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About This Home

This 7-bedroom, 5-bathroom single family at 6406 CARTER Lane in Mineral, VA is listed for $1,949,000 ($315 per sqft). Built in 1994, the home offers 6,189 sqft of living space on a 3.53 acres lot.

Agent Description

Set on 3.53 acres with 280 feet of deep water frontage on the public side of Lake Anna, this exceptional waterfront retreat in the gated Kelly's Landing community delivers the ultimate lake lifestyle with unforgettable views. A concrete walkway leads to your private covered boathouse, complete with a sun deck, storage, double jet ski pad, and a waterfront gazebo-perfectly designed for long summer days on the water.

An additional observation deck offers a front-row seat to breathtaking sunsets, creating an ideal setting for gathering, relaxing, and making lasting memories. This custom-built Vermont Timber Frame home, fully furnished and thoughtfully renovated in 2019, spans over 6,100 finished square feet across three levels with an open, light-filled design.

Soaring 21-foot vaulted wood and beam ceilings anchor the main living space, while the chef's kitchen impresses with an oversized 8x6 Carrara marble island, stainless steel appliances, and a walk-in pantry with integrated laundry. The lakeside primary suite offers direct deck access, vaulted ceilings, dual walk-in closets, and jetted tub and double vanity.

A spiral staircase leads to a loft overlooking the main level, along with an additional bedroom and private bath. The walkout lower level is built for entertaining, featuring a spacious family room, separate recreation area with pool table, four additional bedrooms and two baths.

Outdoor living is equally inviting, with a lakeside deck, dining gazebo, grilling area, and a patio with fireplace, plus a covered swing for quiet moments. Currently operating as a successful short-term rental with $160,000 in income in 2025, this turn-key property presents a rare opportunity for both personal enjoyment and investment.

Whether hosting large gatherings or enjoying peaceful lake days, this home offers a lifestyle that brings people together in the best way. Located less than 2 hours from Washington, D.C., this home is perfect for even a quick weekend trip to get away and relax. Enjoy close proximity to local dining and favorites like Tim's at Lake Anna, Moo-Thru for ice cream and mini golf, The Cove restaurant, and nearby marinas.

Key Features

  • Built in 1994
  • 3.53 acre lot
  • 2 stories
  • 12 parking spaces
  • Fireplace
  • Waterfront

Property Details

2 stories
5 full
12 spaces
1994

Amenities

FireplaceWaterfrontA/C

Monthly Cost Estimate

$10,964/mo

20% down · 6.5% · 30 years

Principal$1,410
Interest$8,446
Insurance$568
HOA$540

Estimates only. Actual payments may vary.

Location

6406 CARTER Lane

Mineral, VA 23117

KELLYS LANDING

Features & Amenities

Interior Features

Bathroom - Jetted TubBathroom - Walk-In ShowerBreakfast AreaBuilt-InsCeiling Fan(s)Combination Kitchen/DiningCurved StaircaseDining AreaExposed BeamsEntry Level BedroomFamily Room Off KitchenKitchen - Eat-InKitchen - IslandPantryPrimary Bath(s)Recessed LightingSkylight(s)WainscottingUpgraded CountertopsWhirlPool/HotTubWood Floors

Property Details

Construction

Brick

Parking

Off StreetDrivewayGarage - Attached

Heating

Natural GasHeat Pump (Heating)Forced Air

Cooling

Ceiling Fan(s)Central AirZoned

Appliances

StoveStainless Steel AppliancesRefrigeratorOven - WallMicrowaveExtra Refrigerator/FreezerFreezerDryerDishwasherCompactorBuilt-In Microwave

Questions & Answers

This 7-bedroom, 5-bathroom single family at 6406 CARTER Lane is listed at $1,949,000 ($315/sqft). The estimated monthly payment is $8,986 based on 20% down at 6.5% interest.

HOA fees are $540/month.

Key features include: Built in 1994, 3.53 acre lot, 2 stories, 12 parking spaces, Fireplace, Waterfront. Interior Features: Bathroom - Jetted Tub, Bathroom - Walk-In Shower, Breakfast Area.

This property is listed by Ashley Hoffman and can be reached at 5408346417 or ashley@theashleyhoffmangroup.com.

AH

Ashley Hoffman

Agent at Lake Anna Island Realty

(540) 834-6417

Listed by Lake Anna Island Realty · View on Broker Site

MLS# VASP2041184· Source: listhub· Updated 41 days ago

Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

6406 CARTER Lane, Mineral, VA 23117

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