# 640 BIG OAK RD, Charlottesville, VA 22903 > **TL;DR:** 3bd/2ba single family, $500,000 ($262/sqft), built 1985, 1,910 sqft. > Fireplace. Est. $2,919/mo. Listed 210 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $500,000 | | Price/sqft | $262 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,910 | | Year Built | 1985 | | Lot Size | 13,068 sqft (0.30 acres) | | Stories | 1 | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 210 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,528 | | Estimated Insurance | $146 | | HOA | $245 | | **Total** | **$2,919** | ## Nearby Schools - **Elementary:** Murray - **Middle:** Henley - **High:** Western Albemarle ## Key Amenities - Fireplace ## Property Highlights - Built in 1985 - 0.30 acre lot - Fireplace ## Description ### Agent Description This home just keeps getting better and better, recent improvements include Price, New Roof to be installed, Oak tree removed in the front yard providing more light into the home and space in the front yard. Water heater 2026, heat pump 2020. $5000.00 CREDIT Peacock Hill, a serene, conservation-minded community offering peaceful living and exceptional amenities. Contemporary one level home designed for easy main-level living, new interior and exterior paint. Updated kitchen, white cabinetry, stainless steel appliances, and solid-surface countertops. Split-bedroom floor plan provides privacy, three bedrooms plus a versatile office or playroom featuring its own exterior entrance-ideal for a home office, guests, hobbies, or a private studio.The living room is enhanced by gleaming hardwood floors, built-in bookshelves, and a cozy wood-burning fireplace. The primary suite includes a spacious walk-in closet and full bath. Residents of Peacock Hill enjoy a 5-acre pond for fishing and canoeing, tennis courts, a playground, sledding slopes, and miles of walking trails. Relax, recharge, and enjoy the peaceful lifestyle this special community offers. HOME PRICED BELOW TAX ASSESSED VALUE! SEE FOR YOURSELF. ## Location - **Address:** 640 BIG OAK RD, Charlottesville, VA 22903 - **County:** Albemarle - **Neighborhood:** PEACOCK HILL - **Coordinates:** 38.03552634, -78.65071125 - **Google Maps:** https://www.google.com/maps?q=38.03552634,-78.65071125 ## Virtual Tour & Media - **Video Tour:** https://unbranded.visithome.ai/ka3UbZ9SDr9VmYRpSjN9Sn?mu=ft&t=1775652503 ## Listing Agent - **Name:** DEBI DOTSON - **Brokerage:** Real Estate III - **Broker Phone:** (434) 817-9200 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/640-Big-Oak-Rd_Charlottesville_VA_22903_M67198-21568?f=listhub&s=CAARMLSVA&m=675326&c=propsimple) ## Photos ![640 BIG OAK RD - Photo 1](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f757897608r.jpg) ![640 BIG OAK RD - Photo 2](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f3009023172r.jpg) ![640 BIG OAK RD - Photo 3](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f4106629843r.jpg) ![640 BIG OAK RD - Photo 4](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f3228783913r.jpg) ![640 BIG OAK RD - Photo 5](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f1640880034r.jpg) ![640 BIG OAK RD - Photo 6](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f2389801491r.jpg) ![640 BIG OAK RD - Photo 7](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f2009223097r.jpg) ![640 BIG OAK RD - Photo 8](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f3702502674r.jpg) ![640 BIG OAK RD - Photo 9](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f600397207r.jpg) ![640 BIG OAK RD - Photo 10](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f3734662143r.jpg) ![640 BIG OAK RD - Photo 11](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f1410473211r.jpg) ![640 BIG OAK RD - Photo 12](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f470261033r.jpg) ![640 BIG OAK RD - Photo 13](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f606667957r.jpg) ![640 BIG OAK RD - Photo 14](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f3384069854r.jpg) ![640 BIG OAK RD - Photo 15](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f3188230985r.jpg) ![640 BIG OAK RD - Photo 16](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f410621704r.jpg) ![640 BIG OAK RD - Photo 17](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f3875867918r.jpg) ![640 BIG OAK RD - Photo 18](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f3604964264r.jpg) ![640 