About This Home

This 2-bedroom, 2-bathroom townhouse at 640 Gulf Lane #3 in Captiva, FL is listed for $1,299,000 ($1,156 per sqft). Built in 1986, the home offers 1,124 sqft of living space on a 0.04 acres lot.

Key Features

  • Built in 1986
  • 0.04 acre lot
  • 2 stories
  • Fireplace
  • Waterfront

Property Details

2 stories
2 full
#3
1986

Amenities

FireplaceWaterfrontViewA/C
Listing Description

MOTIVATED SELLER BRING YOUR OFFERS! PRIME ISLAND OFFERING! DESIRED VACATION RENTAL! Boat Slip with Covered Lift for sale additional with this home purchase. 26FT Maximum Boat Size and 10,000 LB Covered Boat Lift please inquire! Rare is this Unapparelled Opportunity to Own a Gulf Front and Beach Front Luxury Townhome in a Spectacular Location on Butterfly Beach!

Attached, High End, Brand New Remodeled, Gulf Front AND Beach Front! This Turnkey Villa called "Beach Dayz" offers Two Main Owner Suites and Two Full Baths. This Beach Villa has undergone Gorgeous and Extensive Renovations and Both offer Breath Taking Views of the Gulf of Mexico from its Decks, Porches, and Balconies!

Aside from the Elegant Brand New Open Kitchen & Upscale Baths, Appliances, Flooring, Electrical, Fixtures, Fans, Finish Carpentry, Paint, Electric Fireplaces, and Turnkey Furnishings, this Amazing Property has a Brand New Metal Roof, Hardie Board Siding, Impact Windows and Doors, New Whole House Reverse Osmosis Water System, Railings, Stairs, and more.

This Turnkey Furnished Villa has Fantastic Rental History and Potential! Located directly on the Wide Butterfly Beach on the Barrier Island of North Captiva with Private Beach Access. The property's Shoreline provides an Abundance of the Finest and Most Beautiful Shells and its' Gulf Waters offers World Class Fishing!

The Islands State Nature Preserve is also only Steps Away. The Islands Sea and Wildlife are magnificent to behold. An Island Club at North Captiva Memberships is available please inquire to enjoy their Pools, Spa, Kayaks, Fat Tire Bikes, Basketball, Activities and Island Services etc.

Professional Licensed Property Mgmt with Upcoming Rentals is already in place should you choose to Enjoy Your Townhomes and/or Value its' Rental Income! This is a Must See Property Located Directly on the Beach. Tropical and Lush, this Duplex sits in a Spectacular Location on Island.

*The Entire Duplex is also currently for available for sale please see 640 Gulf LN #4* Rare is this Unparalleled Opportunity to Own an Entire Gulf Front and Beach Front Luxury Duplex in a Spectacular Location on Butterfly Beach! Hurry to Schedule Your Showings Today!

Monthly Cost Estimate

$19,947/mo

20% down · 6.5% · 30 years

Principal$939
Interest$5,629
Insurance$379
HOA$13,000

Estimates only. Actual payments may vary.

Location

640 Gulf Lane #3

Captiva, FL 33924

BEACH VILLAS OF UPPER CAPTIVA CONDOMINIUM

Features & Amenities

Interior Features

BreakfastBarBuiltInFeaturesDualSinksFireplaceLivingDiningRoomShowerOnlySeparateShowerTubShowerWindowTreatmentsSplitBedrooms

Exterior Features

DeckSecurityHighImpactDoorsStorage

Property Details

Flooring

Vinyl

Construction

VinylSiding WoodFrame

Views

Water

Outdoor Features

PorchDeck

Parking

Underground/BasementDrivewayPaved or SurfacedCoveredCarport

Heating

Electric (Heating)Central

Cooling

ElectricCeiling Fan(s)Central Air

Appliances

DryerDishwasherFreezerMicrowaveRangeRefrigeratorWaterPurifierWasher

Questions & Answers

This 2-bedroom, 2-bathroom townhouse at 640 Gulf Lane is listed at $1,299,000 ($1,156/sqft). The estimated monthly payment is $19,947 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $13000/month.

Key features include: Built in 1986, 0.04 acre lot, 2 stories, Fireplace, Waterfront. Interior Features: BreakfastBar, BuiltInFeatures, DualSinks. Exterior Features: Deck, SecurityHighImpactDoors, Storage.

This property is listed by Amy Ivey.

AI

Amy Ivey

License 453003659

Agent at Swept Away Realty

Listed by Swept Away Realty · Broker phone: (239) 462-9614 · View on Broker Site · Broker website

MLS# 2026000340· Source: Florida Gulf Coast Multiple Listing Service, Inc.· 298 days on PropertySimple

Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

640 Gulf Lane #3, Captiva, FL 33924

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