# 6420 IVY TER, Elkridge, MD 21075 > **TL;DR:** 5bd/4ba single family, $615,000, built 1998. Est. $3,289/mo. Listed 104 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $615,000 | | Bedrooms | 5 | | Bathrooms | 3 full, 1 half | | Year Built | 1998 | | Lot Size | 7,841 sqft (0.18 acres) | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 104 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,110 | | Estimated Insurance | $179 | | **Total** | **$3,289** | ## Nearby Schools - **Elementary:** CALL SCHOOL BOARD - **Middle:** CALL SCHOOL BOARD - **High:** CALL SCHOOL BOARD ## Property Highlights - Built in 1998 - 0.18 acre lot ## Description ### Agent Description Welcome to 6420 Ivy Terrace, a beautifully updated single-family home offering over 2,400 square feet of thoughtfully designed living space in the sought-after Harwood Park community of Howard County. With 5 bedrooms, 3.5 bathrooms, and a picturesque setting back to Harwood Park, this exceptional residence seamlessly blends modern updates, timeless features, and natural beauty. From the moment you arrive, you'll appreciate the home's inviting curb appeal, fresh landscaping, and tranquil surroundings. Step inside to discover gleaming hardwood floors, soaring 9-foot ceilings, abundant natural light, and breathtaking views that create a warm and welcoming atmosphere throughout the main level. The open-concept living and dining rooms are accented by elegant crown molding and offer easy access to the rear deck, where you can enjoy your morning coffee overlooking the treetops while listening to the peaceful sounds of the stream that meanders through the rear of the property. The beautifully updated kitchen is designed for both everyday living and entertaining, featuring 42-inch cabinetry, granite countertops, stainless steel appliances, decorative backsplash, pendant lighting, a center island, a custom coffee bar, and a light-filled bow window that frames the stunning natural views. A convenient powder room completes the main level. Upstairs, retreat to the spacious primary suite featuring ample closet space and a luxurious en-suite bath complete with dual vanities, a soaking tub, and a walk-in shower. Three additional generously sized bedrooms and a full bath complete the upper level. The finished walkout lower level provides exceptional versatility, offering a spacious family room with direct access to the patio and backyard, where scenic views of the stream and surrounding greenery create a peaceful retreat. This level also includes a fifth bedroom, full bath, and laundry room, making it ideal for guests, multi-generational living, or a private home office. Additional highlights include an attached garage. Recent updates include kitchen and lower-level LVP flooring, microwave, painted kitchen cabinets, stove, refrigerator, HVAC, garage/ gym, and more Ideally located near Harwood Park, playgrounds, basketball courts, community events, BWI Airport, Fort Meade, and major commuter routes including I-95, Route 295, and Route 100, this home offers the perfect combination of convenience, comfort, and natural beauty. Thoughtfully updated and impeccably maintained, 6420 Ivy Terrace is a rare opportunity to enjoy spacious living in one of Howard County's most desirable communities. ## Location - **Address:** 6420 IVY TER, Elkridge, MD 21075 - **County:** Howard - **Neighborhood:** HARWOOD PARK - **Coordinates:** 39.19112, -76.74215 - **Google Maps:** https://www.google.com/maps?q=39.19112,-76.74215 ## Virtual Tour & Media - **Video Tour:** https://youriguide.com/embed/5kt20_6420_ivy_terrace_elkridge_md?unbranded=1&bgcolor=FFFFFF ## Listing Agent - **Name:** Martin V Willigan - **Brokerage:** Long & Foster Real Estate - **Phone:** 4434742545 - **Broker Phone:** 4105310321 ## Photos ![6420 IVY TER - Photo 1](http://lh.rdcpix.com/20bbcffeb0d5ab907641c7f620465399l-f270255249r.jpg) ![6420 IVY TER - Photo 2](http://lh.rdcpix.com/20bbcffeb0d5ab907641c7f620465399l-f1428341999r.jpg) ![6420 IVY TER - Photo 