# 640 Gulf Lane #3, Captiva, FL 33924 > **TL;DR:** 2bd/2ba townhouse, $1,299,000 ($1156/sqft), built 1986, 1,124 sqft. > Fireplace, Waterfront, View, A/C. Est. $19,947/mo. Listed 255 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $1,299,000 | | Price/sqft | $1156 | | Bedrooms | 2 | | Bathrooms | 2 full | | Square Feet | 1,124 | | Year Built | 1986 | | Lot Size | 1,742 sqft (0.04 acres) | | Stories | 2 | | Property Type | Townhouse (Townhouse) | | Status | Active | | Days on Market | 255 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Water ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $6,568 | | Estimated Insurance | $379 | | HOA | $13,000 | | **Total** | **$19,947** | ## Key Amenities - Fireplace - Waterfront - View - A/C ## Property Highlights - Built in 1986 - 0.04 acre lot - 2 stories - Fireplace - Waterfront ## Description ### Agent Description MOTIVATED SELLER BRING YOUR OFFERS! PRIME ISLAND OFFERING! DESIRED VACATION RENTAL! Boat Slip with Covered Lift for sale additional with this home purchase. 26FT Maximum Boat Size and 10,000 LB Covered Boat Lift please inquire! Rare is this Unapparelled Opportunity to Own a Gulf Front and Beach Front Luxury Townhome in a Spectacular Location on Butterfly Beach! Attached, High End, Brand New Remodeled, Gulf Front AND Beach Front! This Turnkey Villa called "Beach Dayz" offers Two Main Owner Suites and Two Full Baths. This Beach Villa has undergone Gorgeous and Extensive Renovations and Both offer Breath Taking Views of the Gulf of Mexico from its Decks, Porches, and Balconies! Aside from the Elegant Brand New Open Kitchen & Upscale Baths, Appliances, Flooring, Electrical, Fixtures, Fans, Finish Carpentry, Paint, Electric Fireplaces, and Turnkey Furnishings, this Amazing Property has a Brand New Metal Roof, Hardie Board Siding, Impact Windows and Doors, New Whole House Reverse Osmosis Water System, Railings, Stairs, and more. This Turnkey Furnished Villa has Fantastic Rental History and Potential! Located directly on the Wide Butterfly Beach on the Barrier Island of North Captiva with Private Beach Access. The property's Shoreline provides an Abundance of the Finest and Most Beautiful Shells and its' Gulf Waters offers World Class Fishing! The Islands State Nature Preserve is also only Steps Away. The Islands Sea and Wildlife are magnificent to behold. An Island Club at North Captiva Memberships is available please inquire to enjoy their Pools, Spa, Kayaks, Fat Tire Bikes, Basketball, Activities and Island Services etc. Professional Licensed Property Mgmt with Upcoming Rentals is already in place should you choose to Enjoy Your Townhomes and/or Value its' Rental Income! This is a Must See Property Located Directly on the Beach. Tropical and Lush, this Duplex sits in a Spectacular Location on Island. *The Entire Duplex is also currently for available for sale please see 