About This Home

This 3-bedroom, 3-bathroom single family at 640 Oak Street in Saint Simons Island, GA is listed for $1,500,000 ($843 per sqft). Built in 1950, the home offers 1,779 sqft of living space on a 0.15 acres lot.

Key Features

  • Built in 1950
  • 0.15 acre lot

Property Details

1 story
2 full, 1 half
1950

Amenities

A/C
Listing Description

Prepare to be WOWED! This elegant, custom-renovated home in the heart of the Village perfectly blends coastal charm, modern luxury, and an unbeatable location. Thoughtfully renovated in 2021, this home offers the feel and finishes of a brand-new residence.

Step inside to soaring 15-foot ceilings and an expansive open-concept living area that flows seamlessly into a stunning designer kitchen. The kitchen is truly the heart of the home, featuring a 12-foot quartz island with seating for six, high-end appliances, custom cabinetry, and beautiful finishes throughout.

The private primary suite is a tranquil retreat, featuring dual custom vanities, marble flooring, and a spa-inspired tiled shower with convenient access to the serene backyard. Outside, enjoy an oversized deck perfect for entertaining, an outdoor shower, and lush landscaping creating a wonderfully private setting.

Ideally located just a short stroll from the beach, Village shopping, restaurants, and parks, this exceptional home offers the perfect opportunity for a luxury vacation rental or dream primary residence. And an added bonus-flood insurance is not required, as the property is located in an X flood zone. This is coastal living at its finest!

Monthly Cost Estimate

$8,022/mo

20% down · 6.5% · 30 years

Principal$1,085
Interest$6,500
Insurance$438

Estimates only. Actual payments may vary.

Location

640 Oak Street

Saint Simons Island, GA 31522

Park View

Features & Amenities

Interior Features

Ceiling Fan(s)Double VanityHigh CeilingsRecessed LightingShower OnlyPrimary on First Floor

Exterior Features

Outdoor ShowerPrivate Yard

Property Details

Flooring

WoodTile

Construction

Board & Batten Siding HardiPlank Type Spray Foam Insulation

Outdoor Features

PorchDeck

Parking

Driveway

Heating

Heat Pump (Heating)Electric (Heating)

Cooling

Electric

Appliances

DisposalDishwasherGas RangeMicrowaveOvenRefrigeratorWasher/Dryer StackedDisposalDishwasherGas RangeMicrowaveOvenRefrigeratorWasher/Dryer Stacked

Questions & Answers

This 3-bedroom, 3-bathroom single family at 640 Oak Street is listed at $1,500,000 ($843/sqft). The estimated monthly payment is $8,023 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1950, 0.15 acre lot. Interior Features: Ceiling Fan(s), Double Vanity, High Ceilings. Exterior Features: Outdoor Shower, Private Yard.

This property is listed by Carol Pollock.

CP

Carol Pollock

License 244288

Agent at Golden Isles Realty

Listed by Golden Isles Realty · Broker phone: (912) 638-8623 · View on Broker Site · Broker website

MLS# 2002809· Source: Golden Isles Association of REALTORS· 27 days on PropertySimple

Copyright © 2026 Golden Isles Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

640 Oak Street, Saint Simons Island, GA 31522

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