About This Home

This 4-bedroom, 3-bathroom single family at 640 16TH TERRACE in Center Point, AL is listed for $199,900 ($95 per sqft). Built in 1974, the home offers 2,096 sqft of living space on a 0.35 acres lot.

Key Features

  • Built in 1974
  • 0.35 acre lot

Property Details

1 story
3 full
1974

Amenities

A/C
Listing Description

Welcome to a home that offers space, flexibility, and endless possibilities. This beautifully designed property features three bedrooms and two full bathrooms on the main level, along with a spacious living room, a well-appointed kitchen, and a relaxing deck perfect for enjoying your morning coffee or entertaining guests.

What truly sets this home apart is the fully finished basement-a rare and valuable bonus. Complete with its own private entrance, full kitchen, bedroom, full bathroom, and private deck, this space is ideal for multi-generational living, hosting long-term guests, creating a private home office, or generating potential rental income.

Whether you're looking for extra room to grow or a home with built-in versatility, this unique lower-level suite offers opportunities that are hard to find. Don't miss the chance to own a home that combines comfort, convenience, and exceptional value-all in one property.

Monthly Cost Estimate

$1,069/mo

20% down · 6.5% · 30 years

Principal$145
Interest$866
Insurance$58

Estimates only. Actual payments may vary.

Location

640 16TH TERRACE

Center Point, AL 35215

BRIDLEWOOD

Features & Amenities

Interior Features

Recess Lighting

Property Details

Flooring

Vinyl

Construction

Siding-Vinyl

Parking

Off Street

Heating

Central

Cooling

Central Air

Appliances

Dishwasher Built-InMicrowave Built-InOven-ElectricRefrigeratorSome Stainless ApplStove-ElectricDishwasher Built-InMicrowave Built-InOven-ElectricRefrigeratorSome Stainless ApplStove-Electric

Questions & Answers

This 4-bedroom, 3-bathroom single family at 640 16TH TERRACE is listed at $199,900 ($95/sqft). The estimated monthly payment is $1,069 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1974, 0.35 acre lot. Interior Features: Recess Lighting.

This property is listed by Vincent Brown.

VB

Vincent Brown

Agent at Kalos Realty LLC

Listed by Kalos Realty LLC · Broker phone: 2055867466 · View on Broker Site

MLS# 21459533· Source: Greater Alabama MLS· 103 days on PropertySimple

Copyright © 2026 Greater Alabama MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

640 16TH TERRACE, Center Point, AL 35215

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