# 641 Cottonfield Circle, Waxhaw, NC 28173 > **TL;DR:** 4bd/7ba single family, $1,299,000 ($245/sqft), built 2026, 5,305 sqft. > Fireplace, Hardwood, A/C, 3-car garage. Est. $7,104/mo. Listed 137 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $1,299,000 | | Price/sqft | $245 | | Bedrooms | 4 | | Bathrooms | 6 full, 1 half | | Square Feet | 5,305 | | Year Built | 2026 | | Lot Size | 52,272 sqft (1.20 acres) | | Stories | 2 | | Garage | 3-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 137 | ## Why This Home Stands Out - **Large Garage** - 3-car garage - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $6,568 | | Estimated Insurance | $379 | | HOA | $157 | | **Total** | **$7,104** | ## Nearby Schools - **Elementary:** Marvin - **Middle:** Marvin Ridge - **High:** Marvin Ridge ## Key Amenities - Fireplace - Hardwood - A/C - 3-car garage ## Property Highlights - Built in 2026 - 1.20 acre lot - 2 stories - Fireplace ## Description ### Agent Description Stunning custom-built full brick home on a private 1.2-acre lot in an established Waxhaw community with sought-after Marvin schools. This thoughtfully designed residence embodies refined luxury and effortless entertaining, offering 4 bedrooms, a private office, a spacious bonus room, 6 full baths, and an extra half bath. The open floor plan features coffered ceilings, extensive trim work, and no carpet throughout. At the heart of the home, the chef's kitchen is both functional and impressive - anchored by an oversized island, abundant counter space, quartz countertops, gray shaker cabinetry, a bold tile backsplash, double wall ovens, and a gas cooktop - all open to the breakfast area and family room with a sleek electric fireplace that brings both modern style and cozy ambiance. The main level also includes a formal dining room, private office, and a generous utility room with laundry. The main-level primary suite serves as a true private retreat with cove ceiling lighting, an electric fireplace, a custom closet, and a spa-inspired bath with designer tile finishes. Every bedroom features its own custom closet, offering thoughtful storage throughout. Upstairs, the expansive bonus room with a wet bar offers endless flexibility - media room, guest suite, or entertainment space. Additional highlights include a side-load 3-car garage, tankless water heater, and beautifully appointed bathrooms with stylish navy cabinetry throughout. Enjoy all of this with HOA dues of just $157 annually - exceptional value for the lifestyle and location. Located just minutes from Blakeney, Waverly, and all the dining, shopping, and conveniences the area has to offer. The septic permit is for 4 bedrooms. ## Location - **Address:** 641 Cottonfield Circle, Waxhaw, NC 28173 - **County:** Union - **Neighborhood:** Providence Acres - **Coordinates:** 35.0049685, -80.7707259 - **Google Maps:** https://www.google.com/maps?q=35.0049685,-80.7707259 ## Virtual Tour & Media - **Video Tour:** https://acvisuals.hd.pics/641-Cottonfield-Cir ## Listing Agent - **Name:** Michelle Han - **Brokerage:** Keller Williams Ballantyne Area - **Phone:** 7044007744 - **Broker Phone:** (704) 887-6600 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/641-Cottonfield-Cir_Waxhaw_NC_28173_M59470-30903?f=listhub&s=CMLSNC&m=4386937&c=propsimple) ## Photos ![641 Cottonfield Circle - Photo 1](http://lh.rdcpix.com/410d6d4da81ceab66c2617ca4b4fea1dl-f766167546r.jpg) ![641 Cottonfield Circle - Photo 2](http://lh.rdcpix.com/410d6d4da81ceab66c2617ca4b4fea1dl-f3028228243r.jpg) ![641 Cottonfield Circle - Photo 