640 Gulf LN #4* Rare is this Unparalleled Opportunity to Own an Entire Gulf Front and Beach Front Luxury Duplex in a Spectacular Location on Butterfly Beach! Hurry to Schedule Your Showings Today! ## Location - **Address:** 640 Gulf Lane #3, Captiva, FL 33924 - **County:** Lee - **Neighborhood:** BEACH VILLAS OF UPPER CAPTIVA CONDOMINIUM - **Coordinates:** 26.595847, -82.22354 - **Google Maps:** https://www.google.com/maps?q=26.595847,-82.22354 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/fgcmls/2026000340 ## Listing Agent - **Name:** Amy Ivey · **License:** 453003659 - **Brokerage:** Swept Away Realty - **Phone:** 2394629614 - **Broker Phone:** (239) 462-9614 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/640-Gulf-Ln-Unit-3_Captiva_FL_33924_M64791-81469?f=listhub&s=FMSWFL&m=2026000340&c=propsimple) ## Photos ![640 Gulf Lane #3 - Photo 1](http://lh.rdcpix.com/ec9bce01fed57f3ce9de97d28ecb4796l-f1902194135r.jpg) ![640 Gulf Lane #3 - Photo 2](http://lh.rdcpix.com/ec9bce01fed57f3ce9de97d28ecb4796l-f2895633853r.jpg) ![640 Gulf Lane #3 - Photo 3](http://lh.rdcpix.com/ec9bce01fed57f3ce9de97d28ecb4796l-f128484380r.jpg) ![640 Gulf Lane #3 - Photo 4](http://lh.rdcpix.com/ec9bce01fed57f3ce9de97d28ecb4796l-f291159058r.jpg) ![640 Gulf Lane #3 - Photo 5](http://lh.rdcpix.com/ec9bce01fed57f3ce9de97d28ecb4796l-f2278947655r.jpg) ![640 Gulf Lane #3 - Photo 6](http://lh.rdcpix.com/ec9bce01fed57f3ce9de97d28ecb4796l-f913239131r.jpg) ![640 Gulf Lane #3 - Photo 7](http://lh.rdcpix.com/ec9bce01fed57f3ce9de97d28ecb4796l-f3617380539r.jpg) ![640 Gulf Lane #3 - Photo 8](http://lh.rdcpix.com/ec9bce01fed57f3ce9de97d28ecb4796l-f296246621r.jpg) ![640 Gulf Lane #3 - Photo 9](http://lh.rdcpix.com/ec9bce01fed57f3ce9de97d28ecb4796l-f905416739r.jpg) ![640 Gulf Lane #3 - Photo 10](http://lh.rdcpix.com/ec9bce01fed57f3ce9de97d28ecb4796l-f3149244281r.jpg) ![640 Gulf Lane #3 - Photo 11](http://lh.rdcpix.com/ec9bce01fed57f3ce9de97d28ecb4796l-f276038788r.jpg) ![640 Gulf Lane #3 - Photo 12](http://lh.rdcpix.com/ec9bce01fed57f3ce9de97d28ecb4796l-f74383273r.jpg) ![640 Gulf Lane #3 - Photo 13](http://lh.rdcpix.com/ec9bce01fed57f3ce9de97d28ecb4796l-f2539308580r.jpg) ![640 Gulf Lane #3 - Photo 14](http://lh.rdcpix.com/ec9bce01fed57f3ce9de97d28ecb4796l-f1766133306r.jpg) ![640 Gulf Lane #3 - Photo 15](http://lh.rdcpix.com/ec9bce01fed57f3ce9de97d28ecb4796l-f2369752042r.jpg) ![640 Gulf Lane #3 - Photo 16](http://lh.rdcpix.com/ec9bce01fed57f3ce9de97d28ecb4796l-f3455151307r.jpg) ![640 Gulf Lane #3 - Photo 17](http://lh.rdcpix.com/ec9bce01fed57f3ce9de97d28ecb4796l-f905952672r.jpg) ![640 Gulf Lane #3 - Photo 18](http://lh.rdcpix.com/ec9bce01fed57f3ce9de97d28ecb4796l-f1508729306r.jpg) ![640 Gulf Lane #3 - Photo 19](http://lh.rdcpix.com/ec9bce01fed57f3ce9de97d28ecb4796l-f2629570383r.jpg) ![640 Gulf Lane #3 - Photo 20](http://lh.rdcpix.com/ec9bce01fed57f3ce9de97d28ecb4796l-f1516641793r.jpg) ![640 