# 640 COUNTY ROAD 128, Arley, AL 35541 > **TL;DR:** land, $699,000. > Waterfront. Est. $3,739/mo. Listed 536 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $699,000 | | Lot Size | 683,892 sqft (15.70 acres) | | Property Type | Land (Other) | | Status | Active | | Days on Market | 536 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,535 | | Estimated Insurance | $204 | | **Total** | **$3,739** | ## Nearby Schools - **Elementary:** County - **Middle:** County - **High:** County ## Key Amenities - Waterfront ## Property Highlights - 15.70 acre lot - Waterfront ## Description ### Agent Description Smith Lake (Rock Creek) 15+ acres of non restricted property! This acreage is just outside the town of Arley in a private section of the lake. Ideal for development or private use. Property has a road built and utilities are available at the entrance. Approx 1400 feet of waterfront. Easily divisible into multiple lots, or create estate sized lots. Your choice! ## Location - **Address:** 640 COUNTY ROAD 128, Arley, AL 35541 - **County:** Winston - **Coordinates:** 34.121736, -87.176361 - **Google Maps:** https://www.google.com/maps?q=34.121736,-87.176361 ## Listing Agent - **Name:** Justin Dyar - **Brokerage:** Lake Homes Realty - **Phone:** 2054686375 - **Broker Phone:** 2059852991 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/640-County-Road-128_Arley_AL_35541_M87727-84513?f=listhub&s=WBRAL-25&m=666&c=propsimple) ## Photos ![640 COUNTY ROAD 128 - Photo 1](http://lh.rdcpix.com/5cf7fd75de105e2a3a3be144eb54ea1dl-f2353510234r.jpg) ![640 COUNTY ROAD 128 - Photo 2](http://lh.rdcpix.com/5cf7fd75de105e2a3a3be144eb54ea1dl-f3848742580r.jpg) ![640 COUNTY ROAD 128 - Photo 3](http://lh.rdcpix.com/5cf7fd75de105e2a3a3be144eb54ea1dl-f3037954340r.jpg) ![640 COUNTY ROAD 128 - Photo 4](http://lh.rdcpix.com/5cf7fd75de105e2a3a3be144eb54ea1dl-f2812988198r.jpg) ![640 COUNTY ROAD 128 - Photo 5](http://lh.rdcpix.com/5cf7fd75de105e2a3a3be144eb54ea1dl-f813174153r.jpg) ![640 COUNTY ROAD 128 - Photo 6](http://lh.rdcpix.com/5cf7fd75de105e2a3a3be144eb54ea1dl-f791169884r.jpg) ![640 COUNTY ROAD 128 - Photo 7](http://lh.rdcpix.com/5cf7fd75de105e2a3a3be144eb54ea1dl-f2620308734r.jpg) ![640 COUNTY ROAD 128 - Photo 8](http://lh.rdcpix.com/5cf7fd75de105e2a3a3be144eb54ea1dl-f892702049r.jpg) ![640 COUNTY ROAD 128 - Photo 9](http://lh.rdcpix.com/5cf7fd75de105e2a3a3be144eb54ea1dl-f934269415r.jpg) ![640 COUNTY ROAD 128 - Photo 10](http://lh.rdcpix.com/5cf7fd75de105e2a3a3be144eb54ea1dl-f4180923111r.jpg) ![640 COUNTY ROAD 128 - Photo 11](http://lh.rdcpix.com/5cf7fd75de105e2a3a3be144eb54ea1dl-f3002563218r.jpg) ![640 COUNTY ROAD 128 - Photo 12](http://lh.rdcpix.com/5cf7fd75de105e2a3a3be144eb54ea1dl-f988668685r.jpg) ![640 COUNTY ROAD 128 - Photo 13](http://lh.rdcpix.com/5cf7fd75de105e2a3a3be144eb54ea1dl-f3560262603r.jpg) ![640 COUNTY ROAD 128 - Photo 14](http://lh.rdcpix.com/5cf7fd75de105e2a3a3be144eb54ea1dl-f2121710451r.jpg) ![640 COUNTY ROAD 128 - Photo 15](http://lh.rdcpix.com/5cf7fd75de105e2a3a3be144eb54ea1dl-f2651962968r.jpg) ![640 COUNTY ROAD 128 - Photo 16](http://lh.rdcpix.com/5cf7fd75de105e2a3a3be144eb54ea1dl-f3779154761r.jpg) ![640 COUNTY ROAD 128 - Photo 17](http://lh.rdcpix.com/5cf7fd75de105e2a3a3be144eb54ea1dl-f2507127805r.jpg) ![640 COUNTY ROAD 128 - Photo 18](http://lh.rdcpix.com/5cf7fd75de105e2a3a3be144eb54ea1dl-f2714035550r.jpg) ![640 COUNTY ROAD 128 - Photo 19](http://lh.rdcpix.com/5cf7fd75de105e2a3a3be144eb54ea1dl-f1514340033r.jpg) ![640 COUNTY ROAD 128 - Photo 20](http://lh.rdcpix.com/5cf7fd75de105e2a3a3be144eb54ea1dl-f1536351110r.jpg) ![640 COUNTY ROAD 128 - Photo 21](http://lh.rdcpix.com/5cf7fd75de105e2a3a3be144eb54ea1dl-f2485444201r.jpg) --- **MLS#:** 25-666 | **Updated:** 2026-07-02 **Source:** listhub *Copyright © 2026 Walker County Area Board of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/640-county-road-128-arley-al-35541-l25666) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/640-county-road-128-arley-al-35541-l25666#listing", "url": "https://www.propertysimple.ai/listing/640-county-road-128-arley-al-35541-l25666", "name": "640 COUNTY ROAD 128, Arley, AL 35541", "description": "Smith Lake (Rock Creek) 15+ acres of non restricted property! This acreage is just outside the town of Arley in a private section of the lake. Ideal for development or private use. Property has a road built and utilities are available at the entrance. Approx 1400 feet of waterfront. Easily divisible into multiple lots, or create estate sized lots. 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