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About This Home

This 2-bedroom, 2-bathroom single family at 640 Gulf Lane in Captiva, FL is listed for $1,425,000 ($1,268 per sqft). Built in 1986, the home offers 1,124 sqft of living space on a 0.04 acres lot.

Agent Description

MOTIVATED SELLER BRING YOUR OFFERS! PRIME ISLAND OFFERING! EXQUISITE PRIME ISLAND BEACH FRONT REMODELED TOWNHOME "OCEAN WAVES"! FANTASTIC VACATION RENTAL or GULF FRONT HOME! This High End, Newly Remodeled, Gulf Front AND Beach Front Townhouse makes up one half of this Duplex Property.

This Turnkey Villa offers Two Main Owner Suites and Two Full Baths. It has undergone Gorgeous and Extensive Renovations and offers Breath Taking Views of the Gulf of Mexico from its Deck, Porches, and Balcony! Aside from the Elegant Brand Open New Kitchen with Huge Breakfast Bar, Upscale Baths, Appliances, Flooring, Electrical, Fixtures, Fans, Fini

sh Carpentry, Paint, Electric Fireplace, and Turnkey Furnishings, this Amazing Property has a Brand New Metal Roof, Hardie Board Siding, Impact Windows and Doors, New Whole House Reverse Osmosis Water System, Railings, Stairs, and more. This Turnkey Furnished Villa has Fantastic Rental History and Potential gearing up for a busy Florida Winter Season.

Located directly on the Wide Butterfly Beach on the Barrier Island of North Captiva with Private Beach Access. The property's Shoreline provides an Abundance of the Finest and Most Beautiful Shells and its' Gulf Waters offers World Class Fishing! The Islands State Nature Preserve is also only Steps Away.

The Islands Sea and Wildlife are magnificent to Enjoy! An Island Club at North Captiva Memberships is available please inquire to enjoy their Pools, Spa, Kayaks, Fat Tire Bikes, Basketball, Activities and Island Services etc. Professional Licensed Property Mgmt with Upcoming Rentals is already in place should you choose to Enjoy Your Townhomes and/or Value its' Rental Income!

This is a Must See Property Located Directly on the Beach. Tropical and Lush, this Duplex sits in a Spectacular Location on Island. *The Entire Duplex is also currently for available for sale. Ask Agents about Unit 3! Rare is this Unparalleled Opportunity to Own an Entire Gulf Front and Beach Front Luxury Duplex in a Spectacular Location on Butterfly Beach!

Key Features

  • Built in 1986
  • 0.04 acre lot
  • 2 stories
  • Fireplace
  • Waterfront

Property Details

2 stories
2 full
#4
1986

Amenities

FireplaceWaterfrontA/C

Monthly Cost Estimate

$20,621/mo

20% down · 6.5% · 30 years

Principal$1,031
Interest$6,175
Insurance$416
HOA$13,000

Estimates only. Actual payments may vary.

Location

640 Gulf Lane

Captiva, FL 33924

BEACH VILLAS OF UPPER CAPTIVA CONDOMINIUM

Features & Amenities

Interior Features

BreakfastBarDualSinksFireplaceKitchenIslandLivingDiningRoomMultiplePrimarySuitesShowerOnlySeparateShowerWindowTreatmentsSplitBedrooms

Exterior Features

DeckSecurityHighImpactDoorsPatioStorage

Property Details

Flooring

Vinyl

Construction

VinylSiding WoodFrame

Pool Features

PatioPorchDeck

Parking

CarportDrivewayUnderground/BasementPaved or SurfacedCovered

Heating

Electric (Heating)Central

Cooling

ElectricCentral AirCeiling Fan(s)

Appliances

BuiltInOvenDryerDishwasherElectricCooktopIceMakerRefrigeratorRefrigeratorWithIceMakerSeparateIceMachineWaterPurifierWasher

Questions & Answers

This 2-bedroom, 2-bathroom single family at 640 Gulf Lane is listed at $1,425,000 ($1,268/sqft). The estimated monthly payment is $19,175 based on 20% down at 6.5% interest.

HOA fees are $13000/month.

Key features include: Built in 1986, 0.04 acre lot, 2 stories, Fireplace, Waterfront. Interior Features: BreakfastBar, DualSinks, Fireplace. Exterior Features: Deck, SecurityHighImpactDoors, Patio.

This property is listed by Amy Ivey and can be reached at 2394629614 or amykivey@comcast.net.

AI

Amy Ivey

Agent at Swept Away Realty

(239) 462-9614

Listed by Swept Away Realty · View on Broker Site

MLS# 2026000376· Source: listhub· Updated 148 days ago

Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

640 Gulf Lane, Captiva, FL 33924

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