# 639 COMPASS COVE Circle, Moneta, VA 24121 > **TL;DR:** 5bd/4ba single family, $1,597,500 ($407/sqft), built 2026, 3,922 sqft. > Fireplace, Waterfront, A/C, 2-car garage. Est. $8,944/mo. Listed 106 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $1,597,500 | | Price/sqft | $407 | | Bedrooms | 5 | | Bathrooms | 4 full | | Square Feet | 3,922 | | Year Built | 2026 | | Lot Size | 52,708 sqft (1.21 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 106 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $8,078 | | Estimated Insurance | $466 | | HOA | $400 | | **Total** | **$8,944** | ## Nearby Schools - **Elementary:** DUDLEY - **Middle:** BENJAMIN FRANKLIN - **High:** FRANKLIN COUNTY ## Key Amenities - Fireplace - Waterfront - A/C - 2-car garage ## Property Highlights - Built in 2026 - 1.21 acre lot - 2 parking spaces - Fireplace - Waterfront ## Description ### Agent Description Located in the prestigious community of Compass Cove, this brand-new home offers lake and mountain views and sits on a highly desired deep-water no-wake cove. Complete with designer, top-quality finishes and custom woodwork throughout, the home features a soaring vaulted entry with wood ceilings, built-ins flanking a gas fireplace, and a covered rear porch with a high wood-lined ceiling. The kitchen showcases a custom cabinets, wood vent hood, gas range, large island, and a butler's pantry with built-in shelving and detailed wood trim. The main-level primary suite includes a custom coffered ceiling, wainscoting, a walk-in tiled shower, and a beautifully designed custom closet. Two additional bedrooms and a stylish tiled bath complete the main level. The finished walkout terrace level offers a full second kitchen, theatre room, gym, recreation area, and two additional bedrooms. Perfect for multigenerational living or entertainment space. Walk out to your covered patio, fire pit area, and a concrete path with a gentle walk down to your private dock. A boat house provides storage, and the deep water at the shoreline is ideal for swimming and boating. Public water, premium finishes, and a well-designed floor plan make this a unique opportunity to enjoy a luxurious lakeside retreat in one of the lake's most prestigious communities. Start living the lake dream! ## Location - **Address:** 639 COMPASS COVE Circle, Moneta, VA 24121 - **County:** FRANKLIN - **Neighborhood:** COMPASS COVE - **Coordinates:** 37.05745, -79.6191 - **Google Maps:** https://www.google.com/maps?q=37.05745,-79.6191 ## Listing Agent - **Name:** Dawn Lambert · **License:** 0225224587 - **Brokerage:** EXP REALTY LLC - **Phone:** (866) 825-7169 - **Broker Phone:** (866) 825-7169 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/639-Compass-Cove-Cir_Moneta_VA_24121_M94204-55551?f=listhub&s=TRENDPA&m=VAFK2000122&c=propsimple) ## Photos ![639 COMPASS COVE Circle - Photo 1](http://lh.rdcpix.com/35b59a3e78fa00cde5084b96d52416d7l-f3130660020r.jpg) ![639 COMPASS COVE Circle - Photo 2](http://lh.rdcpix.com/35b59a3e78fa00cde5084b96d52416d7l-f3416128516r.jpg) ![639 COMPASS COVE Circle - Photo 3](http://lh.rdcpix.com/35b59a3e78fa00cde5084b96d52416d7l-f2112616571r.jpg) ![639 COMPASS COVE Circle - Photo 4](http://lh.rdcpix.com/35b59a3e78fa00cde5084b96d52416d7l-f1139528704r.jpg) ![639 COMPASS COVE Circle - 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Photo 131](http://lh.rdcpix.com/35b59a3e78fa00cde5084b96d52416d7l-f3386260408r.jpg) ![639 COMPASS COVE Circle - Photo 132](http://lh.rdcpix.com/35b59a3e78fa00cde5084b96d52416d7l-f3307870639r.jpg) ![639 COMPASS COVE Circle - Photo 133](http://lh.rdcpix.com/35b59a3e78fa00cde5084b96d52416d7l-f2867699681r.jpg) ![639 COMPASS COVE Circle - Photo 