About This Home

This 4-bedroom, 1-bathroom single family at 643 E Oak St in Louisville, KY is listed for $189,900 ($66 per sqft). Built in 1912, the home offers 2,886 sqft of living space on a 0.10 acres lot.

Key Features

  • Built in 1912
  • 0.10 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
1 full
1912

Amenities

FireplaceA/C
Listing Description

Unlock opportunity in the heart of historic Shelby Park! This spacious home has a flexible 4-bedroom layout with character and charm: tall ceilings, hardwood floors, unpainted wood trim, pocket doors, and original door knobs await your personal touch.

The main level offers nearly 1,500 SF while another bonus is the 1,000+ SF of finished attic, a perfect flex space. Plus, the 500+ SF walk-up unfinished basement has laundry hookups and extra room for storage. The home is zoned R-6 with duplex-conversion potential; buyer to verify.

As a contributing resource in the Shelby Park National Register Historic District, it is eligible for historic rehabilitation tax credit programs, according to the Kentucky Historic Council. Outside sip sweet tea on the front porch overlooking the front yard or garden in the backyard, both adorned with locally sourced native plants landscaped by Native Oasis.

The privacy-fenced backyard offers raised beds, a shed and an off-street one car parking pad. This centenarian home is full of potential for homebuyers ready to build equity through updates and improvements or investors looking for their next renovation or buy and hold property.

The surrounding blocks include the park, Shelby Park, which is home to a historic Carnegie library, where the Shelby Park Neighborhood Association meets monthly. Nearby the home is also a plethora of local dining and businesses such as Perso, Toasty's Tavern, Atrium Brewing, OMA, Lady Luck, Mooncrust Cafe, and many more!

Plus, the centrally located neighborhood is next to Germantown, Logan Street Market, minutes from Downtown Louisville, the Highlands, NuLu, local restaurants, parks, entertainment, and more! Whether you're looking for your next renovation project, a long-term investment, or a home where your improvements can build equity, this property presents an exciting opportunity with lots of possibilities! Property is being sold as-is. Buyer to verify all aspects of the property important to the buyer.

Monthly Cost Estimate

$1,016/mo

20% down · 6.5% · 30 years

Principal$137
Interest$823
Insurance$55

Estimates only. Actual payments may vary.

Location

643 E Oak St

Louisville, KY 40203

SHELBY

Property Details

Construction

Vinyl Siding Wood Frame Brick Stone

Outdoor Features

PorchPatio

Parking

On StreetOff Street

Heating

Electric (Heating)Forced AirRadiant

Cooling

Wall/Window Unit(s)Window Unit(s)

Questions & Answers

This 4-bedroom, 1-bathroom single family at 643 E Oak St is listed at $189,900 ($66/sqft). The estimated monthly payment is $1,015 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1912, 0.10 acre lot, 2 stories, Fireplace.

This property is listed by Eileen Street and can be reached at (502) 554-9500.

ES

Eileen Street

Agent at Keller Williams Realty, Louisville East

(502) 554-9500
Agent website

Listed by Keller Williams Realty, Louisville East · Broker phone: (502) 554-9500 · View on Broker Site · Broker website

MLS# 1724912· Source: Greater Louisville Association of REALTORS®· 15 days on PropertySimple

Copyright © 2026 Greater Louisville Association of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

643 E Oak St, Louisville, KY 40203

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