About This Home

This 2-bedroom, 2-bathroom single family at 642 Locust Street #4H in Mount Vernon, NY is listed for $295,000 ($246 per sqft). Built in 1965, the home offers 1,200 sqft of living space on a N/A lot.

Key Features

  • Built in 1965

Property Details

1 story
2 full
1-car garage
#4H
1965

Amenities

A/C
Listing Description

Discover the incredible space and versatility this generously sized two-bedroom co-op in Mount Vernon has to offer! With an expansive layout and an abundance of living space, this home offers the flexibility to accommodate a third bedroom, home office, den, or guest room-the current seller has thoughtfully utilized the extra space as a third bedroom.

The spacious kitchen provides plenty of room for cooking, storage, and entertaining, while the private balcony offers the perfect spot to relax and enjoy the fresh air. Large rooms and a flexible floor plan create endless possibilities to personalize the home to fit your lifestyle.

Conveniently located near shops, restaurants, transportation, and everyday conveniences, this home offers the perfect combination of space, comfort, and location. If you've been searching for a home with room to grow and the potential to make it truly your own, this Mount Vernon co-op is a must-see!

Monthly Cost Estimate

$1,578/mo

20% down · 6.5% · 30 years

Principal$213
Interest$1,278
Insurance$86

Estimates only. Actual payments may vary.

Location

642 Locust Street #4H

Mount Vernon, NY 10552

Features & Amenities

Interior Features

Formal DiningHigh CeilingsPantryStorageWalk Through KitchenWalk-In Closet(s)

Property Details

Construction

Brick

Parking

Garage

Heating

Natural Gas

Cooling

Wall/Window Unit(s)Window Unit(s)

Appliances

OvenRangeRefrigerator

Questions & Answers

This 2-bedroom, 2-bathroom single family at 642 Locust Street is listed at $295,000 ($246/sqft). The estimated monthly payment is $1,578 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1965. Interior Features: Formal Dining, High Ceilings, Pantry.

This property is listed by Cedric Smith.

CS

Cedric Smith

Agent at ERA Insite Realty

Listed by ERA Insite Realty · Broker phone: (914) 948-3333 · View on Broker Site · Broker website

MLS# 1053674· Source: OneKey MLS· 33 days on PropertySimple

Copyright © 2026 OneKey MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

642 Locust Street #4H, Mount Vernon, NY 10552

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