# 638 Division, Charlevoix, MI 49720 > **TL;DR:** 3bd/1ba single family, $464,999 ($284/sqft), 1,636 sqft. Est. $2,487/mo. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $464,999 | | Price/sqft | $284 | | Bedrooms | 3 | | Bathrooms | 1 full | | Square Feet | 1,636 | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 0 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,351 | | Estimated Insurance | $136 | | **Total** | **$2,487** | ## Description ### Agent Description Beautifully updated and modernized bi-level home with a 2 car garage all situated on a generous irrigated 100x330 in town parcel that offers privacy, expansion potential or room for a pole barn option as well. The main level features a sleek modern feel with hickory floors, a black walnut/beech breakfast bar, and open living areas. Stairs leading to the lower level are accented with a cherry railing, and custom designer Balusters. The lower level offers a third bedroom, spacious family room providing some "family separation" or a quiet private office area. The lower level also has accomodations for a second bath as well. All this situated near area beaches, restaurants, ski hill and 9 hole course. A partial furniture package could be provided for more immediate use. This property is ready for immediate occupancy in time to sit on the back deck enjoying summer activities. ## Location - **Address:** 638 Division, Charlevoix, MI 49720 - **County:** Charlevoix - **Coordinates:** 45.32523, -85.245871 - **Google Maps:** https://www.google.com/maps?q=45.32523,-85.245871 ## Listing Agent - **Name:** Steve Andreae - **Brokerage:** Pat O'Brien & Associates-Charlevoix - **Phone:** 2316755966 - **Broker Phone:** (231) 547-7701 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/638-Division-St_Charlevoix_MI_49720_M45330-42035?f=listhub&s=NMIMLS&m=479289&c=propsimple) ## Photos ![638 Division - Photo 1](http://lh.rdcpix.com/c4f7cb95d3ee37f079b006158f79da7dl-f1811963181r.jpg) ![638 Division - Photo 2](http://lh.rdcpix.com/c4f7cb95d3ee37f079b006158f79da7dl-f2296705038r.jpg) ![638 Division - Photo 3](http://lh.rdcpix.com/c4f7cb95d3ee37f079b006158f79da7dl-f1060254298r.jpg) ![638 Division - Photo 4](http://lh.rdcpix.com/c4f7cb95d3ee37f079b006158f79da7dl-f1249646033r.jpg) ![638 Division - Photo 5](http://lh.rdcpix.com/c4f7cb95d3ee37f079b006158f79da7dl-f1165125904r.jpg) ![638 Division - Photo 6](http://lh.rdcpix.com/c4f7cb95d3ee37f079b006158f79da7dl-f307036437r.jpg) ![638 Division - Photo 7](http://lh.rdcpix.com/c4f7cb95d3ee37f079b006158f79da7dl-f1651405193r.jpg) ![638 Division - Photo 8](http://lh.rdcpix.com/c4f7cb95d3ee37f079b006158f79da7dl-f3308766168r.jpg) ![638 Division - Photo 9](http://lh.rdcpix.com/c4f7cb95d3ee37f079b006158f79da7dl-f2430897370r.jpg) ![638 Division - Photo 10](http://lh.rdcpix.com/c4f7cb95d3ee37f079b006158f79da7dl-f1121804065r.jpg) ![638 Division - Photo 11](http://lh.rdcpix.com/c4f7cb95d3ee37f079b006158f79da7dl-f1826777579r.jpg) ![638 Division - Photo 12](http://lh.rdcpix.com/c4f7cb95d3ee37f079b006158f79da7dl-f708119328r.jpg) ![638 Division - Photo 13](http://lh.rdcpix.com/c4f7cb95d3ee37f079b006158f79da7dl-f1374326211r.jpg) ![638 Division - Photo 14](http://lh.rdcpix.com/c4f7cb95d3ee37f079b006158f79da7dl-f1723738212r.jpg) ![638 Division - Photo 15](http://lh.rdcpix.com/c4f7cb95d3ee37f079b006158f79da7dl-f3673409570r.jpg) ![638 Division - Photo 16](http://lh.rdcpix.com/c4f7cb95d3ee37f079b006158f79da7dl-f81728649r.jpg) ![638 Division - Photo 17](http://lh.rdcpix.com/c4f7cb95d3ee37f079b006158f79da7dl-f1530840291r.jpg) ![638 Division - Photo 18](http://lh.rdcpix.com/c4f7cb95d3ee37f079b006158f79da7dl-f1437816226r.jpg) ![638 Division - Photo 19](http://lh.rdcpix.com/c4f7cb95d3ee37f079b006158f79da7dl-f1478543524r.jpg) ![638 Division - Photo 20](http://lh.rdcpix.com/c4f7cb95d3ee37f079b006158f79da7dl-f182499127r.jpg) ![638 Division - Photo 21](http://lh.rdcpix.com/c4f7cb95d3ee37f079b006158f79da7dl-f1422245582r.jpg) ![638 Division - Photo 22](http://lh.rdcpix.com/c4f7cb95d3ee37f079b006158f79da7dl-f1076464874r.jpg) ![638 Division - Photo 23](http://lh.rdcpix.com/c4f7cb95d3ee37f079b006158f79da7dl-f1691763143r.jpg) --- **MLS#:** 479289 | **Updated:** 2026-08-28 **Source:** listhub *Copyright © 2026 Northern Michigan MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/638-division-charlevoix-mi-49720-s479289) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/638-division-charlevoix-mi-49720-s479289#listing", "url": "https://www.propertysimple.ai/listing/638-division-charlevoix-mi-49720-s479289", "name": "638 Division, Charlevoix, MI 49720", "description": "Beautifully updated and modernized bi-level home with a 2 car garage all situated on a generous irrigated 100x330 in town parcel that offers privacy, expansion potential or room for a pole barn option as well. The main level features a sleek modern feel with hickory floors, a black walnut/beech breakfast bar, and open living areas. Stairs leading to the lower level are accented with a cherry railing, and custom designer Balusters. The lower level offers a third bedroom, spacious family room providing some \"family separation\" or a quiet private office area. The lower level also has accomodations for a second bath as well. All this situated near area beaches, restaurants, ski hill and 9 hole course. A partial furniture package could be provided for more immediate use. 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