Fireplace - View - A/C - 1-car garage ## Property Highlights - Built in 1979 - 0.52 acre lot - Fireplace ## Description ### Agent Description First Time Offering! Enjoy views of the beautiful Rappahannock River from this charming ranch home located in the sought-after River Oaks community of Center Cross. Offering 3 bedrooms, 2 full baths, and an attached one-car garage, this home is the perfect river retreat or full-time residence. The welcoming full front porch sets the tone, providing the perfect place to enjoy your morning coffee while taking in the river scenery. Inside, the living room features a cozy brick fireplace and opens to the spacious eat-in kitchen. Sliding doors lead to the rear deck and patio, creating a seamless flow for indoor and outdoor entertaining. The spacious primary bedroom includes a private full bath, while two additional bedrooms share a hall bath. Convenient garage access is located just off the kitchen, along with the washer and dryer hookups. Step outside to enjoy the large level backyard, rear deck, and patio, perfect for relaxing, entertaining, or gathering with family and friends. Two large storage sheds/workshops offer plenty of space for hobbies, tools, and boating equipment. Recent improvements include a new roof (2020), 200-amp electrical service and a newly encapsulated conditioned crawl space complete with drainage, sump pump and dehumidifier, providing enhanced moisture control, energy efficiency, and peace of mind. River views can be enjoyed from the front porch and many rooms throughout the home. River Oaks residents enjoy deeded access to community amenities, including a pier, boat ramp, beach, and pavilion, all just a short walk away. Conveniently located just minutes from Garretts Marina, this rare offering provides the perfect opportunity to enjoy the coveted Rappahannock River lifestyle. Don't miss your chance to own a water-view home with community water access in one of the area's most desirable riverfront neighborhoods! ## Location - **Address:** 635 River Oaks Road, Center Cross, VA 22437 - **County:** Essex - **Neighborhood:** River Oaks - **Coordinates:** 37.800587, -76.737541 - **Google Maps:** https://www.google.com/maps?q=37.800587,-76.737541 ## Listing Agent - **Name:** Pam Wood · **License:** 0225075669 - **Brokerage:** Hometown Realty Services - **Broker Phone:** (804) 249-6711 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/635-River-Oaks-Rd_Center-Cross_VA_22437_M90489-59357?f=listhub&s=CVRMLS&m=2617029&c=propsimple) ## Photos ![635 River Oaks Road - Photo 1](http://lh.rdcpix.com/67f7bb56f37ae66f6ed5e01cf5f4fcd8l-f2405925941r.jpg) ![635 River Oaks Road - Photo 2](http://lh.rdcpix.com/67f7bb56f37ae66f6ed5e01cf5f4fcd8l-f391607958r.jpg) ![635 River Oaks Road - Photo 3](http://lh.rdcpix.com/67f7bb56f37ae66f6ed5e01cf5f4fcd8l-f2140249074r.jpg) ![635 River Oaks Road - Photo 4](http://lh.rdcpix.com/67f7bb56f37ae66f6ed5e01cf5f4fcd8l-f1898873593r.jpg) ![635 River Oaks Road - Photo 5](http://lh.rdcpix.com/67f7bb56f37ae66f6ed5e01cf5f4fcd8l-f2731484445r.jpg) ![635 River Oaks Road - Photo 6](http://lh.rdcpix.com/67f7bb56f37ae66f6ed5e01cf5f4fcd8l-f742285720r.jpg) ![635 River Oaks Road - Photo 7](http://lh.rdcpix.com/67f7bb56f37ae66f6ed5e01cf5f4fcd8l-f1156163114r.jpg) ![635 River Oaks Road - Photo 8](http://lh.rdcpix.com/67f7bb56f37ae66f6ed5e01cf5f4fcd8l-f3327322419r.jpg) ![635 