# 643 E Oak St, Louisville, KY 40203

> **TL;DR:** 4bd/1ba single family, $189,900 ($66/sqft), built 1912, 2,886 sqft.
> Fireplace, A/C. Est. $1,015/mo. Listed 18 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $189,900 |
| Price/sqft | $66 |
| Bedrooms | 4 |
| Bathrooms | 1 full |
| Square Feet | 2,886 |
| Year Built | 1912 |
| Lot Size | 4,356 sqft (0.10 acres) |
| Stories | 2 |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 18 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $960 |
| Estimated Insurance | $55 |
| **Total** | **$1,015** |

## Key Amenities

- Fireplace
- A/C

## Property Highlights

- Built in 1912
- 0.10 acre lot
- 2 stories
- Fireplace

## Description

### Agent Description
Unlock opportunity in the heart of historic Shelby Park! This spacious home has a flexible 4-bedroom layout with character and charm: tall ceilings, hardwood floors, unpainted wood trim, pocket doors, and original door knobs await your personal touch. The main level offers nearly 1,500 SF while another bonus is the 1,000+ SF of finished attic, a perfect flex space. Plus, the 500+ SF walk-up unfinished basement has laundry hookups and extra room for storage. The home is zoned R-6 with duplex-conversion potential; buyer to verify. As a contributing resource in the Shelby Park National Register Historic District, it is eligible for historic rehabilitation tax credit programs, according to the Kentucky Historic Council. Outside sip sweet tea on the front porch overlooking the front yard or garden in the backyard, both adorned with locally sourced native plants landscaped by Native Oasis. The privacy-fenced backyard offers raised beds, a shed and an off-street one car parking pad. This centenarian home is full of potential for homebuyers ready to build equity through updates and improvements or investors looking for their next renovation or buy and hold property. The surrounding blocks include the park, Shelby Park, which is home to a historic Carnegie library, where the Shelby Park Neighborhood Association meets monthly. Nearby the home is also a plethora of local dining and businesses such as Perso, Toasty's Tavern, Atrium Brewing, OMA, Lady Luck, Mooncrust Cafe, and many more! Plus, the centrally located neighborhood is next to Germantown, Logan Street Market, minutes from Downtown Louisville, the Highlands, NuLu, local restaurants, parks, entertainment, and more! Whether you're looking for your next renovation project, a long-term investment, or a home where your improvements can build equity, this property presents an exciting opportunity with lots of possibilities! Property is being sold as-is. Buyer to verify all aspects of the property important to the buyer.

## Location

- **Address:** 643 E Oak St, Louisville, KY 40203
- **County:** Jefferson
- **Neighborhood:** SHELBY
- **Coordinates:** 38.234031, -85.743587
- **Google Maps:** https://www.google.com/maps?q=38.234031,-85.743587

## Listing Agent

- **Name:** Eileen Street
- **Brokerage:** Keller Williams Realty, Louisville East
- **Phone:** (502) 554-9500
- **Broker Phone:** (502) 554-9500
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/643-E-Oak-St_Louisville_KY_40203_M31871-69256?f=listhub&s=GLARKY&m=1724912&c=propsimple)

## Photos

![643 E Oak St - Photo 1](http://lh.rdcpix.com/a2b41dc9f95ad6bd7331ec430082681dl-f1144836362r.jpg)

![643 E Oak St - Photo 2](http://lh.rdcpix.com/a2b41dc9f95ad6bd7331ec430082681dl-f3699337691r.jpg)

![643 E Oak St - Photo 3](http://lh.rdcpix.com/a2b41dc9f95ad6bd7331ec430082681dl-f90807478r.jpg)

![643 E Oak St - Photo 4](http://lh.rdcpix.com/a2b41dc9f95ad6bd7331ec430082681dl-f1705665055r.jpg)

![643 E Oak St - Photo 5](http://lh.rdcpix.com/a2b41dc9f95ad6bd7331ec430082681dl-f1621141046r.jpg)

![643 E Oak St - Photo 6](http://lh.rdcpix.com/a2b41dc9f95ad6bd7331ec430082681dl-f652271060r.jpg)

![643 E Oak St - Photo 7](http://lh.rdcpix.com/a2b41dc9f95ad6bd7331ec430082681dl-f545106039r.jpg)