3](http://lh.rdcpix.com/410d6d4da81ceab66c2617ca4b4fea1dl-f930638303r.jpg) ![641 Cottonfield Circle - Photo 4](http://lh.rdcpix.com/410d6d4da81ceab66c2617ca4b4fea1dl-f2116785135r.jpg) ![641 Cottonfield Circle - Photo 5](http://lh.rdcpix.com/410d6d4da81ceab66c2617ca4b4fea1dl-f1667139690r.jpg) ![641 Cottonfield Circle - Photo 6](http://lh.rdcpix.com/410d6d4da81ceab66c2617ca4b4fea1dl-f832014970r.jpg) ![641 Cottonfield Circle - Photo 7](http://lh.rdcpix.com/410d6d4da81ceab66c2617ca4b4fea1dl-f3655667726r.jpg) ![641 Cottonfield Circle - Photo 8](http://lh.rdcpix.com/410d6d4da81ceab66c2617ca4b4fea1dl-f714847825r.jpg) ![641 Cottonfield Circle - Photo 9](http://lh.rdcpix.com/410d6d4da81ceab66c2617ca4b4fea1dl-f1927212908r.jpg) ![641 Cottonfield Circle - Photo 10](http://lh.rdcpix.com/410d6d4da81ceab66c2617ca4b4fea1dl-f1772216376r.jpg) ![641 Cottonfield Circle - Photo 11](http://lh.rdcpix.com/410d6d4da81ceab66c2617ca4b4fea1dl-f3524935159r.jpg) ![641 Cottonfield Circle - Photo 12](http://lh.rdcpix.com/410d6d4da81ceab66c2617ca4b4fea1dl-f2164774521r.jpg) ![641 Cottonfield Circle - Photo 13](http://lh.rdcpix.com/410d6d4da81ceab66c2617ca4b4fea1dl-f2751970485r.jpg) ![641 Cottonfield Circle - Photo 14](http://lh.rdcpix.com/410d6d4da81ceab66c2617ca4b4fea1dl-f4217531217r.jpg) ![641 Cottonfield Circle - Photo 15](http://lh.rdcpix.com/410d6d4da81ceab66c2617ca4b4fea1dl-f1355988178r.jpg) ![641 Cottonfield Circle - Photo 16](http://lh.rdcpix.com/410d6d4da81ceab66c2617ca4b4fea1dl-f1075300863r.jpg) ![641 Cottonfield Circle - Photo 17](http://lh.rdcpix.com/410d6d4da81ceab66c2617ca4b4fea1dl-f3349995836r.jpg) ![641 Cottonfield Circle - Photo 18](http://lh.rdcpix.com/410d6d4da81ceab66c2617ca4b4fea1dl-f1239946762r.jpg) ![641 Cottonfield Circle - Photo 19](http://lh.rdcpix.com/410d6d4da81ceab66c2617ca4b4fea1dl-f4293452295r.jpg) ![641 Cottonfield Circle - Photo 20](http://lh.rdcpix.com/410d6d4da81ceab66c2617ca4b4fea1dl-f72972094r.jpg) ![641 Cottonfield Circle - Photo 21](http://lh.rdcpix.com/410d6d4da81ceab66c2617ca4b4fea1dl-f2568144642r.jpg) ![641 Cottonfield Circle - Photo 22](http://lh.rdcpix.com/410d6d4da81ceab66c2617ca4b4fea1dl-f4016099076r.jpg) ![641 Cottonfield Circle - Photo 23](http://lh.rdcpix.com/410d6d4da81ceab66c2617ca4b4fea1dl-f1174183931r.jpg) ![641 Cottonfield Circle - Photo 24](http://lh.rdcpix.com/410d6d4da81ceab66c2617ca4b4fea1dl-f4140068354r.jpg) ![641 Cottonfield Circle - Photo 25](http://lh.rdcpix.com/410d6d4da81ceab66c2617ca4b4fea1dl-f1501338991r.jpg) ![641 Cottonfield Circle - Photo 26](http://lh.rdcpix.com/410d6d4da81ceab66c2617ca4b4fea1dl-f3114846861r.jpg) ![641 Cottonfield Circle - Photo 27](http://lh.rdcpix.com/410d6d4da81ceab66c2617ca4b4fea1dl-f3804448428r.jpg) ![641 Cottonfield Circle - Photo 28](http://lh.rdcpix.com/410d6d4da81ceab66c2617ca4b4fea1dl-f1143709481r.jpg) ![641 Cottonfield Circle - Photo 29](http://lh.rdcpix.com/410d6d4da81ceab66c2617ca4b4fea1dl-f3494081878r.jpg) ![641 Cottonfield Circle - Photo 30](http://lh.rdcpix.com/410d6d4da81ceab66c2617ca4b4fea1dl-f2527430541r.jpg) ![641 Cottonfield Circle - Photo 31](http://lh.rdcpix.com/410d6d4da81ceab66c2617ca4b4fea1dl-f1403918182r.jpg) ![641 Cottonfield Circle - Photo 32](http://lh.rdcpix.com/410d6d4da81ceab66c2617ca4b4fea1dl-f28153172r.jpg) ![641 Cottonfield Circle - Photo 33](http://lh.rdcpix.com/410d6d4da81ceab66c2617ca4b4fea1dl-f3072830920r.jpg) ![641 Cottonfield Circle - Photo 34](http://lh.rdcpix.com/410d6d4da81ceab66c2617ca4b4fea1dl-f4104963871r.jpg) ![641 Cottonfield Circle - Photo 35](http://lh.rdcpix.com/410d6d4da81ceab66c2617ca4b4fea1dl-f694075751r.jpg) ![641 Cottonfield