About This Home

This 4-bedroom, 2-bathroom single family at 639 Niagara St in Eau Claire, WI is listed for $230,000 ($128 per sqft). Built in 1878, the home offers 1,800 sqft of living space on a 0.19 acres lot.

Key Features

  • Built in 1878
  • 0.19 acre lot
  • 2 stories

Property Details

2 stories
2 full
#1-2
1878

Amenities

A/C
Listing Description

AMAZING house hack opportunity! This well-maintained duplex offers the perfect setup for an owner-occupant or investor. The vacant lower unit features 3 bedrooms and 1 bathroom, making it move-in ready for you or your next tenant, while the upper unit offers a comfortable 1 bedroom, 1 bathroom layout that provides immediate rental income.

Property also has shared washer and dryer with available hookups to give each unit their own. Outside, you'll find a detached 2-car garage along with a spacious yard, offering plenty of room for parking, storage, and outdoor enjoyment. Conveniently located near UW-Eau Claire, downtown Eau Claire, Mayo Clinic, parks, shopping, and more, this property is positioned in a highly desirable rental market.

Over the years, the home has seen numerous updates, including vinyl siding, steel roof, electrical and plumbing improvements, and a cosmetic refresh of both units. Whether you're looking to offset your mortgage by living in one unit or expand your investment portfolio, this is an outstanding opportunity to own a versatile property at an affordable price.

Monthly Cost Estimate

$1,230/mo

20% down · 6.5% · 30 years

Principal$166
Interest$997
Insurance$67

Estimates only. Actual payments may vary.

Location

639 Niagara St

Eau Claire, WI 54703

Property Details

Construction

VinylSiding

Pool Features

Porch

Parking

Garage

Heating

Forced Air

Cooling

Window Unit(s)

Appliances

DryerDishwasherOvenRangeRefrigeratorWasher

Questions & Answers

This 4-bedroom, 2-bathroom single family at 639 Niagara St is listed at $230,000 ($128/sqft). The estimated monthly payment is $1,230 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1878, 0.19 acre lot, 2 stories.

This property is listed by Devon Caneff and can be reached at 7155149757.

DC

Devon Caneff

Agent at eXp Realty LLC

(715) 514-9757

Listed by eXp Realty LLC · View on Broker Site

MLS# 1603660· Source: listhub· 1 day on market

Copyright © 2026 REALTORS® Association of Northwestern Wisconsin. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

639 Niagara St, Eau Claire, WI 54703

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