3](http://lh.rdcpix.com/20bbcffeb0d5ab907641c7f620465399l-f3338992374r.jpg) ![6420 IVY TER - Photo 4](http://lh.rdcpix.com/20bbcffeb0d5ab907641c7f620465399l-f2953440292r.jpg) ![6420 IVY TER - Photo 5](http://lh.rdcpix.com/20bbcffeb0d5ab907641c7f620465399l-f507438006r.jpg) ![6420 IVY TER - Photo 6](http://lh.rdcpix.com/20bbcffeb0d5ab907641c7f620465399l-f3402307416r.jpg) ![6420 IVY TER - Photo 7](http://lh.rdcpix.com/20bbcffeb0d5ab907641c7f620465399l-f2186735983r.jpg) ![6420 IVY TER - Photo 8](http://lh.rdcpix.com/20bbcffeb0d5ab907641c7f620465399l-f2381545650r.jpg) ![6420 IVY TER - Photo 9](http://lh.rdcpix.com/20bbcffeb0d5ab907641c7f620465399l-f3581360071r.jpg) ![6420 IVY TER - Photo 10](http://lh.rdcpix.com/20bbcffeb0d5ab907641c7f620465399l-f2046610578r.jpg) ![6420 IVY TER - Photo 11](http://lh.rdcpix.com/20bbcffeb0d5ab907641c7f620465399l-f622675944r.jpg) ![6420 IVY TER - Photo 12](http://lh.rdcpix.com/20bbcffeb0d5ab907641c7f620465399l-f1329225679r.jpg) ![6420 IVY TER - Photo 13](http://lh.rdcpix.com/20bbcffeb0d5ab907641c7f620465399l-f3932556794r.jpg) ![6420 IVY TER - Photo 14](http://lh.rdcpix.com/20bbcffeb0d5ab907641c7f620465399l-f3405422792r.jpg) ![6420 IVY TER - Photo 15](http://lh.rdcpix.com/20bbcffeb0d5ab907641c7f620465399l-f994862668r.jpg) ![6420 IVY TER - Photo 16](http://lh.rdcpix.com/20bbcffeb0d5ab907641c7f620465399l-f1838597052r.jpg) ![6420 IVY TER - Photo 17](http://lh.rdcpix.com/20bbcffeb0d5ab907641c7f620465399l-f3929444907r.jpg) ![6420 IVY TER - Photo 18](http://lh.rdcpix.com/20bbcffeb0d5ab907641c7f620465399l-f4199895102r.jpg) ![6420 IVY TER - Photo 19](http://lh.rdcpix.com/20bbcffeb0d5ab907641c7f620465399l-f3675571701r.jpg) ![6420 IVY TER - Photo 20](http://lh.rdcpix.com/20bbcffeb0d5ab907641c7f620465399l-f110006252r.jpg) ![6420 IVY TER - Photo 21](http://lh.rdcpix.com/20bbcffeb0d5ab907641c7f620465399l-f1284981480r.jpg) ![6420 IVY TER - Photo 22](http://lh.rdcpix.com/20bbcffeb0d5ab907641c7f620465399l-f3364056528r.jpg) ![6420 IVY TER - Photo 23](http://lh.rdcpix.com/20bbcffeb0d5ab907641c7f620465399l-f1638787376r.jpg) ![6420 IVY TER - Photo 24](http://lh.rdcpix.com/20bbcffeb0d5ab907641c7f620465399l-f468731281r.jpg) ![6420 IVY TER - Photo 25](http://lh.rdcpix.com/20bbcffeb0d5ab907641c7f620465399l-f4005330493r.jpg) ![6420 IVY TER - Photo 26](http://lh.rdcpix.com/20bbcffeb0d5ab907641c7f620465399l-f3689849656r.jpg) ![6420 IVY TER - Photo 27](http://lh.rdcpix.com/20bbcffeb0d5ab907641c7f620465399l-f4268917776r.jpg) ![6420 IVY TER - Photo 28](http://lh.rdcpix.com/20bbcffeb0d5ab907641c7f620465399l-f2275419850r.jpg) ![6420 IVY TER - Photo 29](http://lh.rdcpix.com/20bbcffeb0d5ab907641c7f620465399l-f957903536r.jpg) ![6420 IVY TER - Photo 30](http://lh.rdcpix.com/20bbcffeb0d5ab907641c7f620465399l-f3052371418r.jpg) ![6420 IVY TER - Photo 31](http://lh.rdcpix.com/20bbcffeb0d5ab907641c7f620465399l-f3411900722r.jpg) ![6420 IVY TER - Photo 32](http://lh.rdcpix.com/20bbcffeb0d5ab907641c7f620465399l-f1989355283r.jpg) ![6420 IVY TER - Photo 33](http://lh.rdcpix.com/20bbcffeb0d5ab907641c7f620465399l-f315373087r.jpg) ![6420 IVY TER - Photo 34](http://lh.rdcpix.com/20bbcffeb0d5ab907641c7f620465399l-f388030528r.jpg) ![6420 IVY TER - Photo 35](http://lh.rdcpix.com/20bbcffeb0d5ab907641c7f620465399l-f580793134r.jpg) ![6420 IVY TER - Photo 36](http://lh.rdcpix.com/20bbcffeb0d5ab907641c7f620465399l-f130098721r.jpg) ![6420 IVY TER - Photo 37](http://lh.rdcpix.com/20bbcffeb0d5ab907641c7f620465399l-f941457284r.jpg) ![6420 IVY TER - Photo 38](http://lh.rdcpix.com/20bbcffeb0d5ab907641c7f620465399l-f2020721149r.jpg) ![6420 IVY TER - Photo 39](http://lh.rdcpix.com/20bbcffeb0d5ab907641c7f620465399l-f2696794362r.jpg) ![6420 IVY TER - Photo 40](http://lh.rdcpix.com/20bbcffeb0d5ab907641c7f620465399l-f517581207r.jpg) ![6420 IVY TER - Photo 41](http://lh.rdcpix.com/20bbcffeb0d5ab907641c7f620465399l-f2656931655r.jpg) ![6420 IVY TER - Photo 42](http://lh.rdcpix.com/20bbcffeb0d5ab907641c7f620465399l-f328941879r.jpg) ![6420 IVY TER - Photo 43](http://lh.rdcpix.com/20bbcffeb0d5ab907641c7f620465399l-f2214520769r.jpg) ![6420 IVY TER - Photo 44](http://lh.rdcpix.com/20bbcffeb0d5ab907641c7f620465399l-f269653891r.jpg) ![6420 IVY TER - Photo 45](http://lh.rdcpix.com/20bbcffeb0d5ab907641c7f620465399l-f1607772598r.jpg) ![6420 IVY TER - Photo 46](http://lh.rdcpix.com/20bbcffeb0d5ab907641c7f620465399l-f3344780237r.jpg) ![6420 IVY TER - Photo 47](http://lh.rdcpix.com/20bbcffeb0d5ab907641c7f620465399l-f2793824807r.jpg) ![6420 IVY TER - Photo 48](http://lh.rdcpix.com/20bbcffeb0d5ab907641c7f620465399l-f2419792095r.jpg) ![6420 IVY TER - Photo 49](http://lh.rdcpix.com/20bbcffeb0d5ab907641c7f620465399l-f2899630709r.jpg) ![6420 IVY TER - Photo 50](http://lh.rdcpix.com/20bbcffeb0d5ab907641c7f620465399l-f3311742905r.jpg) ![6420 IVY TER - Photo 51](http://lh.rdcpix.com/20bbcffeb0d5ab907641c7f620465399l-f1403741769r.jpg) ![6420 IVY TER - Photo 52](http://lh.rdcpix.com/20bbcffeb0d5ab907641c7f620465399l-f1091645695r.jpg) ![6420 IVY TER - Photo 53](http://lh.rdcpix.com/20bbcffeb0d5ab907641c7f620465399l-f2674516700r.jpg) ![6420 IVY TER - Photo 54](http://lh.rdcpix.com/20bbcffeb0d5ab907641c7f620465399l-f191515884r.jpg) --- **MLS#:** MDHW2068138 | **Updated:** 2026-09-22 **Source:** listhub *Copyright © 2026 Long & Foster Real Estate. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/6420-ivy-ter-elkridge-md-21075-w2068138) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/6420-ivy-ter-elkridge-md-21075-w2068138#listing", "url": "https://www.propertysimple.ai/listing/6420-ivy-ter-elkridge-md-21075-w2068138", "name": "6420 IVY TER, Elkridge, MD 21075", "description": "Welcome to 6420 Ivy Terrace, a beautifully updated single-family home offering over 2,400 square feet of thoughtfully designed living space in the sought-after Harwood Park community of Howard County. With 5 bedrooms, 3.5 bathrooms, and a picturesque setting back to Harwood Park, this exceptional residence seamlessly blends modern updates, timeless features, and natural beauty. From the moment you arrive, you'll appreciate the home's inviting curb appeal, fresh landscaping, and tranquil surroundings. Step inside to discover gleaming hardwood floors, soaring 9-foot ceilings, abundant natural light, and breathtaking views that create a warm and welcoming atmosphere throughout the main level. The open-concept living and dining rooms are accented by elegant crown molding and offer easy access to the rear deck, where you can enjoy your morning coffee overlooking the treetops while listening to the peaceful sounds of the stream that meanders through the rear of the property. The beautifully updated kitchen is designed for both everyday living and entertaining, featuring 42-inch cabinetry, granite countertops, stainless steel appliances, decorative backsplash, pendant lighting, a center island, a custom coffee bar, and a light-filled bow window that frames the stunning natural views. A convenient powder room completes the main level. Upstairs, retreat to the spacious primary suite featuring ample closet space and a luxurious en-suite bath complete with dual vanities, a soaking tub, and a walk-in shower. Three additional generously sized bedrooms and a full bath complete the upper level. The finished walkout lower level provides exceptional versatility, offering a spacious family room with direct access to the patio and backyard, where scenic views of the stream and surrounding greenery create a peaceful retreat. This level also includes a fifth bedroom, full bath, and laundry room, making it ideal for guests, multi-generational living, or a private home office. Additional highlights include an attached garage. Recent updates include kitchen and lower-level LVP flooring, microwave, painted kitchen cabinets, stove, refrigerator, HVAC, garage/ gym, and more Ideally located near Harwood Park, playgrounds, basketball courts, community events, BWI Airport, Fort Meade, and major commuter routes including I-95, Route 295, and Route 100, this home offers the perfect combination of convenience, comfort, and natural beauty. 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