Circle - Photo 36](http://lh.rdcpix.com/410d6d4da81ceab66c2617ca4b4fea1dl-f2429507153r.jpg) ![641 Cottonfield Circle - Photo 37](http://lh.rdcpix.com/410d6d4da81ceab66c2617ca4b4fea1dl-f4248469913r.jpg) ![641 Cottonfield Circle - Photo 38](http://lh.rdcpix.com/410d6d4da81ceab66c2617ca4b4fea1dl-f1454429025r.jpg) ![641 Cottonfield Circle - Photo 39](http://lh.rdcpix.com/410d6d4da81ceab66c2617ca4b4fea1dl-f3654494806r.jpg) ![641 Cottonfield Circle - Photo 40](http://lh.rdcpix.com/410d6d4da81ceab66c2617ca4b4fea1dl-f313767685r.jpg) ![641 Cottonfield Circle - Photo 41](http://lh.rdcpix.com/410d6d4da81ceab66c2617ca4b4fea1dl-f3252132746r.jpg) ![641 Cottonfield Circle - Photo 42](http://lh.rdcpix.com/410d6d4da81ceab66c2617ca4b4fea1dl-f3295471261r.jpg) ![641 Cottonfield Circle - Photo 43](http://lh.rdcpix.com/410d6d4da81ceab66c2617ca4b4fea1dl-f1555507823r.jpg) ![641 Cottonfield Circle - Photo 44](http://lh.rdcpix.com/410d6d4da81ceab66c2617ca4b4fea1dl-f1925672244r.jpg) ![641 Cottonfield Circle - Photo 45](http://lh.rdcpix.com/410d6d4da81ceab66c2617ca4b4fea1dl-f766948734r.jpg) ![641 Cottonfield Circle - Photo 46](http://lh.rdcpix.com/410d6d4da81ceab66c2617ca4b4fea1dl-f1434873496r.jpg) ![641 Cottonfield Circle - Photo 47](http://lh.rdcpix.com/410d6d4da81ceab66c2617ca4b4fea1dl-f4214511706r.jpg) ![641 Cottonfield Circle - Photo 48](http://lh.rdcpix.com/410d6d4da81ceab66c2617ca4b4fea1dl-f2385564784r.jpg) --- **MLS#:** 4386937 | **Updated:** 2026-10-13 **Source:** listhub *Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/641-cottonfield-circle-waxhaw-nc-28173-4386937) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/641-cottonfield-circle-waxhaw-nc-28173-4386937#listing", "url": "https://www.propertysimple.ai/listing/641-cottonfield-circle-waxhaw-nc-28173-4386937", "name": "641 Cottonfield Circle, Waxhaw, NC 28173", "description": "Stunning custom-built full brick home on a private 1.2-acre lot in an established Waxhaw community with sought-after Marvin schools. This thoughtfully designed residence embodies refined luxury and effortless entertaining, offering 4 bedrooms, a private office, a spacious bonus room, 6 full baths, and an extra half bath. The open floor plan features coffered ceilings, extensive trim work, and no carpet throughout. At the heart of the home, the chef's kitchen is both functional and impressive - anchored by an oversized island, abundant counter space, quartz countertops, gray shaker cabinetry, a bold tile backsplash, double wall ovens, and a gas cooktop - all open to the breakfast area and family room with a sleek electric fireplace that brings both modern style and cozy ambiance. The main level also includes a formal dining room, private office, and a generous utility room with laundry. The main-level primary suite serves as a true private retreat with cove ceiling lighting, an electric fireplace, a custom closet, and a spa-inspired bath with designer tile finishes. Every bedroom features its own custom closet, offering thoughtful storage throughout. Upstairs, the expansive bonus room with a wet bar offers endless flexibility - media room, guest suite, or entertainment space. Additional highlights include a side-load 3-car garage, tankless water heater, and beautifully appointed bathrooms with stylish navy cabinetry throughout. Enjoy all of this with HOA dues of just $157 annually - exceptional value for the lifestyle and location. Located just minutes from Blakeney, Waverly, and all the dining, shopping, and conveniences the area has to offer. 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