# 640 BIG OAK RD, Charlottesville, VA 22903 > **TL;DR:** 3bd/2ba single family, $500,000 ($262/sqft), built 1985, 1,910 sqft. > Fireplace. Est. $2,919/mo. Listed 167 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $500,000 | | Price/sqft | $262 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,910 | | Year Built | 1985 | | Lot Size | 13,068 sqft (0.30 acres) | | Stories | 1 | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 167 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,528 | | Estimated Insurance | $146 | | HOA | $245 | | **Total** | **$2,919** | ## Nearby Schools - **Elementary:** Murray - **Middle:** Henley - **High:** Western Albemarle ## Key Amenities - Fireplace ## Property Highlights - Built in 1985 - 0.30 acre lot - Fireplace ## Description ### Agent Description SELLER OFFERING BUYER A $5000.00 CREDIT Peacock Hill, a serene, conservation-minded community offering peaceful living and exceptional amenities. Available for the first time, this refreshed contemporary home is designed for easy main-level living and features new interior and exterior paint. The updated kitchen showcases white cabinetry, stainless steel appliances, and solid-surface countertops. A desirable split-bedroom floor plan provides added privacy, with three bedrooms plus a versatile office or playroom featuring its own exterior entrance-ideal for a home office, guests, hobbies, or a private studio. The living room is enhanced by gleaming hardwood floors, built-in bookshelves, and a cozy wood-burning fireplace. The primary suite includes a spacious walk-in closet with direct access to the laundry room for everyday convenience. Residents of Peacock Hill enjoy a 5-acre pond for fishing and canoeing, tennis courts, a playground, sledding slopes, and miles of walking trails. Relax, recharge, and enjoy the peaceful lifestyle this special community offers. MOTIVATED SELLER. HOME PRICED BELOW TAX ASSESSED VALUE! ## Location - **Address:** 640 BIG OAK RD, Charlottesville, VA 22903 - **County:** Albemarle - **Neighborhood:** PEACOCK HILL - **Coordinates:** 38.03552634, -78.65071125 - **Google Maps:** https://www.google.com/maps?q=38.03552634,-78.65071125 ## Virtual Tour & Media - **Video Tour:** https://unbranded.visithome.ai/ka3UbZ9SDr9VmYRpSjN9Sn?mu=ft&t=1775652503 ## Listing Agent - **Name:** DEBI DOTSON - **Brokerage:** Real Estate III - **Phone:** 4349606753 - **Broker Phone:** (434) 817-9200 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/640-Big-Oak-Rd_Charlottesville_VA_22903_M67198-21568?f=listhub&s=CAARMLSVA&m=675326&c=propsimple) ## Photos ![640 BIG OAK RD - Photo 1](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f3702502674r.jpg) ![640 BIG OAK RD - Photo 2](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f1386044340r.jpg) ![640 BIG OAK RD - Photo 3](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f600397207r.jpg) ![640 BIG OAK RD - Photo 4](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f1640880034r.jpg) ![640 BIG OAK RD - Photo 5](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f3734662143r.jpg) ![640 BIG OAK RD - Photo 6](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f1410473211r.jpg) ![640 BIG OAK RD - Photo 7](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f606667957r.jpg) ![640 BIG OAK RD - Photo 8](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f470261033r.jpg) ![640 BIG OAK RD - Photo 9](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f3009023172r.jpg) ![640 BIG OAK RD - Photo 10](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f3228783913r.jpg) ![640 BIG OAK RD - Photo 11](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f4106629843r.jpg) ![640 BIG OAK RD - Photo 12](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f3384069854r.jpg) ![640 BIG OAK RD - Photo 13](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f2389801491r.jpg) ![640 BIG OAK RD - Photo 14](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f410621704r.jpg) ![640 BIG OAK RD - Photo 15](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f3875867918r.jpg) ![640 BIG OAK RD - Photo 16](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f2564392846r.jpg) ![640 BIG OAK RD - Photo 17](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f3604964264r.jpg) ![640 BIG OAK RD - Photo 18](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f1394423782r.jpg) ![640 BIG OAK RD - Photo 19](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f2281413093r.jpg) ![640 BIG OAK RD - Photo 20](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f3167281671r.jpg) ![640 BIG OAK RD - Photo 21](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f1792846888r.jpg) ![640 BIG OAK RD - Photo 22](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f1664325221r.jpg) ![640 BIG OAK RD - Photo 23](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f1607452639r.jpg) ![640 BIG OAK RD - Photo 24](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f2196171911r.jpg) ![640 BIG OAK RD - Photo 25](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f1792846888r.jpg) ![640 BIG OAK RD - Photo 26](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f1048000554r.jpg) ![640 BIG OAK RD - Photo 27](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f1165184893r.jpg) ![640 BIG OAK RD - Photo 28](http://lh.rdcpix.com/6467f398604f2f96995e6ae8751559b5l-f3188230985r.jpg) --- **MLS#:** 675326 | **Updated:** 2026-09-15 **Source:** listhub *Copyright © 2026 Charlottesville Area Association of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/640-big-oak-rd-charlottesville-va-22903-a675326) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/640-big-oak-rd-charlottesville-va-22903-a675326#listing", "url": "https://www.propertysimple.ai/listing/640-big-oak-rd-charlottesville-va-22903-a675326", "name": "640 BIG OAK RD, Charlottesville, VA 22903", "description": "SELLER OFFERING BUYER A $5000.00 CREDIT Peacock Hill, a serene, conservation-minded community offering peaceful living and exceptional amenities. Available for the first time, this refreshed contemporary home is designed for easy main-level living and features new interior and exterior paint. The updated kitchen showcases white cabinetry, stainless steel appliances, and solid-surface countertops. A desirable split-bedroom floor plan provides added privacy, with three bedrooms plus a versatile office or playroom featuring its own exterior entrance-ideal for a home office, guests, hobbies, or a private studio. The living room is enhanced by gleaming hardwood floors, built-in bookshelves, and a cozy wood-burning fireplace. The primary suite includes a spacious walk-in closet with direct access to the laundry room for everyday convenience. Residents of Peacock Hill enjoy a 5-acre pond for fishing and canoeing, tennis courts, a playground, sledding slopes, and miles of walking trails. Relax, recharge, and enjoy the peaceful lifestyle this special community offers. MOTIVATED SELLER. 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