About This Home

This 2-bedroom, 2-bathroom single family at 640 Gulf Lane #4 in Captiva, FL is listed for $1,349,000 ($1,200 per sqft). Built in 1986, the home offers 1,124 sqft of living space on a 0.04 acres lot.

Key Features

  • Built in 1986
  • 0.04 acre lot
  • 2 stories
  • Fireplace
  • Waterfront

Property Details

2 stories
2 full
#4
1986

Amenities

FireplaceWaterfrontA/C
Listing Description

MOTIVATED SELLER BRING YOUR OFFERS! PRIME ISLAND OFFERING! EXQUISITE PRIME ISLAND BEACH FRONT REMODELED TOWNHOME "OCEAN WAVES"! Boat Slip with Covered Lift for sale additional with this home purchase. 26FT Maximum Boat Size and 10,000 LB Covered Boat Lift please inquire!

FANTASTIC VACATION RENTAL or GULF FRONT HOME! This High End, Newly Remodeled, Gulf Front AND Beach Front Townhouse makes up one half of this Duplex Property. This Turnkey Villa offers Two Main Owner Suites and Two Full Baths. It has undergone Gorgeous and Extensive Renovations and offers Breath Taking Views of the Gulf of Mexico from its Deck, Porches, and Balcony!

Aside from the Elegant Brand Open New Kitchen with Huge Breakfast Bar, Upscale Baths, Appliances, Flooring, Electrical, Fixtures, Fans, Finish Carpentry, Paint, Electric Fireplace, and Turnkey Furnishings, this Amazing Property has a Brand New Metal Roof, Hardie Board Siding, Impact Windows and Doors, New Whole House Reverse Osmosis Water System, Railings, Stairs, and more.

This Turnkey Furnished Villa has Fantastic Rental History and Potential gearing up for a busy Florida Winter Season. Located directly on the Wide Butterfly Beach on the Barrier Island of North Captiva with Private Beach Access. The property's Shoreline provides an Abundance of the Finest and Most Beautiful Shells and its' Gulf Waters offers World Class Fishing!

The Islands State Nature Preserve is also only Steps Away. The Islands Sea and Wildlife are magnificent to Enjoy! An Island Club at North Captiva Memberships is available please inquire to enjoy their Pools, Spa, Kayaks, Fat Tire Bikes, Basketball, Activities and Island Services etc.

Professional Licensed Property Mgmt with Upcoming Rentals is already in place should you choose to Enjoy Your Townhomes and/or Value its' Rental Income! This is a Must See Property Located Directly on the Beach. Tropical and Lush, this Duplex sits in a Spectacular Location on Island. *The Entire Duplex is also currently for available for sale. Ask Agents about Unit 3! Rare is this Unparalleled Opportunity to Own an Entire Gulf Front and Beach Front Luxury Duplex in a Spectacular Location on Butterfly Beach!

Monthly Cost Estimate

$20,215/mo

20% down · 6.5% · 30 years

Principal$976
Interest$5,846
Insurance$393
HOA$13,000

Estimates only. Actual payments may vary.

Location

640 Gulf Lane #4

Captiva, FL 33924

BEACH VILLAS OF UPPER CAPTIVA CONDOMINIUM

Features & Amenities

Interior Features

BreakfastBarDualSinksFireplaceKitchenIslandLivingDiningRoomMultiplePrimarySuitesShowerOnlySeparateShowerWindowTreatmentsSplitBedrooms

Exterior Features

DeckSecurityHighImpactDoorsPatioStorage

Property Details

Flooring

Vinyl

Construction

VinylSiding WoodFrame

Outdoor Features

PorchPatioDeck

Parking

Underground/BasementPaved or SurfacedCarportCoveredDriveway

Heating

Electric (Heating)Central

Cooling

ElectricCentral AirCeiling Fan(s)

Appliances

BuiltInOvenDryerDishwasherElectricCooktopIceMakerRefrigeratorRefrigeratorWithIceMakerSeparateIceMachineWaterPurifierWasher

Questions & Answers

This 2-bedroom, 2-bathroom single family at 640 Gulf Lane is listed at $1,349,000 ($1,200/sqft). The estimated monthly payment is $20,214 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $13000/month.

Key features include: Built in 1986, 0.04 acre lot, 2 stories, Fireplace, Waterfront. Interior Features: BreakfastBar, DualSinks, Fireplace. Exterior Features: Deck, SecurityHighImpactDoors, Patio.

This property is listed by Amy Ivey.

AI

Amy Ivey

License 453003659

Agent at Swept Away Realty

Listed by Swept Away Realty · Broker phone: (239) 462-9614 · View on Broker Site · Broker website

MLS# 2026000376· Source: Florida Gulf Coast Multiple Listing Service, Inc.· 299 days on PropertySimple

Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

640 Gulf Lane #4, Captiva, FL 33924

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