Gulf Lane #3 - Photo 21](http://lh.rdcpix.com/ec9bce01fed57f3ce9de97d28ecb4796l-f3663475045r.jpg) ![640 Gulf Lane #3 - Photo 22](http://lh.rdcpix.com/ec9bce01fed57f3ce9de97d28ecb4796l-f4257513932r.jpg) ![640 Gulf Lane #3 - Photo 23](http://lh.rdcpix.com/ec9bce01fed57f3ce9de97d28ecb4796l-f2578163657r.jpg) ![640 Gulf Lane #3 - Photo 24](http://lh.rdcpix.com/ec9bce01fed57f3ce9de97d28ecb4796l-f801868746r.jpg) ![640 Gulf Lane #3 - Photo 25](http://lh.rdcpix.com/ec9bce01fed57f3ce9de97d28ecb4796l-f3219918238r.jpg) ![640 Gulf Lane #3 - Photo 26](http://lh.rdcpix.com/ec9bce01fed57f3ce9de97d28ecb4796l-f1630674348r.jpg) ![640 Gulf Lane #3 - Photo 27](http://lh.rdcpix.com/ec9bce01fed57f3ce9de97d28ecb4796l-f1171642597r.jpg) ![640 Gulf Lane #3 - Photo 28](http://lh.rdcpix.com/ec9bce01fed57f3ce9de97d28ecb4796l-f1102035692r.jpg) ![640 Gulf Lane #3 - Photo 29](http://lh.rdcpix.com/ec9bce01fed57f3ce9de97d28ecb4796l-f2813779643r.jpg) ![640 Gulf Lane #3 - Photo 30](http://lh.rdcpix.com/ec9bce01fed57f3ce9de97d28ecb4796l-f3777945357r.jpg) ![640 Gulf Lane #3 - Photo 31](http://lh.rdcpix.com/ec9bce01fed57f3ce9de97d28ecb4796l-f2559964807r.jpg) ![640 Gulf Lane #3 - Photo 32](http://lh.rdcpix.com/ec9bce01fed57f3ce9de97d28ecb4796l-f455319282r.jpg) ![640 Gulf Lane #3 - Photo 33](http://lh.rdcpix.com/ec9bce01fed57f3ce9de97d28ecb4796l-f2221812586r.jpg) ![640 Gulf Lane #3 - Photo 34](http://lh.rdcpix.com/ec9bce01fed57f3ce9de97d28ecb4796l-f3597760873r.jpg) ![640 Gulf Lane #3 - Photo 35](http://lh.rdcpix.com/ec9bce01fed57f3ce9de97d28ecb4796l-f1051995863r.jpg) ![640 Gulf Lane #3 - Photo 36](http://lh.rdcpix.com/ec9bce01fed57f3ce9de97d28ecb4796l-f1518397638r.jpg) ![640 Gulf Lane #3 - Photo 37](http://lh.rdcpix.com/ec9bce01fed57f3ce9de97d28ecb4796l-f1665704766r.jpg) ![640 Gulf Lane #3 - Photo 38](http://lh.rdcpix.com/ec9bce01fed57f3ce9de97d28ecb4796l-f193417462r.jpg) ![640 Gulf Lane #3 - Photo 39](http://lh.rdcpix.com/ec9bce01fed57f3ce9de97d28ecb4796l-f2012078570r.jpg) ![640 Gulf Lane #3 - Photo 40](http://lh.rdcpix.com/ec9bce01fed57f3ce9de97d28ecb4796l-f3090279559r.jpg) ![640 Gulf Lane #3 - Photo 41](http://lh.rdcpix.com/ec9bce01fed57f3ce9de97d28ecb4796l-f2739527808r.jpg) ![640 Gulf Lane #3 - Photo 42](http://lh.rdcpix.com/ec9bce01fed57f3ce9de97d28ecb4796l-f2022892838r.jpg) ![640 Gulf Lane #3 - Photo 43](http://lh.rdcpix.com/ec9bce01fed57f3ce9de97d28ecb4796l-f1927834969r.jpg) ![640 Gulf Lane #3 - Photo 44](http://lh.rdcpix.com/ec9bce01fed57f3ce9de97d28ecb4796l-f3724709675r.jpg) ![640 Gulf Lane #3 - Photo 45](http://lh.rdcpix.com/ec9bce01fed57f3ce9de97d28ecb4796l-f2789421393r.jpg) ![640 Gulf Lane #3 - Photo 46](http://lh.rdcpix.com/ec9bce01fed57f3ce9de97d28ecb4796l-f867809439r.jpg) ![640 Gulf Lane #3 - Photo 47](http://lh.rdcpix.com/ec9bce01fed57f3ce9de97d28ecb4796l-f1273677243r.jpg) ![640 Gulf Lane #3 - Photo 