About This Home

This 7-bedroom, 5-bathroom single family at 6406 CARTER Lane in Mineral, VA is listed for $1,799,000 ($291 per sqft). Built in 1994, the home offers 6,189 sqft of living space on a 3.53 acres lot.

Key Features

  • Built in 1994
  • 3.53 acre lot
  • 3 stories
  • 12 parking spaces
  • Fireplace
  • Waterfront

Property Details

3 stories
5 full
2-car garage
1994

Amenities

EV ChargerFireplaceWaterfrontA/C
Listing Description

A stunning custom-built Vermont Timber Frame set on 3.53 private acres with 280 feet of deep water frontage on the public side of Lake Anna is turn-key and comes fully furnished. This extraordinary waterfront retreat in the gated Kelly's Landing community offers the ultimate lake lifestyle with unforgettable sunsets, and every amenity already in place.

A concrete walkway leads to your private covered boathouse featuring a sun deck, storage room, double jet ski pad, and a waterfront gazebo, creating the perfect place to spend endless summer days on the lake. An additional observation deck provides the ideal setting for watching spectacular sunsets, entertaining friends, or simply unwinding after a day on the water.

Thoughtfully renovated in 2019, this stunning home offers over 6,100 finished square feet across three levels, showcasing soaring 21-foot vaulted wood-beam ceilings, walls of windows, and an open, light-filled floor plan designed to maximize the incredible lake views.

The chef's kitchen is truly the heart of the home, anchored by an oversized 8' x 6' Carrara marble island, stainless steel appliances, and a spacious walk-in pantry with integrated laundry. The lakeside primary suite features vaulted ceilings, private deck access, dual walk-in closets, a jetted tub, and double vanity.

A spiral staircase leads to a loft overlooking the great room, along with an additional bedroom and private bath. The walkout lower level was designed with entertaining in mind, offering a spacious family room, recreation area, four additional bedrooms, and two full bathrooms, providing plenty of room for family, friends, and guests.

This property has been thoughtfully enhanced to create an even better experience for owners and guests alike. Recent improvements include fresh interior paint throughout, a newly finished garage transformed into an incredible game room complete with a large TV, arcade game, ping pong table, and pool table, a new Tesla EV charger, a recently power-washed exterior, a brand-new outdoor playset, and a dedicated fitness area in the garden shed.

New deck and dock furniture create inviting spaces to relax and entertain, and a brand-new sauna will be installed prior to closing, providing the perfect place to unwind after an unforgettable day on the water. Sold fully furnished and completely turn-key, this home is ready for immediate enjoyment.

From the furniture and decor to the entertainment spaces and outdoor amenities, everything has been thoughtfully curated so you can simply arrive and start enjoying lake life. Already an established and highly successful short-term rental, the property generated approximately $160,000 in rental income in 2025, making it an outstanding investment opportunity while also serving as an incredible personal waterfront retreat.

Whether you're boating, swimming, paddle boarding, kayaking, fishing from your dock, relaxing in the gazebo, gathering around the lakeside fireplace, enjoying dinner on the deck, or ending the evening watching the sunset, every day feels like a vacation here.

This is more than just a home; it's a place where family and friends gather, lifelong memories are made, and the very best of Lake Anna waterfront living comes to life. Conveniently located less than two hours from Washington, D.C., this home is the perfect weekend escape or full-time residence.

Enjoy easy access to Lake Anna favorites including Tim's at Lake Anna, The Cove Restaurant, Moo-Thru Ice Cream & Mini Golf, local marinas, wineries, breweries, and everything that makes Lake Anna one of Virginia's premier waterfront destinations. See rental history and a rental projection in MLS documents section!

Monthly Cost Estimate

$10,161/mo

20% down · 6.5% · 30 years

Principal$1,301
Interest$7,796
Insurance$525
HOA$540

Estimates only. Actual payments may vary.

Location

6406 CARTER Lane

Mineral, VA 23117

KELLYS LANDING

Features & Amenities

Interior Features

Bathroom - Jetted TubBathroom - Walk-In ShowerBreakfast AreaBuilt-InsCeiling Fan(s)Combination Kitchen/DiningCurved StaircaseDining AreaExposed BeamsEntry Level BedroomFamily Room Off KitchenKitchen - Eat-InKitchen - IslandPantryPrimary Bath(s)Recessed LightingSkylight(s)WainscottingUpgraded CountertopsWhirlPool/HotTubWood Floors

Property Details

Construction

Brick

Parking

DrivewayGarage - AttachedOff Street

Heating

Natural GasHeat Pump (Heating)Forced Air

Cooling

Central AirCeiling Fan(s)Zoned

Appliances

StoveStainless Steel AppliancesRefrigeratorOven - WallMicrowaveExtra Refrigerator/FreezerFreezerDryerDishwasherCompactorBuilt-In Microwave

Questions & Answers

This 7-bedroom, 5-bathroom single family at 6406 CARTER Lane is listed at $1,799,000 ($291/sqft). The estimated monthly payment is $10,162 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $540/month.

Key features include: Built in 1994, 3.53 acre lot, 3 stories, 12 parking spaces, Fireplace, Waterfront. Interior Features: Bathroom - Jetted Tub, Bathroom - Walk-In Shower, Breakfast Area.

This property is listed by Ashley Hoffman.

AH

Ashley Hoffman

License 0225104962

Agent at Lake Anna Island Realty

Listed by Lake Anna Island Realty · Broker phone: (540) 894-4400 · View on Broker Site

MLS# VASP2041184· Source: Bright MLS· 192 days on PropertySimple

Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

6406 CARTER Lane, Mineral, VA 23117

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