River Oaks Road - Photo 9](http://lh.rdcpix.com/67f7bb56f37ae66f6ed5e01cf5f4fcd8l-f172373601r.jpg) ![635 River Oaks Road - Photo 10](http://lh.rdcpix.com/67f7bb56f37ae66f6ed5e01cf5f4fcd8l-f3356831846r.jpg) ![635 River Oaks Road - Photo 11](http://lh.rdcpix.com/67f7bb56f37ae66f6ed5e01cf5f4fcd8l-f1169941334r.jpg) ![635 River Oaks Road - Photo 12](http://lh.rdcpix.com/67f7bb56f37ae66f6ed5e01cf5f4fcd8l-f2362554329r.jpg) ![635 River Oaks Road - Photo 13](http://lh.rdcpix.com/67f7bb56f37ae66f6ed5e01cf5f4fcd8l-f3352700825r.jpg) ![635 River Oaks Road - 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Photo 54](http://lh.rdcpix.com/67f7bb56f37ae66f6ed5e01cf5f4fcd8l-f1407713409r.jpg) ![635 River Oaks Road - Photo 55](http://lh.rdcpix.com/67f7bb56f37ae66f6ed5e01cf5f4fcd8l-f3215167144r.jpg) ![635 River Oaks Road - Photo 56](http://lh.rdcpix.com/67f7bb56f37ae66f6ed5e01cf5f4fcd8l-f1895898469r.jpg) ![635 River Oaks Road - Photo 57](http://lh.rdcpix.com/67f7bb56f37ae66f6ed5e01cf5f4fcd8l-f538717548r.jpg) ![635 River Oaks Road - Photo 58](http://lh.rdcpix.com/67f7bb56f37ae66f6ed5e01cf5f4fcd8l-f101324888r.jpg) ![635 River Oaks Road - Photo 59](http://lh.rdcpix.com/67f7bb56f37ae66f6ed5e01cf5f4fcd8l-f3126380776r.jpg) ![635 River Oaks Road - Photo 60](http://lh.rdcpix.com/67f7bb56f37ae66f6ed5e01cf5f4fcd8l-f1277556664r.jpg) ![635 River Oaks Road - Photo 61](http://lh.rdcpix.com/67f7bb56f37ae66f6ed5e01cf5f4fcd8l-f3587750942r.jpg) ![635 River Oaks Road - Photo 62](http://lh.rdcpix.com/67f7bb56f37ae66f6ed5e01cf5f4fcd8l-f457930338r.jpg) ![635 River Oaks Road - Photo 63](http://lh.rdcpix.com/67f7bb56f37ae66f6ed5e01cf5f4fcd8l-f2304681688r.jpg) --- **MLS#:** 2617029 | **Updated:** 2026-10-30 **Source:** listhub *Copyright © 2026 Central Virginia Regional Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/635-river-oaks-road-center-cross-va-22437-2a9fc6185e274dfdb3ee809ef808fc1e) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/635-river-oaks-road-center-cross-va-22437-2a9fc6185e274dfdb3ee809ef808fc1e#listing", "url": "https://www.propertysimple.ai/listing/635-river-oaks-road-center-cross-va-22437-2a9fc6185e274dfdb3ee809ef808fc1e", "name": "635 River Oaks Road, Center Cross, VA 22437", "description": "First Time Offering! Enjoy views of the beautiful Rappahannock River from this charming ranch home located in the sought-after River Oaks community of Center Cross. Offering 3 bedrooms, 2 full baths, and an attached one-car garage, this home is the perfect river retreat or full-time residence. The welcoming full front porch sets the tone, providing the perfect place to enjoy your morning coffee while taking in the river scenery. Inside, the living room features a cozy brick fireplace and opens to the spacious eat-in kitchen. Sliding doors lead to the rear deck and patio, creating a seamless flow for indoor and outdoor entertaining. The spacious primary bedroom includes a private full bath, while two additional bedrooms share a hall bath. Convenient garage access is located just off the kitchen, along with the washer and dryer hookups. Step outside to enjoy the large level backyard, rear deck, and patio, perfect for relaxing, entertaining, or gathering with family and friends. Two large storage sheds/workshops offer plenty of space for hobbies, tools, and boating equipment. 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