![643 E Oak St - Photo 8](http://lh.rdcpix.com/a2b41dc9f95ad6bd7331ec430082681dl-f3852424085r.jpg)

![643 E Oak St - Photo 9](http://lh.rdcpix.com/a2b41dc9f95ad6bd7331ec430082681dl-f3489546400r.jpg)

![643 E Oak St - Photo 10](http://lh.rdcpix.com/a2b41dc9f95ad6bd7331ec430082681dl-f3984687597r.jpg)

![643 E Oak St - Photo 11](http://lh.rdcpix.com/a2b41dc9f95ad6bd7331ec430082681dl-f1282393966r.jpg)

![643 E Oak St - Photo 12](http://lh.rdcpix.com/a2b41dc9f95ad6bd7331ec430082681dl-f3828125149r.jpg)

![643 E Oak St - Photo 13](http://lh.rdcpix.com/a2b41dc9f95ad6bd7331ec430082681dl-f1553587592r.jpg)

![643 E Oak St - Photo 14](http://lh.rdcpix.com/a2b41dc9f95ad6bd7331ec430082681dl-f1549371997r.jpg)

![643 E Oak St - Photo 15](http://lh.rdcpix.com/a2b41dc9f95ad6bd7331ec430082681dl-f4159588907r.jpg)

![643 E Oak St - Photo 16](http://lh.rdcpix.com/a2b41dc9f95ad6bd7331ec430082681dl-f1040666612r.jpg)

![643 E Oak St - Photo 17](http://lh.rdcpix.com/a2b41dc9f95ad6bd7331ec430082681dl-f445231809r.jpg)

![643 E Oak St - Photo 18](http://lh.rdcpix.com/a2b41dc9f95ad6bd7331ec430082681dl-f3549127476r.jpg)

![643 E Oak St - Photo 19](http://lh.rdcpix.com/a2b41dc9f95ad6bd7331ec430082681dl-f2286812739r.jpg)

![643 E Oak St - Photo 20](http://lh.rdcpix.com/a2b41dc9f95ad6bd7331ec430082681dl-f2866965736r.jpg)

![643 E Oak St - Photo 21](http://lh.rdcpix.com/a2b41dc9f95ad6bd7331ec430082681dl-f3242610056r.jpg)

![643 E Oak St - Photo 22](http://lh.rdcpix.com/a2b41dc9f95ad6bd7331ec430082681dl-f773791382r.jpg)

![643 E Oak St - Photo 23](http://lh.rdcpix.com/a2b41dc9f95ad6bd7331ec430082681dl-f2421697841r.jpg)

![643 E Oak St - Photo 24](http://lh.rdcpix.com/a2b41dc9f95ad6bd7331ec430082681dl-f734758622r.jpg)

![643 E Oak St - Photo 25](http://lh.rdcpix.com/a2b41dc9f95ad6bd7331ec430082681dl-f2127017221r.jpg)

![643 E Oak St - Photo 26](http://lh.rdcpix.com/a2b41dc9f95ad6bd7331ec430082681dl-f3353326956r.jpg)

![643 E Oak St - Photo 27](http://lh.rdcpix.com/a2b41dc9f95ad6bd7331ec430082681dl-f475850674r.jpg)

![643 E Oak St - Photo 28](http://lh.rdcpix.com/a2b41dc9f95ad6bd7331ec430082681dl-f2022260575r.jpg)

![643 E Oak St - Photo 29](http://lh.rdcpix.com/a2b41dc9f95ad6bd7331ec430082681dl-f3531317363r.jpg)

![643 E Oak St - Photo 30](http://lh.rdcpix.com/a2b41dc9f95ad6bd7331ec430082681dl-f1794017027r.jpg)

![643 E Oak St - Photo 31](http://lh.rdcpix.com/a2b41dc9f95ad6bd7331ec430082681dl-f1806108732r.jpg)

![643 E Oak St - Photo 32](http://lh.rdcpix.com/a2b41dc9f95ad6bd7331ec430082681dl-f3313723016r.jpg)

---

**MLS#:** 1724912 | **Updated:** 2026-10-01
**Source:** listhub

*Copyright © 2026 Greater Louisville Association of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/643-e-oak-st-louisville-ky-40203-1724912)

---

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