# 642 Lowry Lane, Seneca, SC 29678 > **TL;DR:** 5bd/3ba single family, $1,799,000 ($500/sqft), built 2005, 3,601 sqft. > Waterfront, Hardwood, A/C, 2-car garage. Est. $9,622/mo. Listed 67 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $1,799,000 | | Price/sqft | $500 | | Bedrooms | 5 | | Bathrooms | 3 full | | Square Feet | 3,601 | | Year Built | 2005 | | Lot Size | 21,780 sqft (0.50 acres) | | Stories | 2 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 67 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $9,097 | | Estimated Insurance | $525 | | **Total** | **$9,622** | ## Nearby Schools - **Elementary:** Ravenel Elm - **Middle:** Seneca Middle - **High:** Seneca High ## Key Amenities - Waterfront - Hardwood - A/C - 2-car garage ## Property Highlights - Built in 2005 - 0.50 acre lot - 2 stories - Waterfront ## Description ### Agent Description Welcome to 642 Lowry Lane, Seneca, SC 29678-a rare opportunity to own an exceptional point-lot home on beautiful Lake Hartwell with year-round deep water, breathtaking views, and outstanding investment potential. Nestled on a quiet cul-de-sac in desirable Martin Creek, this spacious 5-bedroom, 3-bath home (or 4 bedrooms plus a bonus room) offers stunning lake views from nearly every room and is just minutes from Clemson by boat or car. The thoughtfully designed floor plan features a dramatic two-story great room with soaring ceilings, an open loft, and expansive windows that fill the home with natural light while showcasing the lake. The main-level primary suite is a peaceful retreat with a cedar-lined walk-in closet, jetted garden tub, separate shower, and beautiful water views. A second bedroom and full bath on the main level provide added convenience for guests or multigenerational living. Outdoor living is just as impressive, with a covered porch perfect for relaxing in the shade, plus a spacious two-tier deck overlooking the lake. The deck features a built-in hot tub (condition unknown; not used in the past two years), creating the perfect setting for entertaining or unwinding after a day on the water. The gently sloping point lot offers a paved concrete walkway leading to the dock, making lake access easy for all ages. Enjoy year-round deep water, rip-rapped shoreline, and a new two-story, two-slip aluminum double-decker dock complete with speakers and underwater lighting-everything you need to make the most of lake life. Inside, you'll find hardwood and ceramic tile flooring throughout the main living areas with carpet in the bedrooms. Additional features include a two-car garage, generous on-site parking, and a walk-in storage area beneath the home, ideal for storing all your lake toys and outdoor gear. There is also space for a utility sink, refrigerator, and an ice machine. The water line is already in place. Whether you're searching for a primary residence, vacation home, or income-producing property, this home offers incredible flexibility. With no HOA and a proven history as a successful Airbnb, it's well-suited for short-term rental income. The home may also be purchased furnished, providing a true turnkey opportunity for personal enjoyment or continued rental operation. Located just off the main channel in Martin Creek, you'll enjoy quick access to open water while still benefiting from a peaceful setting. As an added bonus, you can watch and hear Clemson game-day fireworks from the property, making evenings on the lake even more memorable. Don't miss this rare opportunity to own a turnkey Lake Hartwell waterfront home that combines spectacular views, exceptional outdoor amenities, and excellent income potential-all with no HOA. ## Location - **Address:** 642 Lowry Lane, Seneca, SC 29678 - **County:** Oconee - **Coordinates:** 34.639223, -82.872396 - **Google Maps:** https://www.google.com/maps?q=34.639223,-82.872396 ## Virtual Tour & Media - **Video Tour:** https://view.spiro.media/order/28882765-62f3-4afc-2e4e-08dedea7b211?branding=false ## Listing Agent - **Name:** Desiree Roberts · **License:** 109940 - **Brokerage:** Monaghan Co. LLC - **Phone:** 8646508300 - **Broker Phone:** (864) 