134](http://lh.rdcpix.com/35b59a3e78fa00cde5084b96d52416d7l-f827872270r.jpg) ![639 COMPASS COVE Circle - Photo 135](http://lh.rdcpix.com/35b59a3e78fa00cde5084b96d52416d7l-f1727119238r.jpg) ![639 COMPASS COVE Circle - Photo 136](http://lh.rdcpix.com/35b59a3e78fa00cde5084b96d52416d7l-f995111341r.jpg) ![639 COMPASS COVE Circle - Photo 137](http://lh.rdcpix.com/35b59a3e78fa00cde5084b96d52416d7l-f3566807159r.jpg) ![639 COMPASS COVE Circle - Photo 138](http://lh.rdcpix.com/35b59a3e78fa00cde5084b96d52416d7l-f1572160247r.jpg) ![639 COMPASS COVE Circle - Photo 139](http://lh.rdcpix.com/35b59a3e78fa00cde5084b96d52416d7l-f788985230r.jpg) ![639 COMPASS COVE Circle - Photo 140](http://lh.rdcpix.com/35b59a3e78fa00cde5084b96d52416d7l-f2681210333r.jpg) ![639 COMPASS COVE Circle - Photo 141](http://lh.rdcpix.com/35b59a3e78fa00cde5084b96d52416d7l-f3648622227r.jpg) ![639 COMPASS COVE Circle - Photo 142](http://lh.rdcpix.com/35b59a3e78fa00cde5084b96d52416d7l-f511318905r.jpg) --- **MLS#:** VAFK2000122 | **Updated:** 2026-09-29 **Source:** listhub *Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/639-compass-cove-circle-moneta-va-24121-k2000122) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/639-compass-cove-circle-moneta-va-24121-k2000122#listing", "url": "https://www.propertysimple.ai/listing/639-compass-cove-circle-moneta-va-24121-k2000122", "name": "639 COMPASS COVE Circle, Moneta, VA 24121", "description": "Located in the prestigious community of Compass Cove, this brand-new home offers lake and mountain views and sits on a highly desired deep-water no-wake cove. Complete with designer, top-quality finishes and custom woodwork throughout, the home features a soaring vaulted entry with wood ceilings, built-ins flanking a gas fireplace, and a covered rear porch with a high wood-lined ceiling. The kitchen showcases a custom cabinets, wood vent hood, gas range, large island, and a butler's pantry with built-in shelving and detailed wood trim. The main-level primary suite includes a custom coffered ceiling, wainscoting, a walk-in tiled shower, and a beautifully designed custom closet. Two additional bedrooms and a stylish tiled bath complete the main level. The finished walkout terrace level offers a full second kitchen, theatre room, gym, recreation area, and two additional bedrooms. Perfect for multigenerational living or entertainment space. Walk out to your covered patio, fire pit area, and a concrete path with a gentle walk down to your private dock. A boat house provides storage, and the deep water at the shoreline is ideal for swimming and boating. Public water, premium finishes, and a well-designed floor plan make this a unique opportunity to enjoy a luxurious lakeside retreat in one of the lake's most prestigious communities. Start living the lake dream!", "image": [ "http://lh.rdcpix.com/35b59a3e78fa00cde5084b96d52416d7l-f3130660020r.jpg", "http://lh.rdcpix.com/35b59a3e78fa00cde5084b96d52416d7l-f3416128516r.jpg", "http://lh.rdcpix.com/35b59a3e78fa00cde5084b96d52416d7l-f2112616571r.jpg", "http://lh.rdcpix.com/35b59a3e78fa00cde5084b96d52416d7l-f1139528704r.jpg", "http://lh.rdcpix.com/35b59a3e78fa00cde5084b96d52416d7l-f4010794643r.jpg", "http://lh.rdcpix.com/35b59a3e78fa00cde5084b96d52416d7l-f1617224360r.jpg", "http://lh.rdcpix.com/35b59a3e78fa00cde5084b96d52416d7l-f239763077r.jpg", "http://lh.rdcpix.com/35b59a3e78fa00cde5084b96d52416d7l-f3875773055r.jpg", "http://lh.rdcpix.com/35b59a3e78fa00cde5084b96d52416d7l-f270330297r.jpg", "http://lh.rdcpix.com/35b59a3e78fa00cde5084b96d52416d7l-f3687230091r.jpg", "http://lh.rdcpix.com/35b59a3e78fa00cde5084b96d52416d7l-f1215842407r.jpg", "http://lh.rdcpix.com/35b59a3e78fa00cde5084b96d52416d7l-f803849853r.jpg", 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