48](http://lh.rdcpix.com/ec9bce01fed57f3ce9de97d28ecb4796l-f3013669724r.jpg) ![640 Gulf Lane #3 - Photo 49](http://lh.rdcpix.com/ec9bce01fed57f3ce9de97d28ecb4796l-f734707225r.jpg) ![640 Gulf Lane #3 - Photo 50](http://lh.rdcpix.com/ec9bce01fed57f3ce9de97d28ecb4796l-f2176956854r.jpg) --- **MLS#:** 2026000340 | **Updated:** 2026-09-12 **Source:** listhub *Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/640-gulf-lane-captiva-fl-33924-26000340) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/640-gulf-lane-captiva-fl-33924-26000340#listing", "url": "https://www.propertysimple.ai/listing/640-gulf-lane-captiva-fl-33924-26000340", "name": "640 Gulf Lane #3, Captiva, FL 33924", "description": "MOTIVATED SELLER BRING YOUR OFFERS! PRIME ISLAND OFFERING! DESIRED VACATION RENTAL! Boat Slip with Covered Lift for sale additional with this home purchase. 26FT Maximum Boat Size and 10,000 LB Covered Boat Lift please inquire! Rare is this Unapparelled Opportunity to Own a Gulf Front and Beach Front Luxury Townhome in a Spectacular Location on Butterfly Beach! Attached, High End, Brand New Remodeled, Gulf Front AND Beach Front! This Turnkey Villa called \"Beach Dayz\" offers Two Main Owner Suites and Two Full Baths. This Beach Villa has undergone Gorgeous and Extensive Renovations and Both offer Breath Taking Views of the Gulf of Mexico from its Decks, Porches, and Balconies! Aside from the Elegant Brand New Open Kitchen & Upscale Baths, Appliances, Flooring, Electrical, Fixtures, Fans, Finish Carpentry, Paint, Electric Fireplaces, and Turnkey Furnishings, this Amazing Property has a Brand New Metal Roof, Hardie Board Siding, Impact Windows and Doors, New Whole House Reverse Osmosis Water System, Railings, Stairs, and more. This Turnkey Furnished Villa has Fantastic Rental History and Potential! Located directly on the Wide Butterfly Beach on the Barrier Island of North Captiva with Private Beach Access. The property's Shoreline provides an Abundance of the Finest and Most Beautiful Shells and its' Gulf Waters offers World Class Fishing! The Islands State Nature Preserve is also only Steps Away. The Islands Sea and Wildlife are magnificent to behold. An Island Club at North Captiva Memberships is available please inquire to enjoy their Pools, Spa, Kayaks, Fat Tire Bikes, Basketball, Activities and Island Services etc. Professional Licensed Property Mgmt with Upcoming Rentals is already in place should you choose to Enjoy Your Townhomes and/or Value its' Rental Income! This is a Must See Property Located Directly on the Beach. Tropical and Lush, this Duplex sits in a Spectacular Location on Island. *The Entire Duplex is also currently for available for sale please see 640 Gulf LN #4* Rare is this Unparalleled Opportunity to Own an Entire Gulf Front and Beach Front Luxury Duplex in a Spectacular Location on Butterfly Beach! 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