639-1188 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/642-Lowry-Ln_Seneca_SC_29678_M57486-92996?f=listhub&s=WUARSC&m=20304055&c=propsimple) ## Photos ![642 Lowry Lane - Photo 1](http://lh.rdcpix.com/3dd3bbd053965b8086a7d70cd87793a1l-f911011624r.jpg) ![642 Lowry Lane - Photo 2](http://lh.rdcpix.com/3dd3bbd053965b8086a7d70cd87793a1l-f983523168r.jpg) ![642 Lowry Lane - Photo 3](http://lh.rdcpix.com/3dd3bbd053965b8086a7d70cd87793a1l-f873548547r.jpg) ![642 Lowry Lane - Photo 4](http://lh.rdcpix.com/3dd3bbd053965b8086a7d70cd87793a1l-f4238490645r.jpg) ![642 Lowry Lane - Photo 5](http://lh.rdcpix.com/3dd3bbd053965b8086a7d70cd87793a1l-f3042702041r.jpg) ![642 Lowry Lane - Photo 6](http://lh.rdcpix.com/3dd3bbd053965b8086a7d70cd87793a1l-f2700266429r.jpg) ![642 Lowry Lane - Photo 7](http://lh.rdcpix.com/3dd3bbd053965b8086a7d70cd87793a1l-f675889786r.jpg) ![642 Lowry Lane - Photo 8](http://lh.rdcpix.com/3dd3bbd053965b8086a7d70cd87793a1l-f575168344r.jpg) ![642 Lowry Lane - Photo 9](http://lh.rdcpix.com/3dd3bbd053965b8086a7d70cd87793a1l-f861537823r.jpg) ![642 Lowry Lane - Photo 10](http://lh.rdcpix.com/3dd3bbd053965b8086a7d70cd87793a1l-f686295930r.jpg) ![642 Lowry Lane - Photo 11](http://lh.rdcpix.com/3dd3bbd053965b8086a7d70cd87793a1l-f825220208r.jpg) ![642 Lowry Lane - Photo 12](http://lh.rdcpix.com/3dd3bbd053965b8086a7d70cd87793a1l-f3709813550r.jpg) ![642 Lowry Lane - Photo 13](http://lh.rdcpix.com/3dd3bbd053965b8086a7d70cd87793a1l-f2821576441r.jpg) ![642 Lowry Lane - Photo 14](http://lh.rdcpix.com/3dd3bbd053965b8086a7d70cd87793a1l-f1297880941r.jpg) ![642 Lowry Lane - Photo 15](http://lh.rdcpix.com/3dd3bbd053965b8086a7d70cd87793a1l-f3252561902r.jpg) ![642 Lowry Lane - Photo 16](http://lh.rdcpix.com/3dd3bbd053965b8086a7d70cd87793a1l-f2036958050r.jpg) ![642 Lowry Lane - Photo 17](http://lh.rdcpix.com/3dd3bbd053965b8086a7d70cd87793a1l-f2390106093r.jpg) ![642 Lowry Lane - Photo 18](http://lh.rdcpix.com/3dd3bbd053965b8086a7d70cd87793a1l-f233836434r.jpg) ![642 Lowry Lane - Photo 19](http://lh.rdcpix.com/3dd3bbd053965b8086a7d70cd87793a1l-f1605523722r.jpg) ![642 Lowry Lane - Photo 20](http://lh.rdcpix.com/3dd3bbd053965b8086a7d70cd87793a1l-f942646155r.jpg) ![642 Lowry Lane - Photo 21](http://lh.rdcpix.com/3dd3bbd053965b8086a7d70cd87793a1l-f1316488813r.jpg) ![642 Lowry Lane - Photo 22](http://lh.rdcpix.com/3dd3bbd053965b8086a7d70cd87793a1l-f1867811316r.jpg) ![642 Lowry Lane - Photo 23](http://lh.rdcpix.com/3dd3bbd053965b8086a7d70cd87793a1l-f3582931844r.jpg) ![642 Lowry Lane - Photo 24](http://lh.rdcpix.com/3dd3bbd053965b8086a7d70cd87793a1l-f3167371282r.jpg) ![642 Lowry Lane - Photo 25](http://lh.rdcpix.com/3dd3bbd053965b8086a7d70cd87793a1l-f1627719332r.jpg) ![642 Lowry Lane - Photo 26](http://lh.rdcpix.com/3dd3bbd053965b8086a7d70cd87793a1l-f320820908r.jpg) ![642 Lowry Lane - Photo 27](http://lh.rdcpix.com/3dd3bbd053965b8086a7d70cd87793a1l-f3210490615r.jpg) ![642 Lowry Lane - Photo 28](http://lh.rdcpix.com/3dd3bbd053965b8086a7d70cd87793a1l-f3556200631r.jpg) ![642 Lowry Lane - Photo 29](http://lh.rdcpix.com/3dd3bbd053965b8086a7d70cd87793a1l-f3829640070r.jpg) ![642 Lowry Lane - Photo 30](http://lh.rdcpix.com/3dd3bbd053965b8086a7d70cd87793a1l-f3285039603r.jpg) ![642 Lowry Lane - Photo 31](http://lh.rdcpix.com/3dd3bbd053965b8086a7d70cd87793a1l-f681513467r.jpg) ![642 Lowry Lane - Photo 32](http://lh.rdcpix.com/3dd3bbd053965b8086a7d70cd87793a1l-f3140430619r.jpg) ![642 Lowry Lane - Photo 33](http://lh.rdcpix.com/3dd3bbd053965b8086a7d70cd87793a1l-f1443488366r.jpg) ![642 Lowry Lane - Photo 34](http://lh.rdcpix.com/3dd3bbd053965b8086a7d70cd87793a1l-f3844342484r.jpg) ![642 Lowry Lane - Photo 35](http://lh.rdcpix.com/3dd3bbd053965b8086a7d70cd87793a1l-f506602679r.jpg) ![642 Lowry Lane - Photo 36](http://lh.rdcpix.com/3dd3bbd053965b8086a7d70cd87793a1l-f874084545r.jpg) ![642 Lowry Lane - Photo 37](http://lh.rdcpix.com/3dd3bbd053965b8086a7d70cd87793a1l-f317068681r.jpg) ![642 Lowry Lane - Photo 38](http://lh.rdcpix.com/3dd3bbd053965b8086a7d70cd87793a1l-f66184647r.jpg) ![642 Lowry Lane - Photo 39](http://lh.rdcpix.com/3dd3bbd053965b8086a7d70cd87793a1l-f3906502249r.jpg) ![642 