BIG OAK RD - Photo 19](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f1394423782r.jpg) ![640 BIG OAK RD - Photo 20](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f2564392846r.jpg) ![640 BIG OAK RD - Photo 21](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f2281413093r.jpg) ![640 BIG OAK RD - Photo 22](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f3167281671r.jpg) ![640 BIG OAK RD - Photo 23](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f1664325221r.jpg) ![640 BIG OAK RD - Photo 24](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f1607452639r.jpg) ![640 BIG OAK RD - Photo 25](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f2196171911r.jpg) ![640 BIG OAK RD - Photo 26](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f1792846888r.jpg) ![640 BIG OAK RD - Photo 27](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f1048000554r.jpg) ![640 BIG OAK RD - Photo 28](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f2743810596r.jpg) ![640 BIG OAK RD - Photo 29](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f1165184893r.jpg) ![640 BIG OAK RD - Photo 30](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f2084694745r.jpg) ![640 BIG OAK RD - Photo 31](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f1002108423r.jpg) ![640 BIG OAK RD - Photo 32](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f2451108468r.jpg) ![640 BIG OAK RD - Photo 33](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f4181874528r.jpg) ![640 BIG OAK RD - Photo 34](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f3660541945r.jpg) ![640 BIG OAK RD - Photo 35](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f4022706265r.jpg) ![640 BIG OAK RD - Photo 36](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f1048287147r.jpg) ![640 BIG OAK RD - Photo 37](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f3692380360r.jpg) ![640 BIG OAK RD - Photo 38](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f3049947268r.jpg) ![640 BIG OAK RD - Photo 39](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f2643500888r.jpg) ![640 BIG OAK RD - Photo 40](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f1365682594r.jpg) ![640 BIG OAK RD - Photo 41](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f1926039698r.jpg) ![640 BIG OAK RD - Photo 42](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f682287161r.jpg) ![640 BIG OAK RD - Photo 43](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f2290008731r.jpg) ![640 BIG OAK RD - Photo 44](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f3945395913r.jpg) --- **MLS#:** 675326 | **Updated:** 2026-10-28 **Source:** listhub *Copyright © 2026 Charlottesville Area Association of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/640-big-oak-rd-charlottesville-va-22903-73a5fb919fb243b19f9359c119e115da) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/640-big-oak-rd-charlottesville-va-22903-73a5fb919fb243b19f9359c119e115da#listing", "url": "https://www.propertysimple.ai/listing/640-big-oak-rd-charlottesville-va-22903-73a5fb919fb243b19f9359c119e115da", "name": "640 BIG OAK RD, Charlottesville, VA 22903", "description": "This home just keeps getting better and better, recent improvements include Price, New Roof to be installed, Oak tree removed in the front yard providing more light into the home and space in the front yard. Water heater 2026, heat pump 2020. $5000.00 CREDIT Peacock Hill, a serene, conservation-minded community offering peaceful living and exceptional amenities. Contemporary one level home designed for easy main-level living, new interior and exterior paint. Updated kitchen, white cabinetry, stainless steel appliances, and solid-surface countertops. Split-bedroom floor plan provides privacy, three bedrooms plus a versatile office or playroom featuring its own exterior entrance-ideal for a home office, guests, hobbies, or a private studio.The living room is enhanced by gleaming hardwood floors, built-in bookshelves, and a cozy wood-burning fireplace. The primary suite includes a spacious walk-in closet and full bath. Residents of Peacock Hill enjoy a 5-acre pond for fishing and canoeing, tennis courts, a playground, sledding slopes, and miles of walking trails. Relax, recharge, and enjoy the peaceful lifestyle this special community offers. HOME PRICED BELOW TAX ASSESSED VALUE! 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