# 640 Oak Street, Carmi, IL 62821 > **TL;DR:** 3bd/2ba single family, $119,000 ($68/sqft), 1,750 sqft. > Hardwood, 1-car garage. Est. $637/mo. Listed 85 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $119,000 | | Price/sqft | $68 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,750 | | Stories | 2 | | Garage | 1-car | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 85 | ## Why This Home Stands Out - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $602 | | Estimated Insurance | $35 | | **Total** | **$637** | ## Key Amenities - Hardwood - 1-car garage ## Property Highlights - 2 stories ## Description ### Agent Description Full of charm and character, this cottage-style home offers 3 bedrooms, 2 bathrooms, and approximately 1,750 square feet of comfortable living space. A spacious front porch welcomes you into the large living room, creating the perfect place to relax or entertain. The main level features a bedroom and full bath for added convenience, while the upper level includes an additional bedroom and bath. The basement provides excellent storage space and includes another bedroom, offering flexibility for guests, a home office, or hobby room. Recent updates include an updated kitchen, refreshed bathrooms, new flooring, and improvements to the basement area, making this home move-in ready. Situated on a shaded lot with a one-car garage, this charming property combines timeless appeal with modern updates and is ready for you to call it home. ## Location - **Address:** 640 Oak Street, Carmi, IL 62821 - **County:** White - **Coordinates:** 38.087314, -88.172088 - **Google Maps:** https://www.google.com/maps?q=38.087314,-88.172088 ## Listing Agent - **Name:** Nikki Edwards - **Brokerage:** NFE Realty LLC - **Phone:** 6183841185 - **Broker Phone:** 6183841185 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/640-Oak-St_Carmi_IL_62821_M79347-54480?f=listhub&s=NYSMLS&m=11877537&c=propsimple) ## Photos ![640 Oak Street - Photo 1](http://lh.rdcpix.com/fef67a8b8ad6e4f742d9a5cb81674239l-f3431322066r.jpg) ![640 Oak Street - Photo 2](http://lh.rdcpix.com/fef67a8b8ad6e4f742d9a5cb81674239l-f3398372361r.jpg) ![640 Oak Street - Photo 3](http://lh.rdcpix.com/fef67a8b8ad6e4f742d9a5cb81674239l-f510734799r.jpg) ![640 Oak Street - Photo 4](http://lh.rdcpix.com/fef67a8b8ad6e4f742d9a5cb81674239l-f2462018550r.jpg) ![640 Oak Street - Photo 5](http://lh.rdcpix.com/fef67a8b8ad6e4f742d9a5cb81674239l-f2299962898r.jpg) ![640 Oak Street - Photo 6](http://lh.rdcpix.com/fef67a8b8ad6e4f742d9a5cb81674239l-f1593087981r.jpg) ![640 Oak Street - Photo 7](http://lh.rdcpix.com/fef67a8b8ad6e4f742d9a5cb81674239l-f2864695663r.jpg) ![640 Oak Street - Photo 8](http://lh.rdcpix.com/fef67a8b8ad6e4f742d9a5cb81674239l-f2965514138r.jpg) ![640 Oak Street - Photo 9](http://lh.rdcpix.com/fef67a8b8ad6e4f742d9a5cb81674239l-f2702302520r.jpg) ![640 Oak Street - Photo 10](http://lh.rdcpix.com/fef67a8b8ad6e4f742d9a5cb81674239l-f3070597306r.jpg) ![640 Oak Street - Photo 11](http://lh.rdcpix.com/fef67a8b8ad6e4f742d9a5cb81674239l-f1884614506r.jpg) ![640 Oak Street - Photo 12](http://lh.rdcpix.com/fef67a8b8ad6e4f742d9a5cb81674239l-f3411249126r.jpg) ![640 Oak Street - Photo 13](http://lh.rdcpix.com/fef67a8b8ad6e4f742d9a5cb81674239l-f3248180214r.jpg) ![640 Oak Street - Photo 14](http://lh.rdcpix.com/fef67a8b8ad6e4f742d9a5cb81674239l-f1186664880r.jpg) ![640 Oak Street - Photo 15](http://lh.rdcpix.com/fef67a8b8ad6e4f742d9a5cb81674239l-f2020132162r.jpg) ![640 Oak Street - Photo 16](http://lh.rdcpix.com/fef67a8b8ad6e4f742d9a5cb81674239l-f3967317763r.jpg) --- **MLS#:** 11877537 | **Updated:** 2026-10-01 **Source:** listhub *Copyright © 2026 My State MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/640-oak-street-carmi-il-62821-11877537) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/640-oak-street-carmi-il-62821-11877537#listing", "url": "https://www.propertysimple.ai/listing/640-oak-street-carmi-il-62821-11877537", "name": "640 Oak Street, Carmi, IL 62821", "description": "Full of charm and character, this cottage-style home offers 3 bedrooms, 2 bathrooms, and approximately 1,750 square feet of comfortable living space. A spacious front porch welcomes you into the large living room, creating the perfect place to relax or entertain. The main level features a bedroom and full bath for added convenience, while the upper level includes an additional bedroom and bath. 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