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About This Home

This 3-bedroom, 1-bathroom single family at 638 Division in Charlevoix, MI is listed for $499,000 ($305 per sqft). the home offers 1,636 sqft of living space on a N/A lot.

Agent Description

Beautifully updated and modernized bi-level home with a 2 car garage all situated on a generous irrigated 100x330 in town parcel that offers privacy, expansion potential or room for a pole barn option as well. The main level features a sleek modern feel with hickory floors, a black walnut/beech breakfast bar, and open living areas.

Stairs leading to the lower level are accented with a cherry railing, and custom designer Balusters. The lower level offers a third bedroom, spacious family room providing some "family separation" or a quiet private office area. The lower level also has accomodations for a second bath as well.

All this situated near area beaches, restaurants, ski hill and 9 hole course. A partial furniture package could be provided for more immediate use. This property is ready for immediate occupancy in time to sit on the back deck enjoying summer activities.

Key Features

  • 2 parking spaces

Property Details

1 full
2 spaces

Amenities

Basement

Monthly Cost Estimate

$2,669/mo

20% down · 6.5% · 30 years

Principal$361
Interest$2,162
Insurance$146

Estimates only. Actual payments may vary.

Location

638 Division

Charlevoix, MI 49720

Features & Amenities

Interior Features

AC Wall UnitDeckDishwasherDryerGarbage DisposalPaved DriveRangeRefrigeratorSprinkler SystemWasherWood FloorsPaved Road

Property Details

Parking

GarageGarage - Detached

Heating

BaseboardHot Water (Heating)Natural Gas

Cooling

Wall Unit(s)

Appliances

DishwasherDryerGarbage DisposerRangeRefrigeratorWasher

Questions & Answers

This 3-bedroom, 1-bathroom single family at 638 Division is listed at $499,000 ($305/sqft). The estimated monthly payment is $2,162 based on 20% down at 6.5% interest.

Key features include: 2 parking spaces. Interior Features: AC Wall Unit, Deck, Dishwasher.

This property is listed by Steve Andreae and can be reached at 2316755966 or steve@upnorthrealtor.com.

SA

Steve Andreae

Agent at Pat O'Brien & Associates - Charlevoix

(231) 675-5966

Listed by Pat O'Brien & Associates - Charlevoix · View on Broker Site

MLS# 479289· Source: listhub· Updated today

Copyright © 2026 Northern Michigan MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

638 Division, Charlevoix, MI 49720

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