About This Home

This 3-bedroom, 2-bathroom single family at 639 SPENCER Avenue in Council Bluffs, IA is listed for $259,000 ($193 per sqft). Built in 1978, the home offers 1,342 sqft of living space on a N/A lot.

Key Features

  • Built in 1978
  • Waterfront

Property Details

1 story
1 full
2-car garage
1978

Amenities

WaterfrontA/C
Listing Description

Showings start Monday, September 28th. Beautifully updated 3-bedroom raised ranch on a fantastic treed lot! Move-in ready with a fresh, neutral palette and updated eat-in kitchen featuring granite counters, stainless appliances and subway tile backsplash.

Primary suite offering a private 3/4 bath. Finished walkout lower level adds a family room with direct access to the awesome backyard, plus a large storage area. Enjoy the beautiful flagstone firepit, peaceful surroundings and large shed. Recent improvements include a newer roof and deck, plus a brand-new driveway with drain. Great updates, space and outdoor living at an incredible value! Schedule your showing today!

Monthly Cost Estimate

$1,385/mo

20% down · 6.5% · 30 years

Principal$187
Interest$1,122
Insurance$76

Estimates only. Actual payments may vary.

Location

639 SPENCER Avenue

Council Bluffs, IA 51503

Features & Amenities

Interior Features

Ceiling Fan(s)

Property Details

Flooring

TileWood

Construction

Frame

Outdoor Features

Deck

Parking

OpenOff Street

Heating

Forced AirNatural Gas

Cooling

Central AirElectric

Questions & Answers

This 3-bedroom, 2-bathroom single family at 639 SPENCER Avenue is listed at $259,000 ($193/sqft). The estimated monthly payment is $1,386 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1978, Waterfront. Interior Features: Ceiling Fan(s).

This property is listed by Robin Philips.

RP

Robin Philips

Agent at NP Dodge Real Estate Sales, Inc.

Listed by NP Dodge Real Estate Sales, Inc. · Broker phone: (402) 255-5099 · View on Broker Site · Broker website

MLS# 26-2119· Source: Southwest Iowa Association of Realtors· 38 days on PropertySimple

Copyright © 2026 Southwest Iowa Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

639 SPENCER Avenue, Council Bluffs, IA 51503

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