Lowry Lane - Photo 40](http://lh.rdcpix.com/3dd3bbd053965b8086a7d70cd87793a1l-f384849456r.jpg) ![642 Lowry Lane - Photo 41](http://lh.rdcpix.com/3dd3bbd053965b8086a7d70cd87793a1l-f1186957780r.jpg) ![642 Lowry Lane - Photo 42](http://lh.rdcpix.com/3dd3bbd053965b8086a7d70cd87793a1l-f2689353097r.jpg) ![642 Lowry Lane - Photo 43](http://lh.rdcpix.com/3dd3bbd053965b8086a7d70cd87793a1l-f147289304r.jpg) ![642 Lowry Lane - Photo 44](http://lh.rdcpix.com/3dd3bbd053965b8086a7d70cd87793a1l-f394502115r.jpg) ![642 Lowry Lane - Photo 45](http://lh.rdcpix.com/3dd3bbd053965b8086a7d70cd87793a1l-f3876424015r.jpg) ![642 Lowry Lane - Photo 46](http://lh.rdcpix.com/3dd3bbd053965b8086a7d70cd87793a1l-f1196773484r.jpg) ![642 Lowry Lane - Photo 47](http://lh.rdcpix.com/3dd3bbd053965b8086a7d70cd87793a1l-f3921047440r.jpg) ![642 Lowry Lane - Photo 48](http://lh.rdcpix.com/3dd3bbd053965b8086a7d70cd87793a1l-f2052188756r.jpg) ![642 Lowry Lane - Photo 49](http://lh.rdcpix.com/3dd3bbd053965b8086a7d70cd87793a1l-f1310992260r.jpg) --- **MLS#:** 20304055 | **Updated:** 2026-09-23 **Source:** listhub *Copyright © 2026 Western Upstate Association of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/642-lowry-lane-seneca-sc-29678-20304055) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/642-lowry-lane-seneca-sc-29678-20304055#listing", "url": "https://www.propertysimple.ai/listing/642-lowry-lane-seneca-sc-29678-20304055", "name": "642 Lowry Lane, Seneca, SC 29678", "description": "Welcome to 642 Lowry Lane, Seneca, SC 29678-a rare opportunity to own an exceptional point-lot home on beautiful Lake Hartwell with year-round deep water, breathtaking views, and outstanding investment potential. Nestled on a quiet cul-de-sac in desirable Martin Creek, this spacious 5-bedroom, 3-bath home (or 4 bedrooms plus a bonus room) offers stunning lake views from nearly every room and is just minutes from Clemson by boat or car. The thoughtfully designed floor plan features a dramatic two-story great room with soaring ceilings, an open loft, and expansive windows that fill the home with natural light while showcasing the lake. The main-level primary suite is a peaceful retreat with a cedar-lined walk-in closet, jetted garden tub, separate shower, and beautiful water views. A second bedroom and full bath on the main level provide added convenience for guests or multigenerational living. Outdoor living is just as impressive, with a covered porch perfect for relaxing in the shade, plus a spacious two-tier deck overlooking the lake. The deck features a built-in hot tub (condition unknown; not used in the past two years), creating the perfect setting for entertaining or unwinding after a day on the water. The gently sloping point lot offers a paved concrete walkway leading to the dock, making lake access easy for all ages. Enjoy year-round deep water, rip-rapped shoreline, and a new two-story, two-slip aluminum double-decker dock complete with speakers and underwater lighting-everything you need to make the most of lake life. Inside, you'll find hardwood and ceramic tile flooring throughout the main living areas with carpet in the bedrooms. Additional features include a two-car garage, generous on-site parking, and a walk-in storage area beneath the home, ideal for storing all your lake toys and outdoor gear. There is also space for a utility sink, refrigerator, and an ice machine. The water line is already in place. Whether you're searching for a primary residence, vacation home, or income-producing property, this home offers incredible flexibility. With no HOA and a proven history as a successful Airbnb, it's well-suited for short-term rental income. The home may also be purchased furnished, providing a true turnkey opportunity for personal enjoyment or continued rental operation. Located just off the main channel in Martin Creek, you'll enjoy quick access to open water while still benefiting from a peaceful setting. As an added bonus, you can watch and hear Clemson game-day fireworks from the property, making evenings on the lake even more memorable. 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